Lake Shore Bancorp Stock Buy Hold or Sell Recommendation
| LSBK Stock | USD 10.69 0.20 1.91% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Lake Shore Bancorp is 'Strong Hold'. Macroaxis provides Lake Shore buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding LSBK positions. The advice algorithm takes into account all of Lake Shore's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Lake Shore's buy or sell advice are summarized below:
Real Value 10.89 | Hype Value 10.69 | Market Value 10.69 | Naive Value 10.42 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Lake Shore Bancorp given historical horizon and risk tolerance towards Lake Shore. When Macroaxis issues a 'buy' or 'sell' recommendation for Lake Shore Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Lake |
Execute Lake Shore Buy or Sell Advice
The Lake recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Lake Shore Bancorp. Macroaxis does not own or have any residual interests in Lake Shore Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Lake Shore's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Lake Shore Trading Alerts and Improvement Suggestions
| Lake Shore Bancorp generated a negative expected return over the last 90 days | |
| About 68.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from investorplace.com: LSBK Stock Earnings Lake Shore Bancorp Reported Results for Q1 2024 |
Lake Shore Returns Distribution Density
The distribution of Lake Shore's historical returns is an attempt to chart the uncertainty of Lake Shore's future price movements. The chart of the probability distribution of Lake Shore daily returns describes the distribution of returns around its average expected value. We use Lake Shore Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Lake Shore returns is essential to provide solid investment advice for Lake Shore.
| Mean Return | -0.16 | Value At Risk | -2.94 | Potential Upside | 2.07 | Standard Deviation | 1.57 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Lake Shore historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Lake Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Lake Shore is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lake Shore Bancorp backward and forwards among themselves. Lake Shore's institutional investor refers to the entity that pools money to purchase Lake Shore's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 9.1 K | Blackrock Inc | 2023-12-31 | 4.8 K | Bank Of America Corp | 2023-12-31 | 4.5 K | Tower Research Capital Llc | 2023-12-31 | 261 | Royal Bank Of Canada | 2023-12-31 | 127 | Wells Fargo & Co | 2023-12-31 | 14.0 | Capital Advisors, Ltd. Llc | 2023-12-31 | 6.0 | Advisor Group Holdings, Inc. | 2023-12-31 | 0.0 | M3f, Inc. | 2023-12-31 | 102.3 K | Stilwell Value Llc | 2023-12-31 | 100 K | Hbk Sorce Advisory Llc | 2023-12-31 | 62.5 K |
Lake Shore Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 818K | 810K | 399K | 406K | 13.0M | 13.6M | |
| Net Income | 4.1M | 4.6M | 6.2M | 5.7M | 4.8M | 3.7M | |
| End Period Cash Flow | 30.3M | 43.0M | 67.6M | 9.6M | 53.7M | 31.7M | |
| Change In Cash | (462K) | 12.7M | 24.6M | (58.0M) | 44.1M | 46.3M | |
| Free Cash Flow | 5.0M | 5.2M | 7.9M | 7.7M | (6.8M) | (6.4M) | |
| Depreciation | 774K | 809K | 840K | 856K | 807K | 789.0K | |
| Other Non Cash Items | 1.6M | 2.3M | 1.1M | 890K | (1.1M) | (1.0M) | |
| Dividends Paid | 1.3M | 1.0M | 1.1M | 1.4M | 462K | 798.1K | |
| Investments | (64.0M) | (62.1M) | (5.7M) | (57.2M) | 7.7M | 8.1M | |
| Change Receivables | (201K) | (112K) | (240K) | (834K) | (750.6K) | (713.1K) | |
| Net Borrowings | (2.3M) | 10M | (4.9M) | (7.8M) | (9.0M) | (8.5M) | |
| Change To Netincome | 746K | 871K | 1.6M | 1.2M | 1.3M | 674.4K |
Lake Shore Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Lake Shore or Thrifts & Mortgage Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Lake Shore's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Lake stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.21 | |
β | Beta against NYSE Composite | 0.44 | |
σ | Overall volatility | 1.53 | |
Ir | Information ratio | -0.16 |
Lake Shore Volatility Alert
Lake Shore Bancorp exhibits very low volatility with skewness of 0.06 and kurtosis of 0.4. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Lake Shore's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Lake Shore's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Lake Shore Fundamentals Vs Peers
Comparing Lake Shore's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Lake Shore's direct or indirect competition across all of the common fundamentals between Lake Shore and the related equities. This way, we can detect undervalued stocks with similar characteristics as Lake Shore or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Lake Shore's fundamental indicators could also be used in its relative valuation, which is a method of valuing Lake Shore by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Lake Shore to competition |
| Fundamentals | Lake Shore | Peer Average |
| Return On Equity | 0.0489 | -0.31 |
| Return On Asset | 0.0057 | -0.14 |
| Profit Margin | 0.16 % | (1.27) % |
| Operating Margin | 0.19 % | (5.51) % |
| Current Valuation | 34.06 M | 16.62 B |
| Shares Outstanding | 5.68 M | 571.82 M |
| Shares Owned By Insiders | 67.80 % | 10.09 % |
| Shares Owned By Institutions | 8.97 % | 39.21 % |
| Number Of Shares Shorted | 3.1 K | 4.71 M |
| Price To Earning | 13.34 X | 28.72 X |
| Price To Book | 0.69 X | 9.51 X |
| Price To Sales | 2.17 X | 11.42 X |
| Revenue | 36.45 M | 9.43 B |
| Gross Profit | 26.32 M | 27.38 B |
| EBITDA | 807 K | 3.9 B |
| Net Income | 4.82 M | 570.98 M |
| Cash And Equivalents | 19.68 M | 2.7 B |
| Cash Per Share | 3.33 X | 5.01 X |
| Total Debt | 35.97 M | 5.32 B |
| Debt To Equity | 5.41 % | 48.70 % |
| Book Value Per Share | 14.50 X | 1.93 K |
| Cash Flow From Operations | 6.21 M | 971.22 M |
| Short Ratio | 2.62 X | 4.00 X |
| Earnings Per Share | 0.82 X | 3.12 X |
| Number Of Employees | 115 | 18.84 K |
| Beta | 0.5 | -0.15 |
| Market Capitalization | 60.77 M | 19.03 B |
| Total Asset | 725.12 M | 29.47 B |
| Retained Earnings | 78.96 M | 9.33 B |
| Five Year Return | 3.21 % | |
| Net Asset | 725.12 M |
Note: Acquisition by Beverly Sutton of 1468 shares of Lake Shore subject to Rule 16b-3 [view details]
Lake Shore Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Lake . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Lake Shore Buy or Sell Advice
When is the right time to buy or sell Lake Shore Bancorp? Buying financial instruments such as Lake Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 22.0M | 37.5M | 36.0M | 23.8M | Total Assets | 714.1M | 699.9M | 725.1M | 518.8M |
Use Investing Ideas to Build Portfolios
In addition to having Lake Shore in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Natural Foods
Companies producing natural foods including dairy products and different types of meets. The Natural Foods theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Natural Foods Theme or any other thematic opportunities.
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Check out Lake Shore Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Lake Shore Bancorp information on this page should be used as a complementary analysis to other Lake Shore's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
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When running Lake Shore's price analysis, check to measure Lake Shore's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lake Shore is operating at the current time. Most of Lake Shore's value examination focuses on studying past and present price action to predict the probability of Lake Shore's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lake Shore's price. Additionally, you may evaluate how the addition of Lake Shore to your portfolios can decrease your overall portfolio volatility.
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Is Lake Shore's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.41) | Earnings Share 0.82 | Revenue Per Share 4.539 | Quarterly Revenue Growth (0.17) | Return On Assets 0.0057 |
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.