Leonard Moreland - Heritage Southeast CEO
CEO
Leonard A. Moreland was Executive Vice President and Chief Administrative Officer of the Company since July 1996. He was President and Chief Executive Officer of the Bank since January 1, 2006. Mr. Moreland was President of the Bank from January 1, 2001 to January 1, 2006 and was Executive Vice President and Chief Administrative Officer of the Bank from July 1996 until January 1, 2001. Mr. Moreland was a director of the Bank since August 1996 and a director of the Company since May 1999. Prior to joining the Bank, Mr. Moreland served as Senior Vice President and Chief Financial Officer of Southern Crescent Financial Corporationrationand Southern Crescent Bank, Morrow, Georgia from 1991 until joining the Company in 1996. Mr. Moreland serves as Vice Chairman of the Board of Trustees of the Clayton State University Foundation. He also serves as Treasurer and Director for the Clayton County Chamber of Commerce, Chairman of CSU Foundation Real Estate I LLC, and advisory director on the ministry team of Eagles Landing Christian Academy. since 1999.
| Age | 50 |
| Tenure | 25 years |
| Phone | 770-478-8881 |
| Web | http://www.heritagebank.com |
Heritage Southeast Management Efficiency
The company has return on total asset (ROA) of 0.9 % which means that it generated a profit of $0.9 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.75 %, meaning that it created $10.75 on every $100 dollars invested by stockholders. Heritage Southeast's management efficiency ratios could be used to measure how well Heritage Southeast manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 23.56 M in liabilities with Debt to Equity (D/E) ratio of 10.29, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Heritage Southeast until it has trouble settling it off, either with new capital or with free cash flow. So, Heritage Southeast's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Heritage Southeast sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Heritage to invest in growth at high rates of return. When we think about Heritage Southeast's use of debt, we should always consider it together with cash and equity.
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| Charles Prober | NETGEAR | 53 | |
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| Gregory Bennett | Smith Douglas Homes | 58 | |
| Jordan Kaplan | Douglas Emmett | 63 | |
Management Performance
| Return On Equity | 10.75 | |||
| Return On Asset | 0.9 |
Heritage Southeast Leadership Team
Elected by the shareholders, the Heritage Southeast's board of directors comprises two types of representatives: Heritage Southeast inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Heritage. The board's role is to monitor Heritage Southeast's management team and ensure that shareholders' interests are well served. Heritage Southeast's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Heritage Southeast's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John Bowdoin, Executive Vice President and Fayette County Executive of Bank | ||
| Mary Rogers, CFO, Principal Accounting Officer, Sr. VP, CFO of Heritage Bank and Sr. VP of Heritage Bank | ||
| John Westervelt, President of Bank - Clayton County, Chief Lending Officer of Heritage Bank and Executive VP of Heritage Bank | ||
| David Turner, CEO and President Executive Director and Chairman of the Heritage Bank | ||
| Edith Stevens, Senior Vice President and Chief Risk Officer of Bank | ||
| Roy Hall, Director of the Company and Bank | ||
| Charles Segers, Executive Vice President and Senior Credit Officer of Bank | ||
| Stephen Boswell, Director of the Company and Bank | ||
| Leonard Moreland, Chief Admin. Officer, Executive VP, Executive Director, CEO of Heritage Bank and President of Heritage Bank and Director of Heritage Bank | ||
| John Mitchell, Director of the Company and Bank | ||
| John Lee, Chairman of the Board | ||
| Charles Tucker, Director of the Company and Bank | ||
| Edwin Kemp, Secretary, Treasurer, Executive Director, Secretary of Heritage Bank and Director of Heritage Bank |
Heritage Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc bb equity is not an easy task. Is Heritage Southeast a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Pair Trading with Heritage Southeast
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Heritage Southeast position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Heritage Southeast will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to MT Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace MT Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back MT Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling MT Bank Corp to buy it.
The correlation of MT Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as MT Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if MT Bank Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for MT Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Heritage Southeast information on this page should be used as a complementary analysis to other Heritage Southeast's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Other Consideration for investing in Heritage OTC BB Equity
If you are still planning to invest in Heritage Southeast check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Heritage Southeast's history and understand the potential risks before investing.
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