Roberto Torres - Banco Santander Second Vice Chairman of the Board

BSAC Stock  USD 18.11  0.23  1.29%   

Chairman

Mr. Roberto Mendez Torres serves as Second Vice Chairman of the Board of Banco SantanderChile since April 23, 2014. He is the Member of Risk and Strategy committee of this Company. Previously he was Member of the Clients and Service Quality Committee, Executive Credit Committee, Marketing, Communications and Institutional Image Committee, University Committee within the Company. He is former Member of the Board of Old SantanderChile, to which he was appointed in 1996. He is also ViceChairman of Universia S.A. He is a professor of Economics at Universidad Catolica de Chile. He is a Director of AFP Capital. He was Advisor to Grupo SantanderChile since 1989. He is President and Director of Adimark Chile Gfk. He holds a degree in Business from Universidad Catolica de Chile and a Masters of Business Administration degree and a Doctorate in Philosophy degree from the Graduate School of Business at Stanford University. since 2014.
Tenure 10 years
Address Bandera 140, Santiago, Chile
Phone56 2 320 2000
Webhttps://banco.santander.cl
Mendez Torres is President and Director of Adimark Chile Gfk.He holds a degree in Business from Universidad Catolica de Chile and a Masters of Business Administration degree and a Doctorate in Philosophy degree from the Graduate School of Business at Stanford University.

Banco Santander Management Efficiency

The current year's Return On Equity is expected to grow to 0.21, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Banco Santander's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 49.1 T, whereas Non Currrent Assets Other are forecasted to decline to (581.1 B). Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 12.42 T in liabilities with Debt to Equity (D/E) ratio of 12.97, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Banco Santander until it has trouble settling it off, either with new capital or with free cash flow. So, Banco Santander's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Banco Santander Chile sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Banco to invest in growth at high rates of return. When we think about Banco Santander's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

CHAIRMAN Age

Gerald UhlFirst Capital
73
Pablo LavinBanco De Chile
62
Alvaro SouzaBanco Santander Brasil
69
Joseph DivelyFirst Mid Illinois
65
Alfredo VillelaItau Unibanco Banco
46
Alvaro EscallonBanco De Chile
54
Jane FraserBanco De Chile
48
Luiz CappiBanco Bradesco SA
69
Roberto SetubalItau Unibanco Banco
66
Jose DassoCredicorp
67
James MurphyEnterprise Financial Services
70
Thomas LankeyMagyar Bancorp
57
Hugh SmithHMN Financial
78
Francisco SilvaBanco De Chile
49
Michael MaraistHome Bancorp
70
Carlos GuilhermeBanco Bradesco SA
81
Luis BelismelisCredicorp
63
Arturo QuirozBanco De Chile
57
Lloyd KendallBayCom Corp
70
David GarciaBancolombia SA ADR
63
Pedro SallesItau Unibanco Banco
61
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander is traded on New York Stock Exchange in the United States. Banco Santander Chile (BSAC) is traded on New York Stock Exchange in USA. It is located in Bandera 140, Santiago, Chile and employs 9,229 people. Banco Santander is listed under Diversified Banks category by Fama And French industry classification.

Management Performance

Banco Santander Chile Leadership Team

Elected by the shareholders, the Banco Santander's board of directors comprises two types of representatives: Banco Santander inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Santander's management team and ensure that shareholders' interests are well served. Banco Santander's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Santander's outside directors are responsible for providing unbiased perspectives on the board's policies.
Vittorio Lioi, Chairman of the Board
Sergio Salas, Chief Administrative and Costs Officer
Felipe Fajardo, Chief Accounting officer
Robert Heimlich, Manager of Investor Relations
Claudio Soto, Chief Economist
Jonathan Covarrubias, Chief Accounting Officer
Angel Lemus, COO, CTO
Marco Hadjes, Director
Ana Carlos, Director
Franco Rizza, Chief Risk Officer
Andrs Buc, Executive Banking
Emiliano Raccio, Chief Financial Officer
Jonathan Hernandez, Chief Officer
Pedro Gallardo, Head Relations
Fred Sunkel, Director of Corporate and Investment Banking
Oscar Gomez, Director of Internal Audit
Ricardo Sanchez, Corporate Director of Internal Auditing
Alejandra Castellon, Corporate Director of Human Resources
Matias Garcia, Manager of Corporate and Institutional Banking
Roberto Sapag, Co Mang
Roberto Torres, Second Vice Chairman of the Board
Cristian Florence, General Counsel
Pedro Orellana, Director of Retail Banking
Miguel Huerta, Chief Executive Officer
Luis Araya, Director of Middle-Market
Orlando Iturrate, Second Independent Vice Chairman of the Board
Ricardo Jeffery, Chief Operating and Technology Officer
Gonzalo Rodriguez, Head Sustainability
Jose Tagle, Manager of Personnel, Organization and Cost
Carlos Neira, Director of Clients and Quality Division
Rodrigo Montes, First Independent Vice Chairman of the Board
Jorge Cerda, Executive Management
Lucia Sutil, Director
Gabriel Benavides, Corporate Financial Controller
Claudio Hinojosa, President of the Board, Group Country Head
Roberto Mayanz, Director
Roman Reinosa, CEO Head
Victor Crousillat, Director
Juan Perez, General Counsel, Director
Cristian Kauer, General Counsel
Andreu Lopez, Director
Rodrigo Gordillo, Director
Maria Nunez, Director of Human Resources and Communications
Elke Kusch, Director of Corporate Communications and Sustainability
Andres Trautmann, Director of Corporate and Investment Banking
Mauricio Garces, Director
Fernando Aninat, Marketing Communications
Pablo Correa, Manager of Corporate Communications and Public Policy
Felix Mingo, Independent Director
Carlos Volante, Manager of Clients and Service Quality
Oscar Llorente, Director of Internal Audit
Alfonso Morales, Independent Director
Oscar Carvajal, First Vice Chairman, General Manager, Chairman of Market Committee, Chairman of Clients and Service Quality Committee, Chairman of Risk Committee, Vice Chairman of Asset and Liability Committee, Vice Chairman of Executive Credit Committee, Vice Chairman of Strategy Committee, Member of HR Committee and Member of Marketing, Communications and Institutional Image Committee
Cristian Novoa, Director of Corporate Products
Cristian Peirano, Director of Corporate Products
Julian Moreno, Manager of Commercial Banking
Guillermo Maroto, Corporate Financial Controller
Guillermo Sabater, Corporate Financial Controller

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Santander a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Banco Santander

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banco Santander position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banco Santander will appreciate offsetting losses from the drop in the long position's value.

Moving against Banco Stock

  0.41EBMT Eagle Bancorp Montana Earnings Call This WeekPairCorr
The ability to find closely correlated positions to Banco Santander could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banco Santander when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banco Santander - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banco Santander Chile to buy it.
The correlation of Banco Santander is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banco Santander moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banco Santander Chile moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Banco Santander can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Banco Santander Chile offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Santander's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Santander Chile Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Santander Chile Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banco Santander Chile. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the Banco Santander Chile information on this page should be used as a complementary analysis to other Banco Santander's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.

Complementary Tools for Banco Stock analysis

When running Banco Santander's price analysis, check to measure Banco Santander's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Santander is operating at the current time. Most of Banco Santander's value examination focuses on studying past and present price action to predict the probability of Banco Santander's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Santander's price. Additionally, you may evaluate how the addition of Banco Santander to your portfolios can decrease your overall portfolio volatility.
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Headlines Timeline
Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Instant Ratings
Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance
Alpha Finder
Use alpha and beta coefficients to find investment opportunities after accounting for the risk
Is Banco Santander's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Santander listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.11)
Dividend Share
2.575
Earnings Share
1.28
Revenue Per Share
1.7 K
Quarterly Revenue Growth
0.096
The market value of Banco Santander Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.