Monica Lozano - Bank of America Independent Director

BAC Stock  MXN 622.49  3.83  0.62%   

Director

Ms. Monica C. Lozano is an Independent Director of the BANK OF AMERICA CORPORATION. Ms. Lozanos roles as the Chief Executive Officer of College Futures Foundation, a charitable foundation working to increase the rate of college graduation for lowincome California students, and as the former Chairman and Chief Executive Officer of ImpreMedia LLC, a leading Hispanic news and information company, enable her to bring her experience in broad leadership management over areas such as operations, marketing, and strategic planning to our Board. Ms. Lozano has a deep understanding of issues that are important to the Hispanic community, a growing U.S. demographic. Her public company board service for Target Corporationrationration, her past public company board service for The Walt Disney Corporationrationration, and her past roles with the University of California and the University of Southern California give her boardlevel experience overseeing large organizations with diversified operations on matters such as governance, executive compensation, risk management, and financial reporting since 2006.
Age 62
Tenure 18 years
Phone704 386 5681
Webhttps://www.bankofamerica.com
Lozano’s experience as a member of President Obama’s Council on Jobs and Competitiveness also provided her with valuable perspective on important public policy, societal, and economic issues relevant to our company.

Bank of America Management Efficiency

Bank of America's management efficiency ratios could be used to measure how well Bank of America manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 275.98 B in total debt. Debt can assist Bank of America until it has trouble settling it off, either with new capital or with free cash flow. So, Bank of America's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bank Of America sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bank to invest in growth at high rates of return. When we think about Bank of America's use of debt, we should always consider it together with cash and equity.

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Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company was founded in 1784 and is based in Charlotte, North Carolina. B of A operates under BanksDiversified classification in Mexico and is traded on Mexico Stock Exchange. It employs 213270 people. Bank Of America (BAC) is traded on Mexican Exchange in Mexico and employs 216,823 people.

Management Performance

Bank Of America Leadership Team

Elected by the shareholders, the Bank of America's board of directors comprises two types of representatives: Bank of America inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank of America's management team and ensure that shareholders' interests are well served. Bank of America's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank of America's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gary Lynch, Vice Chairman
Frank Bramble, Independent Director
Thomas Montag, Chief Operating Officer
David Leitch, Global General Counsel
Alastair Borthwick, Chief Officer
Darrin Boland, Chief Officer
Sheri Bronstein, Chief Human Resource Officer
Susan Bies, Independent Director
Andrea Smith, Chief Administrative Officer
Catherine Bessant, Chief Operations and Technology Officer
Dean Athanasia, President - Preferred & Small Business Banking and Co-Head - Consumer Banking
Thomas Woods, Independent Director
Terrence Laughlin, President - Strategic Initiatives
Sharon Allen, Independent Director
David Darnell, Executive Officer
Kathleen Knox, President - U.S. Trust
Rudolf Bless, Chief Officer
Aditya Bhasin, Chief Officer
Charles Gifford, Director
Geoffrey Greener, Chief Risk Officer
Monica Lozano, Independent Director
Robert Yost, Independent Director
Thomas Scrivener, Chief Exec
Arnold Donald, Independent Director
Christopher Hyzy, Chief Officer
Jack Bovender, Lead Independent Director
Terry Laughlin, President - Strategic Initiatives
Lionel Nowell, Independent Director
Paul Donofrio, Chief Financial Officer
Denise Ramos, Independent Director
Linda Hudson, Independent Director
Matthew Koder, Exec Banking
Brian Moynihan, Chairman of the Board, President, Chief Executive Officer
Thomas May, Independent Director
Pierre Weck, Independent Director
James DeMare, Ex Markets
Michael White, Independent Director
Andrew Sieg, President - Merrill Lynch Wealth Management
Clayton Rose, Independent Director
Thong Nguyen, President of Retail Banking, and Co-Head – Consumer Banking
Maria Zuber, Independent Director

Bank Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank of America a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank of America in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank of America's short interest history, or implied volatility extrapolated from Bank of America options trading.

Pair Trading with Bank of America

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank of America position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank of America will appreciate offsetting losses from the drop in the long position's value.

Moving together with Bank Stock

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Moving against Bank Stock

  0.44BIDUN Baidu IncPairCorr
  0.43SMSNN Samsung ElectronicsPairCorr
The ability to find closely correlated positions to Bank of America could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank of America when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank of America - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank Of America to buy it.
The correlation of Bank of America is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank of America moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank Of America moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank of America can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Bank Of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of America's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of America Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Of America. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Bank Stock please use our How to Invest in Bank of America guide.
Note that the Bank Of America information on this page should be used as a complementary analysis to other Bank of America's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

Complementary Tools for Bank Stock analysis

When running Bank of America's price analysis, check to measure Bank of America's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of America is operating at the current time. Most of Bank of America's value examination focuses on studying past and present price action to predict the probability of Bank of America's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of America's price. Additionally, you may evaluate how the addition of Bank of America to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Bank of America's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of America is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of America's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.