Lourdes Carro - Banco Bilbao Independent Director

BBVA Stock  EUR 10.00  0.05  0.50%   

Director

Ms. Lourdes Maiz Carro serves as an Independent Director of Banco Bilbao Vizcaya Argentaria, S.A. since March 14, 2014. She served as a Director of Legal Affairs and NonMember Secretary of the Board of Directors of Iberia Lineas Aereas de Espana SA. From 1982 to 1988, she lectured Metaphysics and Theory of Knowledge at the Philosophy Faculty of Universidad Complutense de Madrid, being part of the Governmental Program for Personal Investigation of the Ministry of Education. In addition, she was State Lawyer since 1992. She served as Director of the Cabinet of Assistant Secretarial and Administrative Offices, Director General of the Public Administrative Organization, Director General of Sociedad Estatal de Participaciones Patrimoniales and Secretary General of the Department of Agriculture, Fishing and Food, as well as Director of Renfe, Gerencia de Infraestructuras Ferroviarias, Instituto de Credito Oficial, INISAS, Aldeasa, Almacenaje y Distribucion SA and Banco Hipotecario . She holds a degree in Law, Philosophy and Educational Sciences and a Doctorate in Philosophy degree. since 2014.
Age 58
Tenure 10 years
Phone34 91 374 3141
Webhttps://www.bbva.com

Banco Bilbao Management Efficiency

The company has return on total asset (ROA) of 0.0102 % which means that it generated a profit of $0.0102 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1415 %, meaning that it generated $0.1415 on every $100 dollars invested by stockholders. Banco Bilbao's management efficiency ratios could be used to measure how well Banco Bilbao manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 55.43 B in total debt. Debt can assist Banco Bilbao until it has trouble settling it off, either with new capital or with free cash flow. So, Banco Bilbao's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Banco Bilbao Vizcaya sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Banco to invest in growth at high rates of return. When we think about Banco Bilbao's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

Robert HaleBausch Health Companies
33
Elif McDonaldBausch Health Companies
N/A
Raphael KublerT Mobile
56
Raul ClaureT Mobile
48
Sarah KavanaghBausch Health Companies
61
Colleen GogginsBausch Health Companies
60
Thorsten LangheimT Mobile
53
Theo MelasKyriaziBausch Health Companies
54
Ronald FarmerBausch Health Companies
63
Thomas RossBausch Health Companies
67
Richard SchutterBausch Health Companies
77
Anders LonnerBausch Health Companies
67
Amy WechslerBausch Health Companies
48
Russel RobertsonBausch Health Companies
70
Andrew EschenbachBausch Health Companies
76
Norma ProvencioBausch Health Companies
57
Richard DeSchutterBausch Health Companies
76
Fredric EshelmanBausch Health Companies
67
Philip HawkinsCorporate Office Properties
62
Mason MorfitBausch Health Companies
38
John PaulsonBausch Health Companies
62
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail and wholesale banking, asset management, and private banking services. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain. BCO BIL is traded on Frankfurt Stock Exchange in Germany. Banco Bilbao Vizcaya (BBVA) is traded on Frankfurt Exchange in Germany and employs 115,675 people.

Management Performance

Banco Bilbao Vizcaya Leadership Team

Elected by the shareholders, the Banco Bilbao's board of directors comprises two types of representatives: Banco Bilbao inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Bilbao's management team and ensure that shareholders' interests are well served. Banco Bilbao's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Bilbao's outside directors are responsible for providing unbiased perspectives on the board's policies.
Pedro Barahona, Director Investor Relations
Maria Bravo, Director of Corporate and Investment Banking
Tomas Drake, Independent Director
Jaime Lacorte, Independent Director
Juan Llorens, Lead Independent Director
Ramon Valls, Head of Innovation and Technology
Joaquin Diez, Global Head of Internal Audit
Ricardo Garcia, Global Head of Engineering & Organization
Jose MartinezMurillo, Executive Director, Global Director of Economics, Regulation and Public Affairs
Jose GarciaSuelto, Independent Director
Gloria Justo, Director of Investor Relations, IR Contact Officer
Paul Tobin, Global Communications
Ramon Mora, Independent Director
Carlos Irujo, Independent Director
Sunir Kapoor, Independent Director
Rafeal Pardo, Head Foundation
Maria Santiago, Assistant Secretary
Juan Madariaga, Director of Corporate and Investment Banking
Jaime Tejada, Director of Strategy and Finance
Susana Vidarte, Independent Director
Rafael Lecea, Global Director of Risk Management
Francisco Soler, Director of Strategy and M&A
James Stott, Director
Cristina Halcon, Head of Spain and Portugal Business Unit
Eduardo Osuna, Director of Mexico Business Unit
Carlos Vila, Head of Digital Banking
Jose Torrecillas, Deputy Chairman of the Board
Ignacio Robredo, Global Communications and Brand Director
Jan Verplancke, Independent Director
Manuel Aladro, Head of Global Risk Management
Jorge Carranza, Director of Country Monitoring Unit
Maria Paz, Global Head of Legal
Ana Moreno, Independent Director
Belen Lopez, Independent Director
Ignacio Gonzalez, Head of Global Retail and Business Banking
Carlos Moreno, Global Head of Talent & Culture
Ricardo Barredo, Head of Global Accounting & Informational Management
Jaime Pulido, Finance Director
Victoria Marchese, Global Head of Strategy & M&A
David Vicente, Director of Data Unit
Domingo Armengol, General Secretary
Juan Gordo, Director of Human Resources and Services
Jose Ramos, Director
Domingo Calvo, General Secretary
Derek White, Director of Customer Solutions Unit
Vicente Rodero, Director of Mexican Business Unit
Eduardo Lostao, Global Head of Supervisors, Regulation & Compliance
Manuel Rodriguez, Head of United States Business Unit
Francisco Rodriguez, Chairman of the Board, CEO, Executive Director
Jorge Serrano, Chief Economist
Onur Genc, Chief Executive Officer
Jose Tejero, Director of Internal Audit
Jose Rivero, Independent Director
Ignacio Jordi, Independent Director
Lourdes Carro, Independent Director

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Bilbao a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Banco Bilbao in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Banco Bilbao's short interest history, or implied volatility extrapolated from Banco Bilbao options trading.

Pair Trading with Banco Bilbao

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banco Bilbao position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banco Bilbao will appreciate offsetting losses from the drop in the long position's value.

Moving together with Banco Stock

  0.94CMC JPMorgan ChasePairCorr
  0.93NCB Bank of AmericaPairCorr
  0.89NWT Wells FargoPairCorr
  0.65C6T China Construction BankPairCorr
  0.72HBC1 HSBC Holdings plcPairCorr

Moving against Banco Stock

  0.93DBPD Xtrackers ShortDAXPairCorr
  0.59CSA Accenture plcPairCorr
The ability to find closely correlated positions to Banco Bilbao could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banco Bilbao when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banco Bilbao - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banco Bilbao Vizcaya to buy it.
The correlation of Banco Bilbao is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banco Bilbao moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banco Bilbao Vizcaya moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Banco Bilbao can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco Bilbao Vizcaya. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.

Complementary Tools for Banco Stock analysis

When running Banco Bilbao's price analysis, check to measure Banco Bilbao's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Bilbao is operating at the current time. Most of Banco Bilbao's value examination focuses on studying past and present price action to predict the probability of Banco Bilbao's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Bilbao's price. Additionally, you may evaluate how the addition of Banco Bilbao to your portfolios can decrease your overall portfolio volatility.
Instant Ratings
Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Stock Screener
Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Portfolio Manager
State of the art Portfolio Manager to monitor and improve performance of your invested capital
Portfolio Holdings
Check your current holdings and cash postion to detemine if your portfolio needs rebalancing
Financial Widgets
Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Sign In To Macroaxis
Sign in to explore Macroaxis' wealth optimization platform and fintech modules
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Please note, there is a significant difference between Banco Bilbao's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Bilbao is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Bilbao's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.