Patrick Graney - City Holding Director

CHCO Stock  USD 99.98  1.28  1.30%   

Director

Mr. Patrick C. Graney, III., is an Independent Director of the Company. Mr. Graney received a Bachelors degree from the College of Arts and Sciences at the University of Virginia and a Masters degree in business administration also from the University of Virginias Darden School. He is the Founder and President of PCG, Inc., a private investment company. In addition, he is a wellknown business leader in the state of West Virginia principally focused on the distribution of petroleum products. He was the owner of Petroleum Products, Inc., a fuel distributor, from December 1975 to December 2012, and One Stop Stores, a chain of convenience stores, from December 1981 to July 2015 since 2016.
Age 64
Tenure 8 years
Address 25 Gatewater Road, Charleston, WV, United States, 25313
Phone304 769 1100
Webhttps://www.bankatcity.com
Graney is active in community affairs, and currently serves as a director of the West Virginia Chamber of Commerce, the West Virginia Coal Association, and the University of Charleston as well as Ramaco Resources, Inc. He also serves as Chairman of the West Virginia Chamber of Commerce and Secretary of the Board of the University of Charleston and is the immediate past President of the Executive Board of the Buckskin Council of the Boy Scouts. He also served as a Class B Director representing West Virginia on the Board of the Federal Reserve Bank of Richmond from December 2008 to December 2013.

City Holding Management Efficiency

The company has return on total asset (ROA) of 0.019 % which means that it generated a profit of $0.019 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1823 %, meaning that it created $0.1823 on every $100 dollars invested by stockholders. City Holding's management efficiency ratios could be used to measure how well City Holding manages its routine affairs as well as how well it operates its assets and liabilities. As of the 19th of April 2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.0004. At this time, City Holding's Total Assets are very stable compared to the past year. As of the 19th of April 2024, Non Current Assets Total is likely to grow to about 6.3 B, while Other Assets are likely to drop about 1.7 B.
The company currently holds 434.86 M in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. Debt can assist City Holding until it has trouble settling it off, either with new capital or with free cash flow. So, City Holding's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like City Holding sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for City to invest in growth at high rates of return. When we think about City Holding's use of debt, we should always consider it together with cash and equity.

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City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia. City Holding operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 903 people. City Holding (CHCO) is traded on NASDAQ Exchange in USA. It is located in 25 Gatewater Road, Charleston, WV, United States, 25313 and employs 957 people. City Holding is listed under Regional Banks category by Fama And French industry classification.

Management Performance

City Holding Leadership Team

Elected by the shareholders, the City Holding's board of directors comprises two types of representatives: City Holding inside directors who are chosen from within the company, and outside directors, selected externally and held independent of City. The board's role is to monitor City Holding's management team and ensure that shareholders' interests are well served. City Holding's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, City Holding's outside directors are responsible for providing unbiased perspectives on the board's policies.
John DeRito, Executive VP of Commercial Banking and Executive VP of Commercial Banking for City National Bank
Jeffrey Legge, Chief Admin. Officer, CIO, Sr. VP, Chief Admin. Officer of City National Bank, CIO of City National Bank and Sr. VP of City National Bank
Craig Stilwell, Executive VP of Retail Banking and Executive VP of Retail Banking - City National Bank
Tracy Hylton, Independent Director
Sharon Rowe, Independent Director
Charles Hageboeck, CEO and President Director, Member of Executive Committee, CEO of City National Bank and President of City National Bank
Charles Fairchilds, Independent Director
Thomas Burnette, Director
Patrick Graney, Director
David Bumgarner, CFO, Chief Accounting Officer, Sr. VP, CFO of City National Bank and Sr. VP of City National Bank
Jay Goldman, Independent Director
David Hambrick, Independent Director
John Elliot, Independent Director
Dallas Kayser, Independent Director
Diane StrongTreister, Director
Thomas Jones, Independent Director
James Rossi, Independent Director
Michael Quinlan, Executive Banking
William File, Independent Director
Victoria EvansFaw, Senior Secretary
Robert Fisher, Independent Director
Philip McLaughlin, Independent Chairman of the Board

City Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is City Holding a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards City Holding in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, City Holding's short interest history, or implied volatility extrapolated from City Holding options trading.

Pair Trading with City Holding

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if City Holding position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in City Holding will appreciate offsetting losses from the drop in the long position's value.

Moving together with City Stock

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The ability to find closely correlated positions to City Holding could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace City Holding when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back City Holding - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling City Holding to buy it.
The correlation of City Holding is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as City Holding moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if City Holding moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for City Holding can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether City Holding offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of City Holding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of City Holding Stock. Outlined below are crucial reports that will aid in making a well-informed decision on City Holding Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in City Holding. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.
Note that the City Holding information on this page should be used as a complementary analysis to other City Holding's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.

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When running City Holding's price analysis, check to measure City Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy City Holding is operating at the current time. Most of City Holding's value examination focuses on studying past and present price action to predict the probability of City Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move City Holding's price. Additionally, you may evaluate how the addition of City Holding to your portfolios can decrease your overall portfolio volatility.
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Is City Holding's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of City Holding. If investors know City will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about City Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Dividend Share
2.73
Earnings Share
7.61
Revenue Per Share
19.278
Quarterly Revenue Growth
(0.01)
The market value of City Holding is measured differently than its book value, which is the value of City that is recorded on the company's balance sheet. Investors also form their own opinion of City Holding's value that differs from its market value or its book value, called intrinsic value, which is City Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because City Holding's market value can be influenced by many factors that don't directly affect City Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between City Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if City Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, City Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.