Jorge Villar - Credicorp Executive
| BAP Stock | USD 168.22 0.62 0.37% |
Executive
Mr. Jorge Ramirez del Villar served as Executive Officer Operations, Systems and Administration of BCP, subsidiary of Credicorp, Ltd. He has worked at BCP since 1994, holding positions such as Head of the Corporationrationrate Finance Area, Head of the Finance Division, Head of the Administration and Process Division, and Executive Vice President of Operations, Systems and Administration, a position that he holds today. Previously, he was General Manager of Credibolsa SAB, a financial analyst at Occidental Petroleum Corporation and a business consultant for Booz, Allen Hamilton International. He earned a degree in Industrial Engineering from the Universidad Nacional de Ingeniera in LimaPer, holds a Masters degree in Systems Engineering from the University of Pennsylvania, a Masters degree in Business Administration from The Wharton School of the University of Pennsylvania, a Masters degree in Economics from London School of Economics and a Masters degree in International Relations from the University of Cambridge.
| Address | Calle Centenario N 156, Lima, Peru, 12 |
| Phone | 51 1 313 2000 |
| Web | https://www.grupocredicorp.com |
Credicorp Management Efficiency
The company has Return on Asset of 0.0209 % which means that on every $100 spent on assets, it made $0.0209 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1582 %, implying that it generated $0.1582 on every 100 dollars invested. Credicorp's management efficiency ratios could be used to measure how well Credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 04/24/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.03. At this time, Credicorp's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 04/24/2024, Non Current Liabilities Total is likely to grow to about 213.4 B, while Total Current Liabilities is likely to drop slightly above 2.4 B.Similar Executives
| Showing other executives | EXECUTIVE Age | ||
| Mark Wade | BOK Financial | 60 | |
| Julian Gomez | Bancolombia SA ADR | N/A | |
| Carlos Baene | Bancolombia SA ADR | 43 | |
| Luciane Ribeiro | Banco Santander Brasil | 51 | |
| Kyle McVey | First Financial Bankshares | N/A | |
| Cristian Kauer | Banco Santander Chile | N/A | |
| Greg Pettey | Auburn National Bancorporation | N/A | |
| Flavio Valadao | Banco Santander Brasil | 53 | |
| Gregory Prudhomme | First Guaranty Bancshares | N/A | |
| Claudia Garca | Banco De Chile | 52 | |
| Rodrigo Mitri | Banco De Chile | N/A | |
| Marino Aguiar | Banco Santander Brasil | 48 | |
| Jefferson Romon | Banco Bradesco SA | 53 | |
| Heather Worley | BOK Financial | 48 | |
| Jose Neto | Banco Santander Brasil | 46 | |
| Julio Navarro | Banco De Chile | ||
| Oscar Castellon | Banco De Chile | 56 | |
| Brad Emmons | BOK Financial | N/A | |
| Antonio Tokuriki | Banco Bradesco SA | 46 | |
| Daniel Pareto | Banco Santander Brasil | 46 | |
| Olazhir Ledezma | Foreign Trade Bank | 51 | |
Management Performance
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0209 |
Credicorp Leadership Team
Elected by the shareholders, the Credicorp's board of directors comprises two types of representatives: Credicorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credicorp. The board's role is to monitor Credicorp's management team and ensure that shareholders' interests are well served. Credicorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credicorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jose Dasso, Chairman, VP, Chairman of Audit Committee, Chairman of Risk Committee, Vice Chairman of Executive Committee, Member of Nominations Committee and Member of Compensation Committee | ||
| Alexandre Gouvea, Independent Director | ||
| Fernando Montero, Chief Financial Officer | ||
| Patricia Guthertz, Independent Director | ||
| Benedicto Ciguenas, Independent Director | ||
| Fernando Marie, Non-Independent Director | ||
| Benedicto Guevara, Independent Director | ||
| Javier Ichazo, Head of Microfinance | ||
| Alejandro PerezReyes, Chief Operating Officer | ||
| Alvaro Malachowski, Deputy Chief Executive Officer and Head of Insurance & Pensions | ||
| Guillermo Morales, Head of Legal | ||
| Marco Roca, Head of Strategy and Business Development | ||
| Eduardo Dasso, Head of Investment Banking and Wealth Management | ||
| Gianfranco Casas, Deputy Chief Executive Officer and Head of Universal Banking of Credicorp Ltd | ||
| Fernando Fort, Non-Independent Director | ||
| Barbara Ventura, Director | ||
| Giuliana Cuzquen, IR Contact Officer | ||
| Renzo Cocchella, Chief Executive Officer of Prima AFP | ||
| Percy Crovetto, Head of Retail Banking at BCP | ||
| Maite Harreguy, Independent Director | ||
| Alejandro Zarak, Chief Officer | ||
| Cesar Rios, Chief Financial Officer | ||
| Bernardo Sambra, Chief Human Resource Officer and Human Development of Banco de Credito BCP | ||
| Leslie Canseco, Non-Independent Director | ||
| Reynaldo Benavides, Chief Risk Officer, Member of Executive Committee and Chief Risk Officer of BCP | ||
| Enzo Tolentino, Head Development | ||
| Juan Giannoni, Independent Director | ||
| Diego Cavero, Head of Wholesale Banking at BCP | ||
| Marcelo Trigo, Chief Executive Officer of BCP Bolivia | ||
| Pedro Feijoo, Executive Officer - Wholesale Banking of BCP | ||
| Luis Belismelis, Executive Chairman of the Board | ||
| Martin Monteverde, Non-Independent Director | ||
| Francesca Raffo, Head of Transformation at BCP | ||
| Miriam Egg, Secretary | ||
| Dionisio Paoletti, Chairman of The Board, CEO, Chairman of The Board of Directors of Banco De Credito, Director, Chairman of Corporate Governance Committee, Chairman of Executive Committee, Chairman of Compensation Committee, Chairman of Nominations Committee and Member of Risk Committee | ||
| Luis Rey, Independent Director | ||
| Milagros Cigeas, Head Relations | ||
| Walter Llona, Chief Executive Officer, Chief Operating Officer | ||
| Antonio Puyol, Independent Director | ||
| Jorge Villar, Executive Officer - Operations, Systems and Administration of BCP | ||
| Christian Benavides, Head of Investment Banking and Wealth Management | ||
| Carlos Niezen, Head of Corporate Strategy and M&A | ||
| Jos Rivera, Head Accounting | ||
| Irzio Pinasco, Independent Director | ||
| Ursula Alvarez, Chief Corporate Talent Officer | ||
| Juan Inchaustegui, Chief Executive Officer of Atlantic Security | ||
| Barbara Falero, Chief Compliance and Ethics Officer | ||
| Gianfranco Ferrari, Deputy Chief Executive Officer and Head of Universal Banking | ||
| Cesar Wilson, Chief Executive Officer | ||
| Cesar Briceno, CFO Finance | ||
| Guillermo Valentin, Head Secretary | ||
| Jose Carrillo, Chief Corporate Audit Officer | ||
| Juan Giannonni, Independent Director | ||
| Reynaldo Barber, Director | ||
| Enrique Pasquel, Head of Corporate Affairs |
Credicorp Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credicorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.16 | ||||
| Return On Asset | 0.0209 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 38.5 B | ||||
| Shares Outstanding | 79.5 M | ||||
| Shares Owned By Insiders | 34.40 % | ||||
| Shares Owned By Institutions | 72.27 % | ||||
| Number Of Shares Shorted | 555.3 K | ||||
| Price To Earning | 135.58 X |
Pair Trading with Credicorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Credicorp Stock
| 0.76 | KB | KB Financial Group Earnings Call Tomorrow | PairCorr |
| 0.89 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
Moving against Credicorp Stock
| 0.67 | EBMT | Eagle Bancorp Montana Financial Report 23rd of July 2024 | PairCorr |
| 0.59 | EBTC | Enterprise Bancorp | PairCorr |
| 0.55 | EFSC | Enterprise Financial Financial Report 22nd of July 2024 | PairCorr |
| 0.53 | VBTX | Veritex Holdings Normal Trading | PairCorr |
| 0.51 | BY | Byline Bancorp Earnings Call This Week | PairCorr |
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credicorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation. To learn how to invest in Credicorp Stock, please use our How to Invest in Credicorp guide.Note that the Credicorp information on this page should be used as a complementary analysis to other Credicorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Complementary Tools for Credicorp Stock analysis
When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.
| Pair Correlation Compare performance and examine fundamental relationship between any two equity instruments | |
| ETFs Find actively traded Exchange Traded Funds (ETF) from around the world | |
| Watchlist Optimization Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity | |
| Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges |
Is Credicorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credicorp. If investors know Credicorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credicorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.16) | Earnings Share 16.11 | Revenue Per Share 203.611 | Quarterly Revenue Growth 0.019 | Return On Assets 0.0209 |
The market value of Credicorp is measured differently than its book value, which is the value of Credicorp that is recorded on the company's balance sheet. Investors also form their own opinion of Credicorp's value that differs from its market value or its book value, called intrinsic value, which is Credicorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credicorp's market value can be influenced by many factors that don't directly affect Credicorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credicorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credicorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credicorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.