Cortland Bancorp Buy or Sell Recommendation

Macroaxis provides Cortland Bancorp buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Cortland Bancorp positions. The advice algorithm takes into account all of Cortland Bancorp available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from Cortland Bancorp buy-and-hold prospective. Check also Cortland Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with current analyst consensus

Time Horizon

Risk Tolerance

Symbol
Execute Advice
Cortland Bancorp -- USA Stock  

USD 21.08  0.00  0.00%

Given the investment horizon of 30 days, and your above average risk tolerance our recommendation regarding Cortland Bancorp is 'Buy'.
For the selected time horizon Cortland Bancorp has a risk adjusted performance of 0.1674, jensen alpha of 0.1132, total risk alpha of 0.1957, sortino ratio of 0.0 and treynor ratio of 0.5059
Macroaxis buy, hold, or sell recommendation module can be used to complement current analysts and expert consensus on Cortland Bancorp. Our buy, hold, or sell suggestion engine makes use of analyzes the corporation potential to grow using all fundamental data market data available at the time. To make sure Cortland Bancorp is not overpriced, please confirm all Cortland Bancorp fundamentals including its Net Income, Debt to Equity and the relationship between Price to Sales and Cash per Share . Given that Cortland Bancorp has Shares Owned by Institutions of 14.59 % , we suggest you validate Cortland Bancorp market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Returns Distribution Density

Mean Return0.085979Value At Risk1.16
Potential Upside1.19Standard Deviation0.83
 Return Density 
      Distribution 

Institutional Investors

Security TypeSharesValue
Farmers Trust CoCommon Shares13.7 K281 K
Maltese Capital Management LlcCommon Shares7 K143 K
Huntington National BankCommon Shares6 K122 K
Farmers Trust CoCommon Shares12.7 K245 K
Huntington National BankCommon Shares6 K115 K
Farmers Trust CoCommon Shares12.7 K229 K
Huntington National BankCommon Shares6 K107 K

Cortland Bancorp Greeks

α
Alpha over DOW
=0.11
β
Beta against DOW=0.15
σ
Overall volatility
=0.87
Ir
Information ratio =0.39

Cortland Bancorp Volatility Alert

Cortland Bancorp exhibits very low volatility with skewness of -0.71 and kurtosis of 2.09. However, we advise investors to further study Cortland Bancorp technical indicators to make sure all market info is available and is reliable.
    
 Better Than Average     
    
 Worse Than Average Compare Cortland Bancorp to competition
FundamentalsCortland BancorpPeer Average
Return On Equity7.29 % (15.17) %
Return On Asset0.64 % (15.64) %
Profit Margin17.15 % (5.50) %
Operating Margin26.67 % (10.91) %
Current Valuation147.01 M152.14 B
Shares Outstanding4.42 M1.43 B
Shares Owned by Insiders9.05 % 6.91 %
Shares Owned by Institutions14.59 % 18.37 %
Price to Earning21.29 times40.69 times
Price to Book1.51 times14.44 times
Price to Sales3.68 times17.81 times
Revenue25.37 M9.85 B
Net Income4.35 M517.71 M
Cash and Equivalents12.82 M3.89 B
Cash per Share2.90 times5.17 times
Total Debt53.83 M7.36 B
Debt to Equity9.80 % 0.72 %
Book Value Per Share13.94 times13.64 times
Cash Flow from Operations4.25 M1.25 B
Earnings Per Share0.99 times2.30 times
Number of Employees15810.67 K
Beta0.120.34
Market Capitalization93.25 M29.78 B
Total Asset612.44 M126.86 B
Retained Earnings17.85 M38.24 B
Z Score0.6708.73
Five Year Return1.33 %
Last Dividend Paid0.44
SellBuy
Buy

Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Currently Unavailable

Piotroski F Score

Financial Leverage

Inapplicable
   Purchase by Richard Thompson of 16875 shares of Cortland Bancorp [view details]
Risk Adjusted Performance0.1674
Market Risk Adjusted Performance0.5159
Mean Deviation0.5143
Coefficient Of Variation959.66
Standard Deviation0.8251
Variance0.6808
Information Ratio0.3927
Jensen Alpha0.1132
Total Risk Alpha0.1957
Treynor Ratio0.5059
Maximum Drawdown3.68
Value At Risk1.16
Potential Upside1.19
Skewness0.71
Kurtosis2.09

Current Valuation

Cortland Bancorp Current Valuation Analysis
Cortland Bancorp is the top company in current valuation category among related companies. After adjusting for long-term liabilities, total market size of Regional - Midwest Banks industry is currently estimated at about (279.89 Billion). Cortland Bancorp adds roughly 147.01 Million in current valuation claiming only tiny portion of equities listed under Regional - Midwest Banks industry.