Donald McCree - Citizens Financial Vice Chairman - Commercial Banking
| CFG Stock | USD 34.97 0.42 1.22% |
Chairman
Mr. Donald H. McCree III serves as Vice Chairman Commercial Banking of the Company. Prior to joining the Company in August 2015, Mr. Donald H. McCree III was Vice Chairman of our Commercial Banking Division since August 2015. Prior to joining the Company, Mr. McCree served in a number of senior leadership positions over the course of 31 years at JPMorgan Chase Co. and its predecessor companies. Most recently, Mr. McCree was Head of Corporationrationrate Banking and Chief Executive Officer of Global Treasury Services at JPMorgan, where he was responsible for providing relationship banking services to commercial clients as well as treasury and trade finance solutions to small businesses, multinational corporations, financial services firms and government entities worldwide. Prior to becoming Head of Corporationrationrate Banking, Mr. McCrees roles at JPMorgan included Head of Global Credit Markets, North American CoHead of Fixed Income and Head of Wholesale Risk Management. He also served as Head of Treasury and Corporationrationrate Development and was based in London for several years, where he served as European CoHead of Investment Banking and Head of European and Asian Syndicated Finance since 2015.
| Age | 59 |
| Tenure | 9 years |
| Address | One Citizens Plaza, Providence, RI, United States, 02903 |
| Phone | 203 900 6715 |
| Web | https://www.citizensbank.com |
Citizens Financial Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.000035. At this time, Citizens Financial's Asset Turnover is most likely to slightly decrease in the upcoming years. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
| Found 2 records | CHAIRMAN Age | ||
| Gary Winger | Lake Shore Bancorp | 73 | |
| Hugh Smith | HMN Financial | 78 | |
Management Performance
| Return On Equity | 0.0597 | ||||
| Return On Asset | 0.0065 |
Citizens Financial Leadership Team
Elected by the shareholders, the Citizens Financial's board of directors comprises two types of representatives: Citizens Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Citizens. The board's role is to monitor Citizens Financial's management team and ensure that shareholders' interests are well served. Citizens Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Citizens Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ronald Ohsberg, Principal Accounting Officer, Executive VP and Controller | ||
| Randall Black, Executive Vice President Controller | ||
| Eric Schuppenhauer, President of Consumer Lending and National Banking | ||
| Brendan Coughlin, Executive Vice President and Head of Consumer Banking | ||
| Scott Essex, Chief Compliance Officer | ||
| Stephen Gannon, Executive Vice President, General Counsel and Chief Legal Officer | ||
| Charles Koch, Independent Director | ||
| Leo Higdon, Independent Director | ||
| Malcolm Griggs, Executive Vice President Chief Risk Officer | ||
| Howard Hanna, Independent Director | ||
| C Read, Executive Vice President Chief Accounting Officer, Controller | ||
| Michael Ruttledge, Executive Vice President, Chief Information Officer | ||
| Robert Leary, Independent Director | ||
| Michele Siekerka, Independent Director | ||
| Marita Zuraitis, Independent Director | ||
| William Hankowsky, Independent Director | ||
| Jack Read, Chief Accounting Officer, Controller | ||
| Susan LaMonica, Chief Human Resource Officer, Executive Vice President | ||
| Donald III, Vice Division | ||
| Craig Read, Chief VP | ||
| Beth Johnson, Executive Vice President and Chief Experience Officer | ||
| Brad Conner, Vice Chairman of Consumer Banking | ||
| David Bowerman, Vice Chairman - Business Services | ||
| Theodore Swimmer, Head Markets | ||
| Mark Casady, Independent Director | ||
| Kristin Silberberg, Head Relations | ||
| Terrance Lillis, Independent Director | ||
| Donald McCree, Vice Chairman - Commercial Banking | ||
| Anthony Iorio, Independent Director | ||
| Christine Cumming, Independent Director | ||
| Wendy Watson, Independent Director | ||
| Christopher Swift, Independent Director | ||
| Mary Baker, Executive Vice President and Head of Business Services | ||
| Edward Kelly, Independent Director | ||
| Kevin Cummings, Independent Director | ||
| John Fawcett, Executive Officer | ||
| John Woods, Vice Chairman of the Board, Chief Financial Officer, Executive Vice President | ||
| Lee Alexander, Independent Director | ||
| Eric Aboaf, CFO and Executive VP | ||
| Bruce Saun, Chairman, CEO and Chairman of Executive Committee | ||
| Shivan Subramaniam, Independent Director | ||
| Arthur Ryan, Lead independent Director | ||
| Polly Klane, General Counsel, Chief Legal Officer |
Citizens Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Citizens Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0597 | ||||
| Return On Asset | 0.0065 | ||||
| Profit Margin | 0.19 % | ||||
| Operating Margin | 0.24 % | ||||
| Current Valuation | 20.91 B | ||||
| Shares Outstanding | 458.48 M | ||||
| Shares Owned By Insiders | 0.65 % | ||||
| Shares Owned By Institutions | 97.21 % | ||||
| Number Of Shares Shorted | 18.07 M | ||||
| Price To Earning | 11.73 X |
Citizens Financial Investors Sentiment
The influence of Citizens Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Citizens. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Citizens Financial's public news can be used to forecast risks associated with an investment in Citizens. The trend in average sentiment can be used to explain how an investor holding Citizens can time the market purely based on public headlines and social activities around Citizens Financial Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Citizens Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Citizens Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Citizens Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Citizens Financial.
Citizens Financial Implied Volatility | 29.24 |
Citizens Financial's implied volatility exposes the market's sentiment of Citizens Financial Group stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Citizens Financial's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Citizens Financial stock will not fluctuate a lot when Citizens Financial's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Citizens Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Citizens Financial's short interest history, or implied volatility extrapolated from Citizens Financial options trading.
Pair Trading with Citizens Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Citizens Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Citizens Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with Citizens Stock
| 0.74 | DB | Deutsche Bank AG Earnings Call This Week | PairCorr |
Moving against Citizens Stock
| 0.48 | VBNK | VersaBank Financial Report 5th of June 2024 | PairCorr |
| 0.43 | EBTC | Enterprise Bancorp Earnings Call Today | PairCorr |
The ability to find closely correlated positions to Citizens Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Citizens Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Citizens Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Citizens Financial Group to buy it.
The correlation of Citizens Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Citizens Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Citizens Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Citizens Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Citizens Financial information on this page should be used as a complementary analysis to other Citizens Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Complementary Tools for Citizens Stock analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.
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Is Citizens Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.35) | Dividend Share 1.68 | Earnings Share 2.78 | Revenue Per Share 15.701 | Quarterly Revenue Growth (0.09) |
The market value of Citizens Financial is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.