Catherinawati Hadiman - Bank Tabungan Independent Commissioner
| BBTN Stock | IDR 1,420 45.00 3.27% |
Executive
Ms. Catherinawati Hadiman serves as Independent Commissioner of PT Bank Tabungan Negara Tbk since March 24, 2015. She holds Bachelor of Economics from Universitas Trisakti in 1989. She currently serves as Director of PT Diaspora Saraswati Gemilang since 2013. She started her career in banking since 1990. She was Director for Corporationrationrate and Commercial Banking at PT Bank CIMB Niaga Tbk and Vice CEO at PT Bank CIMB Niaga Tbk . She has attended various trainings, including Risk Management Refreshment Program Key Risk Management Challenges in 2014 Hardwiring Risk Management Process into Strategic Loan Growth, Capital Planning and Corporationrationrate DNA in Moscow, Russia Workshop Managing Credit Risk in Retail Banking in Bali Orchestrating Winning Performance in Switzerland and Global Macro Conference Asia in Hong Kong . since 2015.
| Age | 49 |
| Tenure | 9 years |
| Phone | 62 21 633 6789 |
| Web | https://www.btn.co.id |
Bank Tabungan Management Efficiency
Bank Tabungan's management efficiency ratios could be used to measure how well Bank Tabungan manages its routine affairs as well as how well it operates its assets and liabilities.The company has accumulated 32.19 T in total debt. Debt can assist Bank Tabungan until it has trouble settling it off, either with new capital or with free cash flow. So, Bank Tabungan's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bank Tabungan Negara sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bank to invest in growth at high rates of return. When we think about Bank Tabungan's use of debt, we should always consider it together with cash and equity.
PT Bank Tabungan Negara Tbk provides various banking products and services in Indonesia. PT Bank Tabungan Negara Tbk was founded in 1897 and is headquartered in Jakarta, Indonesia. Bank Tabungan operates under BanksRegional classification in Indonesia and is traded on Jakarta Stock Exchange. It employs 10899 people. Bank Tabungan Negara (BBTN) is traded on Jakarta Exchange in Indonesia and employs 10,560 people. Management Performance
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0083 |
Bank Tabungan Negara Leadership Team
Elected by the shareholders, the Bank Tabungan's board of directors comprises two types of representatives: Bank Tabungan inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Tabungan's management team and ensure that shareholders' interests are well served. Bank Tabungan's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Tabungan's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Abdul Firman, VP Division | ||
| Mohamad Hidayat, Member of the Shariah Supervisory Board | ||
| Dasuki Amsir, Director - Distribution and Network | ||
| Joni Prasetiyanto, Head Division | ||
| Fajar Sampurno, Commissioner | ||
| Sulis Usdoko, Director | ||
| Adee Indriana, VP Division | ||
| Winang Budoyo, VP Division | ||
| Hulmansyah, Director | ||
| Ahmad Adlani, Chairman of the Shariah Supervisory Board | ||
| Sumiyati, Commissioner | ||
| Andi Nirwoto, Director of Information Technology and Operation | ||
| Sis Wijayanto, Director | ||
| Wayan Mertayasa, President Commissioner, Independent Commissioner | ||
| Nixon Napitupulu, Director | ||
| Arie Coerniadi, Independent Commissioner | ||
| Iman Soeko, Director | ||
| Mansyur Nasution, Director | ||
| Triani Astuti, VP Division | ||
| Eko Waluyo, Corporate Secretary | ||
| Oni Rahardjo, Director | ||
| Lucky Hadibrata, Commissioner | ||
| Iman Sugema, Commissioner | ||
| Muhammad Sula, Member of the Shariah Supervisory Board | ||
| Garuda Wiko, Independent Commissioner | ||
| Nofry Poetra, Director Director | ||
| Asmawi Syam, President Commissioner | ||
| Agus Susanto, Corporate Secretary | ||
| Yossi Istanto, Director of Strategic Human Capital | ||
| Kamaruddin Sjam, Independent Commissioner | ||
| Haru Koesmahargyo, Pres Director | ||
| Alex Noor, Exec Division | ||
| Catur Harto, Director | ||
| Handayani, Director | ||
| Mahelan Prabantarikso, Compliance Director | ||
| Eko Heripoerwanto, Commissioner | ||
| Catherinawati Hadiman, Independent Commissioner | ||
| Rico Budidarmo, Director | ||
| Maryono, President Director | ||
| Muhammad Shihab, Chairman of the Shariah Supervisory Board | ||
| Sri Purwanto, Director | ||
| Parman Nataatmadja, Commissioner | ||
| Irman Zahiruddin, Finance Director | ||
| Dadang Jatmika, Head of Internal Audit | ||
| Muhammad Yasni, Member of the Shariah Supervisory Board | ||
| Eko Susilo, Acting Corporate Secretary | ||
| Maurin Sitorus, Commissioner | ||
| Rudolf Saragih, Sr Division | ||
| Achmad Chaerul, Corporate Secretary | ||
| Adi Setianto, Director | ||
| Budi Satria, Director |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank Tabungan a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0083 | |||
| Profit Margin | 0.24 % | |||
| Operating Margin | 0.39 % | |||
| Current Valuation | 8.16 T | |||
| Shares Outstanding | 13.89 B | |||
| Shares Owned By Insiders | 52.02 % | |||
| Shares Owned By Institutions | 9.32 % | |||
| Price To Earning | 10.89 X | |||
| Price To Book | 0.68 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank Tabungan in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank Tabungan's short interest history, or implied volatility extrapolated from Bank Tabungan options trading.
Pair Trading with Bank Tabungan
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank Tabungan position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank Tabungan will appreciate offsetting losses from the drop in the long position's value.Moving together with Bank Stock
| 0.76 | CLAY | Citra Putra Realty | PairCorr |
| 0.72 | SURE | Super Energy Tbk | PairCorr |
Moving against Bank Stock
| 0.71 | TFAS | Telefast Indonesia | PairCorr |
| 0.67 | UNVR | Unilever Indonesia Tbk | PairCorr |
| 0.61 | NETV | Net Visi Media | PairCorr |
The ability to find closely correlated positions to Bank Tabungan could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank Tabungan when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank Tabungan - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank Tabungan Negara to buy it.
The correlation of Bank Tabungan is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank Tabungan moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank Tabungan Negara moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank Tabungan can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Complementary Tools for Bank Stock analysis
When running Bank Tabungan's price analysis, check to measure Bank Tabungan's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank Tabungan is operating at the current time. Most of Bank Tabungan's value examination focuses on studying past and present price action to predict the probability of Bank Tabungan's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank Tabungan's price. Additionally, you may evaluate how the addition of Bank Tabungan to your portfolios can decrease your overall portfolio volatility.
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities | |
| Risk-Return Analysis View associations between returns expected from investment and the risk you assume | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Price Ceiling Movement Calculate and plot Price Ceiling Movement for different equity instruments | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets |