Hiroshi Higuma - Bank Tabungan Commissioner
| BTPN Stock | IDR 2,460 40.00 1.60% |
Executive
Mr. Hiroshi Higuma serves as a Commissioner of PT Bank Tabungan Pensiunan Nasional Tbk since January 15, 2015. He holds Bachelor of Law from University of Tokyo in 1991 and Master of Legal Letters from University of Michigan Law School in 1995. He is a member of Risk Monitoring Committee. He also serves as General Manager of Emerging Markets Business Division at Sumitomo Mitsui Banking Corporation in Singapore. At SMBC, he held various posts including Joint General Manager of the Emerging Markets Business Division in Tokyo, Joint General Manager of the Corporationrationrate Planning Department, Joint General Manager of the Corporationrationrate Banking DepartmentAmericas Division, Joint General Manager of the Specialized Finance DepartmentAmericas Division, and Vice President and Senior Vice President of Corporationrationrate Planning Department . since 2015.
| Age | 46 |
| Tenure | 9 years |
| Phone | 62 21 3002 6200 |
| Web | https://www.btpn.com |
Bank Tabungan Management Efficiency
The company has return on total asset (ROA) of 0.0185 % which means that it generated a profit of $0.0185 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.096 %, meaning that it generated $0.096 on every $100 dollars invested by stockholders. Bank Tabungan's management efficiency ratios could be used to measure how well Bank Tabungan manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.096 | |||
| Return On Asset | 0.0185 |
Bank Tabungan Pensiunan Leadership Team
Elected by the shareholders, the Bank Tabungan's board of directors comprises two types of representatives: Bank Tabungan inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Tabungan's management team and ensure that shareholders' interests are well served. Bank Tabungan's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Tabungan's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Arief Surowidjojo, Independent Commissioner | ||
| Ashish Shastry, Commissioner | ||
| Jeffrey Tjoeng, Head Board | ||
| Irwan Habsjah, Independent Commissioner | ||
| Jerry Ng, President Director | ||
| Hiroshi Higuma, Commissioner | ||
| Kharim Siregar, Director of Information Technology | ||
| Wolf Kluge, Director | ||
| Henoch Munandar, Pres Director | ||
| Djemi Suhenda, Vice President Director | ||
| Anika Faisal, Director of Compliance, Legal and Corporate Secretary | ||
| Asep Alfallah, Director of Pension Business | ||
| Irwan Tisnabudi, Head Board | ||
| Shinichi Nakamura, Commissioner | ||
| Mulia Salim, Director of Operations | ||
| Ninik Ridhwan, Independent Commissioner | ||
| Helena, Head of Retail Funding Business | ||
| Hanna Tantani, Director Director | ||
| Nathan Christianto, Head Board | ||
| Kazuhisa Miyagawa, Vice President Director | ||
| Yasuhiro Daikoku, Director | ||
| Harry Hartono, Independent Commissioner | ||
| Peterjan Nieuwenhuizen, Head of Digital Banking | ||
| Mira Fitria, Member Capital | ||
| Takeshi Kimoto, Commissioner | ||
| Adrianus Prabawa, Director | ||
| H Amidhan, Chairman of the Shariah Supervisory Board | ||
| Mari Pangestu, President Commissioner, Independent Commissioner | ||
| Hiromichi Kubo, Director | ||
| Dini Herdini, Compliance Director, Independent Director, Corporate Secretary | ||
| Merisa Darwis, Head of Internal Audit | ||
| Dorodjatun KuntjoroJakti, President Commissioner, Independent Commissioner | ||
| Vicentius Hidayat, Head of Pension Business | ||
| Sonny Joseph, Head of SME Business | ||
| Nurhajati Hadi, Head Board | ||
| Maya Kartika, Director | ||
| Ahmad Ridwan, Member of the Shariah Supervisory Board | ||
| Hadi Wibowo, Director | ||
| Arief Tandjung, Finance Director | ||
| Vincentius Hidajat, Head Board | ||
| Ying Chow, Commissioner | ||
| Ongki Dana, Vice President Director |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank Tabungan a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.096 | |||
| Return On Asset | 0.0185 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.39 % | |||
| Current Valuation | 53.58 T | |||
| Shares Outstanding | 8.06 B | |||
| Shares Owned By Insiders | 94.68 % | |||
| Shares Owned By Institutions | 0.13 % | |||
| Price To Book | 0.58 X | |||
| Price To Sales | 1.78 X |
Pair Trading with Bank Tabungan
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank Tabungan position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank Tabungan will appreciate offsetting losses from the drop in the long position's value.Moving against Bank Stock
| 0.42 | UNTR | United Tractors Tbk | PairCorr |
The ability to find closely correlated positions to Bank Tabungan could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank Tabungan when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank Tabungan - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank Tabungan Pensiunan to buy it.
The correlation of Bank Tabungan is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank Tabungan moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank Tabungan Pensiunan moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank Tabungan can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Tabungan Pensiunan. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Complementary Tools for Bank Stock analysis
When running Bank Tabungan's price analysis, check to measure Bank Tabungan's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank Tabungan is operating at the current time. Most of Bank Tabungan's value examination focuses on studying past and present price action to predict the probability of Bank Tabungan's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank Tabungan's price. Additionally, you may evaluate how the addition of Bank Tabungan to your portfolios can decrease your overall portfolio volatility.
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