Oscar Carvajal - Banco Santander Chairman
| BSAC Stock | USD 18.23 0.01 0.05% |
Chairman
Mr. Oscar Von Chrismar Carvajal serves as Second Vice Chairman of the Board Banco SantanderChile since April 23, 2014. He is the Chairman of Risk Committee and Member of Human Resources, Assets and Liabilities, Strategy and Market Committee of this Company. Previously he was the Member of the Clients and Service Quality Committee, Executive Credit Committee, Marketing, Communications and Institutional Image Committee, Risk Committee and Strategy Committee within the Company. Prior to this post, he held various managerial positions within the Company such as Chief Executive Officer from August 2003, after being Manager of Global Banking following the merger. He joined Banco Santander in 1990 as deputy general manager of the Financial Area. Between 1995 and 1996 was General Manager of Banco Santander Peru. In 1997 he took over as General Manager of Santander in Chile, position that left in December 2009 to join the Board, which is currently the first vice president. He is the director of the Commerce of Santiago and Santander Consumer Chile, and until 2016 he was director of Banco Santander in Argentina and Peru. He is also Alternate Director of Universia Chile S.A. He holds a degree in Civil Engineering from Universidad de Santiago de Chile, with specialization studies in the Unites States of America and Europe. since 2018.
| Tenure | 6 years |
| Address | Bandera 140, Santiago, Chile |
| Phone | 56 2 320 2000 |
| Web | https://banco.santander.cl |
Banco Santander Management Efficiency
The current year's Return On Equity is expected to grow to 0.21, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Banco Santander's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 49.1 T, whereas Non Currrent Assets Other are forecasted to decline to (581.1 B). Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Showing other executives | CHAIRMAN Age | ||
| Alvaro Escallon | Banco De Chile | 54 | |
| Stephen Marsh | Enterprise Financial Services | 66 | |
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| Alfredo Villela | Itau Unibanco Banco | 46 | |
| Jane Fraser | Banco De Chile | 48 | |
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| Pedro Salles | Itau Unibanco Banco | 61 | |
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| Lazaro Brandao | Banco Bradesco SA | 89 | |
| Jose Dasso | Credicorp | 67 | |
| James Murphy | Enterprise Financial Services | 70 | |
| Francisco Silva | Banco De Chile | 49 | |
| Pablo Lavin | Banco De Chile | 62 | |
| Daniel Herndon | Home Federal Bancorp | 77 | |
| Alvaro Souza | Banco Santander Brasil | 69 | |
| Antonio Bornia | Banco Bradesco SA | 78 | |
| Andronico Craig | Banco De Chile | 66 | |
| Gerald Uhl | First Capital | 73 | |
| Celso Giacometti | Banco Santander Brasil | 74 | |
| Thomas Lankey | Magyar Bancorp | 57 | |
Management Performance
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.008 |
Banco Santander Chile Leadership Team
Elected by the shareholders, the Banco Santander's board of directors comprises two types of representatives: Banco Santander inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Santander's management team and ensure that shareholders' interests are well served. Banco Santander's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Santander's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Vittorio Lioi, Chairman of the Board | ||
| Sergio Salas, Chief Administrative and Costs Officer | ||
| Felipe Fajardo, Chief Accounting officer | ||
| Robert Heimlich, Manager of Investor Relations | ||
| Claudio Soto, Chief Economist | ||
| Jonathan Covarrubias, Chief Accounting Officer | ||
| Angel Lemus, COO, CTO | ||
| Marco Hadjes, Director | ||
| Ana Carlos, Director | ||
| Franco Rizza, Chief Risk Officer | ||
| Andrs Buc, Executive Banking | ||
| Emiliano Raccio, Chief Financial Officer | ||
| Jonathan Hernandez, Chief Officer | ||
| Pedro Gallardo, Head Relations | ||
| Fred Sunkel, Director of Corporate and Investment Banking | ||
| Oscar Gomez, Director of Internal Audit | ||
| Ricardo Sanchez, Corporate Director of Internal Auditing | ||
| Alejandra Castellon, Corporate Director of Human Resources | ||
| Matias Garcia, Manager of Corporate and Institutional Banking | ||
| Roberto Sapag, Co Mang | ||
| Roberto Torres, Second Vice Chairman of the Board | ||
| Cristian Florence, General Counsel | ||
| Pedro Orellana, Director of Retail Banking | ||
| Miguel Huerta, Chief Executive Officer | ||
| Luis Araya, Director of Middle-Market | ||
| Orlando Iturrate, Second Independent Vice Chairman of the Board | ||
| Ricardo Jeffery, Chief Operating and Technology Officer | ||
| Gonzalo Rodriguez, Head Sustainability | ||
| Jose Tagle, Manager of Personnel, Organization and Cost | ||
| Carlos Neira, Director of Clients and Quality Division | ||
| Rodrigo Montes, First Independent Vice Chairman of the Board | ||
| Jorge Cerda, Executive Management | ||
| Lucia Sutil, Director | ||
| Gabriel Benavides, Corporate Financial Controller | ||
| Claudio Hinojosa, President of the Board, Group Country Head | ||
| Roberto Mayanz, Director | ||
| Roman Reinosa, CEO Head | ||
| Victor Crousillat, Director | ||
| Juan Perez, General Counsel, Director | ||
| Cristian Kauer, General Counsel | ||
| Andreu Lopez, Director | ||
| Rodrigo Gordillo, Director | ||
| Maria Nunez, Director of Human Resources and Communications | ||
| Elke Kusch, Director of Corporate Communications and Sustainability | ||
| Andres Trautmann, Director of Corporate and Investment Banking | ||
| Mauricio Garces, Director | ||
| Fernando Aninat, Marketing Communications | ||
| Pablo Correa, Manager of Corporate Communications and Public Policy | ||
| Felix Mingo, Independent Director | ||
| Carlos Volante, Manager of Clients and Service Quality | ||
| Oscar Llorente, Director of Internal Audit | ||
| Alfonso Morales, Independent Director | ||
| Oscar Carvajal, First Vice Chairman, General Manager, Chairman of Market Committee, Chairman of Clients and Service Quality Committee, Chairman of Risk Committee, Vice Chairman of Asset and Liability Committee, Vice Chairman of Executive Credit Committee, Vice Chairman of Strategy Committee, Member of HR Committee and Member of Marketing, Communications and Institutional Image Committee | ||
| Cristian Novoa, Director of Corporate Products | ||
| Cristian Peirano, Director of Corporate Products | ||
| Julian Moreno, Manager of Commercial Banking | ||
| Guillermo Maroto, Corporate Financial Controller | ||
| Guillermo Sabater, Corporate Financial Controller |
Banco Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Santander a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.008 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 12.5 T | ||||
| Shares Outstanding | 471.12 M | ||||
| Shares Owned By Institutions | 7.23 % | ||||
| Number Of Shares Shorted | 608.2 K | ||||
| Price To Earning | 7.45 X | ||||
| Price To Book | 1.64 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Banco Santander in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Banco Santander's short interest history, or implied volatility extrapolated from Banco Santander options trading.
Pair Trading with Banco Santander
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banco Santander position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banco Santander will appreciate offsetting losses from the drop in the long position's value.Moving together with Banco Stock
| 0.73 | NU | Nu Holdings Financial Report 20th of May 2024 | PairCorr |
Moving against Banco Stock
| 0.42 | EBMT | Eagle Bancorp Montana Financial Report 23rd of July 2024 | PairCorr |
| 0.42 | EBTC | Enterprise Bancorp | PairCorr |
| 0.41 | VBTX | Veritex Holdings Normal Trading | PairCorr |
The ability to find closely correlated positions to Banco Santander could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banco Santander when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banco Santander - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banco Santander Chile to buy it.
The correlation of Banco Santander is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banco Santander moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banco Santander Chile moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Banco Santander can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco Santander Chile. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation. Note that the Banco Santander Chile information on this page should be used as a complementary analysis to other Banco Santander's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Complementary Tools for Banco Stock analysis
When running Banco Santander's price analysis, check to measure Banco Santander's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Santander is operating at the current time. Most of Banco Santander's value examination focuses on studying past and present price action to predict the probability of Banco Santander's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Santander's price. Additionally, you may evaluate how the addition of Banco Santander to your portfolios can decrease your overall portfolio volatility.
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Is Banco Santander's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Santander listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.11) | Dividend Share 1.844 | Earnings Share 1.29 | Revenue Per Share 1.7 K | Quarterly Revenue Growth 0.096 |
The market value of Banco Santander Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.