Cortland Bancorp Buy or Sell Recommendation

Macroaxis provides Cortland Bancorp buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Cortland Bancorp positions. The advice algorithm takes into account all of Cortland Bancorp available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from Cortland Bancorp buy-and-hold prospective. Check also Cortland Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with current analyst consensus

Investment Horizon

  

Risk Tolerance

  
Symbol
Execute Advice
Cortland Bancorp -- USA Stock  

USD 18  0.05  0.28%

Given the investment horizon of 30 days, and your above average risk tolerance our recommendation regarding Cortland Bancorp is 'Strong Sell'.
For the selected time horizon Cortland Bancorp has a mean deviation of 0.7123, semi deviation of 0.0, standard deviation of 1.89, variance of 3.57, downside variance of 0.0 and semi variance of 0.0
This buy or sell advice tool can be used to cross verify current analyst consensus on Cortland Bancorp and to analyze the company potential to grow in the current economic cycle. To make sure Cortland Bancorp is not overpriced, please confirm all Cortland Bancorp fundamentals including its Net Income, Debt to Equity and the relationship between Price to Sales and Cash per Share . Given that Cortland Bancorp has Shares Owned by Insiders of 9 % , we suggest you validate Cortland Bancorp market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Returns Distribution Density

Mean Return-0.02Value At Risk-1.3699
Potential Upside0.2778Standard Deviation1.8903
 Return Density 
      Distribution 

Cortland Bancorp Greeks

α
Alpha over DOW
= 0.29 
βBeta against DOW=(2.57) 
σ
Overall volatility
= 1.85 
 IrInformation ratio =(0.0819) 

Cortland Bancorp Volatility Alert

Cortland Bancorp exhibits very low volatility with skewness of 1.71 and kurtosis of 11.0. However, we advise investors to further study Cortland Bancorp technical indicators to make sure all market info is available and is reliable.
    
 Better Than Average     
    
 Worse Than Average Compare Cortland Bancorp to competition
FundamentalsCortland BancorpPeer Average
Return On Equity7.52 % (15.17) %
Return On Asset0.73 % (15.64) %
Profit Margin18.92 % (5.5) %
Operating Margin24.16 % (10.91) %
Current Valuation99.18 M152.14 B
Shares Outstanding4.43 M1.43 B
Shares Owned by Insiders9 % 6.91 %
Shares Owned by Institutions7.36 % 18.37 %
Price to Earning17.65 times40.69 times
Price to Book1.33 times14.44 times
Price to Sales3.34 times17.81 times
Revenue23.88 M9.85 B
Net Income4.52 M517.71 M
Cash and Equivalents19.28 M3.89 B
Cash per Share4.35 times5.17 times
Total Debt33.12 M7.36 B
Debt to Equity9.8 times0.72 times
Book Value Per Share13.52 times13.64 times
Cash Flow from Operations6.86 M1.25 B
Earnings Per Share1.02 times2.3 times
Number of Employees15910.67 K
Beta0.150.34
Market Capitalization79.8 M29.78 B
Total Asset612.44 M126.86 B
Retained Earnings17.85 M38.24 B
Z Score1.2708.73
Last Dividend Paid0.32
SellBuy
Strong Sell

Volatility

Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Currently Unavailable

Piotroski F Score

Financial Leverage

Inapplicable
   Cortland Bancorp exotic insider transaction detected [view details]
Risk Adjusted Performance0.0063
Market Risk Adjusted Performance0.0221
Mean Deviation0.7123
Coefficient Of Variation(9,019)
Standard Deviation1.89
Variance3.57
Information Ratio(0.081939)
Jensen Alpha0.2871
Total Risk Alpha(1.06)
Treynor Ratio0.0121
Maximum Drawdown11.83
Value At Risk(1.37)
Potential Upside0.2778
Skewness1.71
Kurtosis11.0

Current Valuation

Cortland Bancorp Current Valuation Analysis
Cortland Bancorp is the top company in current valuation category among related companies. After adjusting for long-term liabilities, total market size of Regional - Midwest Banks industry is currently estimated at about (239.34 Billion). Cortland Bancorp adds roughly 99.18 Million in current valuation claiming only tiny portion of equities listed under Regional - Midwest Banks industry.