Edward Ratinoff - Axos Financial Independent Director
Director
Mr. Edward J. Ratinoff serves as Independent Director of BofI Holding, Inc., since April 2010 . He serves as Chairman of the Credit Committee of the Board of Directors of the Bank and as a member of the Nominating Committee of the Board of Directors of the Company. Mr. Ratinoff brings to the Board extensive experience in the real estate investment and real estate development industries. Mr. Ratinoff served as Managing Director and Head of Acquisitions for Phoenix Realty Group, an institutional real estate investment firm focused on opportunistic multifamily investments. Mr. Ratinoff oversaw the investment program for two fund vehicles totaling approximately 400 million in equity, directed acquisition teams in Los Angeles and New York, and was a member of the firms investment committee. Prior to joining Phoenix Realty Group, Mr. Ratinoff held the position of Managing Director and west coast head for the J.E. Robert Companies. In this role, Mr. Ratinoff was responsible for all equity and debt transactions throughout the western US for the real estate investment funds sponsored by the firm and was a member of the investment committees for both JER Partners and JER Investors Trust. Mr. Ratinoff was also responsible for directing JERs multifamily investment strategy in the US, acquiring 2, 300 apartment units in Seattle, Atlanta and Detroit. During his tenure, Mr. Ratinoff led the acquisition of approximately 1.0 billion in assets representing multiple real estate sectors and geographies. Prior to joining JER, Mr. Ratinoff served as Principal with Fowler Flanagan Partners, where he either led or participated in the acquisition, financing and renovation of approximately 3, 000 apartment units in California, Seattle, Arizona, Texas and Missouri since 2010.
Age | 51 |
Tenure | 14 years |
Professional Marks | MBA |
Phone | 858 649-2218 |
Web | www.bofiholding.com |
Axos Financial Management Efficiency
The company has return on total asset (ROA) of 1.36 % which means that it generated a profit of $1.36 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 19.26 %, meaning that it created $19.26 on every $100 dollars invested by stockholders. Axos Financial's management efficiency ratios could be used to measure how well Axos Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 511.92 M in liabilities with Debt to Equity (D/E) ratio of 0.08, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Axos Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Axos Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Axos Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Axos to invest in growth at high rates of return. When we think about Axos Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
Return On Equity | 19.26 | |||
Return On Asset | 1.36 |
Axos Financial Leadership Team
Elected by the shareholders, the Axos Financial's board of directors comprises two types of representatives: Axos Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Axos. The board's role is to monitor Axos Financial's management team and ensure that shareholders' interests are well served. Axos Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Axos Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Thomas Constantine, Chief Credit Officer and Executive VP | ||
Theodore Allrich, Independent Chairman of the Board | ||
John Burke, Independent Director | ||
James Black, Independent Director | ||
Gregory Garrabrants, CEO and President Director and President of BOFI Federal Bank and CEO of BOFI Federal Bank | ||
Nicholas Mosich, Independent Vice Chairman of the Board | ||
Paul Grinberg, Independent Director | ||
Edward Ratinoff, Independent Director | ||
James Argalas, Independent Director | ||
Brian Swanson, Chief Lending Officer, Executive VP, Chief Lending Officer of Bofi Federal Bank and Executive VP of Residential of Bofi Federal Bank | ||
James Court, Independent Director | ||
Andrew Micheletti, CFO, Executive Vice President Chief Accounting Officer | ||
Eshel BarAdon, Executive Vice President Specialty Finance and Chief Legal Officer | ||
Uzair Dada, Independent Director |
Axos Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Axos Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Return On Equity | 19.26 | |||
Return On Asset | 1.36 | |||
Profit Margin | 22.34 % | |||
Operating Margin | 59.19 % | |||
Current Valuation | 2.17 B | |||
Shares Outstanding | 62.83 M | |||
Shares Owned By Insiders | 12.51 % | |||
Shares Owned By Institutions | 81.11 % | |||
Number Of Shares Shorted | 10.88 M | |||
Price To Earning | 14.51 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Axos Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Axos Financial's short interest history, or implied volatility extrapolated from Axos Financial options trading.
Pair Trading with Axos Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Axos Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Axos Financial will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to Solidion Technology could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Solidion Technology when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Solidion Technology - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Solidion Technology to buy it.
The correlation of Solidion Technology is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Solidion Technology moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Solidion Technology moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Solidion Technology can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Axos Financial information on this page should be used as a complementary analysis to other Axos Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Other Consideration for investing in Axos Stock
If you are still planning to invest in Axos Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Axos Financial's history and understand the potential risks before investing.
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