Cullman Bancorp Stock Buy Hold or Sell Recommendation
| CULL Stock | USD 10.40 0.00 0.00% |
Given the investment horizon of 90 days and your bold attitude towards risk, our recommendation regarding Cullman Bancorp is 'Strong Hold'. Macroaxis provides Cullman Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding CULL positions. The advice algorithm takes into account all of Cullman Bancorp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Cullman Bancorp's buy or sell advice are summarized below:
Real Value 10.55 | Hype Value 10.4 | Market Value 10.4 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Cullman Bancorp given historical horizon and risk tolerance towards Cullman Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for Cullman Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Cullman |
Execute Cullman Bancorp Buy or Sell Advice
The Cullman recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Cullman Bancorp. Macroaxis does not own or have any residual interests in Cullman Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Cullman Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Cullman Bancorp Trading Alerts and Improvement Suggestions
| Cullman Bancorp generated a negative expected return over the last 90 days | |
| About 27.0% of the company shares are held by company insiders | |
| On 21st of February 2024 Cullman Bancorp paid $ 0.12 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Cullman Bancorp, Inc. Short Interest Update - Defense World |
Cullman Bancorp Returns Distribution Density
The distribution of Cullman Bancorp's historical returns is an attempt to chart the uncertainty of Cullman Bancorp's future price movements. The chart of the probability distribution of Cullman Bancorp daily returns describes the distribution of returns around its average expected value. We use Cullman Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Cullman Bancorp returns is essential to provide solid investment advice for Cullman Bancorp.
| Mean Return | -0.02 | Value At Risk | -1.85 | Potential Upside | 2.45 | Standard Deviation | 1.39 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Cullman Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Cullman Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Cullman Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Cullman Bancorp backward and forwards among themselves. Cullman Bancorp's institutional investor refers to the entity that pools money to purchase Cullman Bancorp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Group Ag | 2023-12-31 | 4.5 K | Royal Bank Of Canada | 2023-12-31 | 158 | Wells Fargo & Co | 2023-12-31 | 48.0 | Citigroup Inc | 2023-12-31 | 1.0 | Tower Research Capital Llc | 2023-12-31 | 0.0 | Mayfair Advisory Group, Llc | 2023-09-30 | 0.0 | Arcus Capital Partners Llc | 2023-12-31 | 0.0 | Alliancebernstein L.p. | 2023-12-31 | 537.7 K | Brookstone Capital Management Llc | 2023-12-31 | 74.3 K | Vanguard Group Inc | 2023-12-31 | 67 K | Geode Capital Management, Llc | 2023-12-31 | 61.6 K |
Cullman Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 6.1M | 54.3M | 1.6M | (25.3M) | (23.6M) | (22.4M) | |
| Net Income | 3.7M | 3.5M | 1.8M | 4.2M | 4.0M | 2.7M |
Cullman Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Cullman Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Cullman Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Cullman stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.03 | |
β | Beta against NYSE Composite | -0.02 | |
σ | Overall volatility | 1.46 | |
Ir | Information ratio | -0.06 |
Cullman Bancorp Volatility Alert
Cullman Bancorp exhibits very low volatility with skewness of -0.3 and kurtosis of 6.16. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Cullman Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Cullman Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Cullman Bancorp Fundamentals Vs Peers
Comparing Cullman Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Cullman Bancorp's direct or indirect competition across all of the common fundamentals between Cullman Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Cullman Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Cullman Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Cullman Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Cullman Bancorp to competition |
| Fundamentals | Cullman Bancorp | Peer Average |
| Return On Equity | 0.0392 | -0.31 |
| Return On Asset | 0.0095 | -0.14 |
| Profit Margin | 0.24 % | (1.27) % |
| Operating Margin | 0.27 % | (5.51) % |
| Current Valuation | 94.65 M | 16.62 B |
| Shares Outstanding | 7.27 M | 571.82 M |
| Shares Owned By Insiders | 27.22 % | 10.09 % |
| Shares Owned By Institutions | 12.13 % | 39.21 % |
| Number Of Shares Shorted | 5.06 K | 4.71 M |
| Price To Earning | 7.56 X | 28.72 X |
| Price To Book | 0.75 X | 9.51 X |
| Price To Sales | 4.59 X | 11.42 X |
| Revenue | 16.89 M | 9.43 B |
| Gross Profit | 16.32 M | 27.38 B |
| EBITDA | 5.05 M | 3.9 B |
| Net Income | 3.95 M | 570.98 M |
| Cash And Equivalents | 24.78 M | 2.7 B |
| Cash Per Share | 3.35 X | 5.01 X |
| Total Debt | 35 M | 5.32 B |
| Book Value Per Share | 14.49 X | 1.93 K |
| Cash Flow From Operations | 5.86 M | 971.22 M |
| Short Ratio | 1.59 X | 4.00 X |
| Earnings Per Share | 0.54 X | 3.12 X |
| Number Of Employees | 57 | 18.84 K |
| Beta | 0.19 | -0.15 |
| Market Capitalization | 75.56 M | 19.03 B |
| Total Asset | 411.64 M | 29.47 B |
| Retained Earnings | 59.34 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Net Asset | 411.64 M | |
| Last Dividend Paid | 0.12 |
Note: Acquisition by John Riley of 6980 shares of Cullman Bancorp at 10.27 subject to Rule 16b-3 [view details]
Cullman Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Cullman . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Cullman Bancorp Buy or Sell Advice
When is the right time to buy or sell Cullman Bancorp? Buying financial instruments such as Cullman Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 18.5M | 25M | 35M | 34.4M | Total Assets | 354.7M | 423.2M | 411.6M | 319.2M |
Use Investing Ideas to Build Portfolios
In addition to having Cullman Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Electronics Thematic Idea Now
Electronics
Companies manufacturing electronic appliances and goods. The Electronics theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Electronics Theme or any other thematic opportunities.
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Check out Cullman Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.25) | Dividend Share 0.12 | Earnings Share 0.54 | Revenue Per Share 2.38 | Quarterly Revenue Growth (0.09) |
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.