Cortland Bancorp Buy or Sell Recommendation

Macroaxis provides Cortland Bancorp buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Cortland Bancorp positions. The advice algorithm takes into account all of Cortland Bancorp available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from Cortland Bancorp buy-and-hold prospective. Check also Cortland Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with current analyst consensus

Investment Horizon


Risk Tolerance

Execute Advice
Cortland Bancorp -- USA Stock  

USD 20.25  0.01  0.0494%

Given the investment horizon of 30 days, and your above average risk tolerance our recommendation regarding Cortland Bancorp is 'Cautious Hold'.
For the selected time horizon Cortland Bancorp has a mean deviation of 0.8426, semi deviation of 0.0, standard deviation of 1.76, variance of 3.11, downside variance of 0.0 and semi variance of 0.0
Macroaxis buy, hold, or sell recommendation module can be used to complement current analysts and expert consensus on Cortland Bancorp. Our buy, hold, or sell suggestion engine makes use of analyzes the corporation potential to grow using all fundamental data market data available at the time. To make sure Cortland Bancorp is not overpriced, please confirm all Cortland Bancorp fundamentals including its Price to Book, Cash and Equivalents, Book Value Per Share, as well as the relationship between Revenue and Total Debt . Given that Cortland Bancorp has Shares Owned by Institutions of 7.37 % , we suggest you validate Cortland Bancorp market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Returns Distribution Density

Mean Return0.36Value At Risk0.26
Potential Upside1.82Standard Deviation1.76
 Return Density 

Cortland Bancorp Greeks

Alpha over DOW
βBeta against DOW=1.02
Overall volatility
 IrInformation ratio =0.11

Cortland Bancorp Volatility Alert

Cortland Bancorp exhibits very low volatility with skewness of 2.35 and kurtosis of 11.52. However, we advise investors to further study Cortland Bancorp technical indicators to make sure all market info is available and is reliable.
 Better Than Average     
 Worse Than Average Compare Cortland Bancorp to competition
FundamentalsCortland BancorpPeer Average
Return On Equity7.52 % (15.17) %
Return On Asset0.73 % (15.64) %
Operating Margin24.2 % (10.91) %
Current Valuation99.18 M152.14 B
Shares Outstanding4.42 M1.43 B
Shares Owned by Insiders9.05 % 6.91 %
Shares Owned by Institutions7.37 % 18.37 %
Price to Earning20.58 times40.69 times
Price to Book1.55 times14.44 times
Price to Sales3.85 times17.81 times
Revenue24.14 M9.85 B
Net Income5.47 M517.71 M
Cash and Equivalents12.82 M3.89 B
Cash per Share4.35 times5.17 times
Total Debt34.06 M7.36 B
Debt to Equity9.8 % 0.72 %
Book Value Per Share13.52 times13.64 times
Cash Flow from Operations4.25 M1.25 B
Earnings Per Share1.02 times2.3 times
Number of Employees15910.67 K
Market Capitalization92.85 M29.78 B
Total Asset612.44 M126.86 B
Retained Earnings17.85 M38.24 B
Z Score1.2708.73
Last Dividend Paid0.32
Cautious Hold


Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Currently Unavailable

Piotroski F Score

Financial Leverage

   Purchase by David Cole of tradable shares of Cortland Bancorp [view details]
Risk Adjusted Performance0.1093
Market Risk Adjusted Performance(0.33)
Mean Deviation0.8426
Coefficient Of Variation486.88
Standard Deviation1.76
Information Ratio0.1051
Jensen Alpha0.5235
Total Risk Alpha(0.24)
Treynor Ratio(0.34)
Maximum Drawdown10.66
Value At Risk(0.26)
Potential Upside1.82

Current Valuation

Cortland Bancorp Current Valuation Analysis
Cortland Bancorp is the top company in current valuation category among related companies. After adjusting for long-term liabilities, total market size of Regional - Midwest Banks industry is currently estimated at about (224.57 Billion). Cortland Bancorp adds roughly 99.18 Million in current valuation claiming only tiny portion of equities listed under Regional - Midwest Banks industry.