Tardi - Bank Mandiri Senior Executive Vice President Consumer Finance
| BMRI Stock | IDR 7,050 225.00 3.30% |
President
Mr. Tardi serves as Director of Retail Banking of PT Bank Mandiri Tbk since March 16, 2015. He served as Senior Executive Vice President Consumer Finance from April 11, 2013 until January 2015. He completed his undergraduate studies at 11 Maret State University, Indonesia, majoring in Agronomy at and Master in Finance from Universitas Padjajaran . He began his career in 1988 as Assistant to Credit Analyst at PT. Bank Bumi Daya, which was a legacy bank of Bank Mandiri, and rose through the rank within the organization, handling various areas within the lending business and operations, such as corporate and syndication loans. During the merger process to establish Bank Mandiri, he was part of the team responsible to integrate the system and loans procedure from the legacy banks, and to ensure the quality of risk management. Following the establishment of Bank Mandiri, he continued to work in the lending business, holding a variety of leadership roles such as Department Head and Group Head of Credit Operations, Group Head of Credit Recovery, Group Head of Micro Business Development. In addition, he also served as member of Board of Commissioner at Pengelola Investama Mandiri and Bank Syariah Mandiri . since 2015.
| Age | 52 |
| Tenure | 9 years |
| Phone | 62 21 526 5045 |
| Web | https://bankmandiri.co.id |
Bank Mandiri Management Efficiency
The company has return on total asset (ROA) of 0.0242 % which means that it generated a profit of $0.0242 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1895 %, meaning that it generated $0.1895 on every $100 dollars invested by stockholders. Bank Mandiri's management efficiency ratios could be used to measure how well Bank Mandiri manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Showing other executives | PRESIDENT Age | ||
| Paul Janelle | Hanjaya Mandala Sampoerna | 52 | |
| Djoko Pranoto | United Tractors Tbk | 64 | |
| Charles Bendotti | Hanjaya Mandala Sampoerna | 42 | |
| Arviyan Arifin | Bukit Asam Tbk | 53 | |
| Gidion Hasan | United Tractors Tbk | 46 | |
| Djony Tjondro | Astra International Tbk | 59 | |
| Budi Setiadharma | Astra International Tbk | 75 | |
| Mindaugas Trumpaitis | Hanjaya Mandala Sampoerna | 43 | |
| David Newbigging | United Tractors Tbk | 43 | |
| John Gledhill | Hanjaya Mandala Sampoerna | 65 | |
| Prijono Sugiarto | United Tractors Tbk | 58 | |
| Milawarma | Bukit Asam Tbk | 56 | |
| Agus Suhartono | Bukit Asam Tbk | 63 | |
| Manuel Pangilinan | Indofood Sukses Makmur | 73 | |
| Prijono Sugiarto | Astra International Tbk | 59 | |
Management Performance
| Return On Equity | 0.19 | |||
| Return On Asset | 0.0242 |
Bank Mandiri Persero Leadership Team
Elected by the shareholders, the Bank Mandiri's board of directors comprises two types of representatives: Bank Mandiri inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Mandiri's management team and ensure that shareholders' interests are well served. Bank Mandiri's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Mandiri's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Mustaslimah, Senior Executive Vice President - Internal Audit | ||
| Budi Sadikin, President Director | ||
| Ahmad Baddrudin, Senior Executive Vice President Retail Risk | ||
| Laurensius Teiseran, Group Relation | ||
| Kepas Manurung, Senior Executive Vice President - Wholesale Risk | ||
| Tardi, Senior Executive Vice President Consumer Finance | ||
| Toto Prasetio, Sr Information | ||
| Bret Ginesky, Investor Relations | ||
| Aviliani, Commissioner | ||
| Wimboh Santoso, President Commissioner | ||
| Aquarius Rudianto, Director Director | ||
| Makmur Keliat, Independent Commissioner | ||
| Sulaiman Arianto, Deputy President Director | ||
| Ventje Rahardjo, Executive Vice President Coordinator Change Management Office | ||
| Riduan Ahmad, Director Director | ||
| Dedy Krisnawan, Group Legal | ||
| Sentot Sentausa, Managing Director of Risk Management | ||
| Sanjay Bharwani, Senior Executive Vice President Human Capital | ||
| Askolani, Commissioner | ||
| Imam Putro, Vice President Commissioner | ||
| Sigit Prastowo, Director Director | ||
| Widyopramono, Commissioner | ||
| Joseph Godong, Senior Executive Vice President Information and Technology | ||
| Kartika Wirjoatmodjo, CFO | ||
| Pahala Mansury, Finance & Strategy Director and CFO | ||
| Abdul Aziz, Commissioner | ||
| Hartadi Sarwono, President Commissioner, Independent Commissioner | ||
| Panji Irawan, Finance Director | ||
| Agus Handaya, Director of Compliance | ||
| Royke Tumilaar, Managing Director of Treasury, Financial Institutions and Special Asset Management | ||
| Toni Subari, Senior Executive Vice President - Special Asset Management | ||
| Riyani Bondan, Executive Vice President Coordinator Internal Audit | ||
| Ahmad Badruddin, Director of Risk Management | ||
| Alexandra Askandar, Senior Executive Vice President - Corporate Banking | ||
| Ardan Adiperdana, Commissioner | ||
| Riduan, Director of Commercial Banking | ||
| Rohan Hafas, Corporate Secretary | ||
| Darmawan Junaidi, Director of Treasury | ||
| Bangun Kusmuljono, Independent Commissioner | ||
| Rico Frans, Senior Executive Vice President Transaction Banking | ||
| Suwhono, Commissioner | ||
| Hery Gunardi, Managing Director of Micro and Retail Banking | ||
| Kartini Sally, Director of Commercial Banking | ||
| Donsuwan Simatupang, Director of Retail Banking | ||
| Ogi Prastomiyono, Director - Compliance & Human Capital | ||
| Siauw Goei, Independent Commissioner |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank Mandiri a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.19 | |||
| Return On Asset | 0.0242 | |||
| Profit Margin | 0.38 % | |||
| Operating Margin | 0.51 % | |||
| Current Valuation | 282.15 T | |||
| Shares Outstanding | 46.67 B | |||
| Shares Owned By Insiders | 56.10 % | |||
| Shares Owned By Institutions | 31.21 % | |||
| Price To Book | 2.19 X | |||
| Price To Sales | 4.52 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank Mandiri in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank Mandiri's short interest history, or implied volatility extrapolated from Bank Mandiri options trading.
Pair Trading with Bank Mandiri
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank Mandiri position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank Mandiri will appreciate offsetting losses from the drop in the long position's value.Moving against Bank Stock
| 0.86 | MPPA | Matahari Putra Prima | PairCorr |
| 0.82 | SINI | Singaraja Putra | PairCorr |
| 0.79 | LPCK | Lippo Cikarang Tbk Earnings Call Today | PairCorr |
| 0.77 | UANG | Pt Pakuan Tbk | PairCorr |
| 0.76 | DMMX | Digital Mediatama Maxima | PairCorr |
The ability to find closely correlated positions to Bank Mandiri could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank Mandiri when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank Mandiri - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank Mandiri Persero to buy it.
The correlation of Bank Mandiri is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank Mandiri moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank Mandiri Persero moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank Mandiri can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Mandiri Persero. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Complementary Tools for Bank Stock analysis
When running Bank Mandiri's price analysis, check to measure Bank Mandiri's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank Mandiri is operating at the current time. Most of Bank Mandiri's value examination focuses on studying past and present price action to predict the probability of Bank Mandiri's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank Mandiri's price. Additionally, you may evaluate how the addition of Bank Mandiri to your portfolios can decrease your overall portfolio volatility.
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios | |
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance | |
| AI Investment Finder Use AI to screen and filter profitable investment opportunities | |
| Volatility Analysis Get historical volatility and risk analysis based on latest market data | |
| Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Stocks Directory Find actively traded stocks across global markets |