Michael Michalak - Comerica Chief Risk Officer
| CMA Stock | USD 49.82 0.21 0.42% |
Executive
Mr. Michael H. Michalak is no longer Executive Vice President of the Company, effective January 31, 2019. He is no longer Chief Risk Officer of the Company, effective January 1, 2019 since 2014.
| Age | 59 |
| Tenure | 10 years |
| Address | Comerica Bank Tower, Dallas, TX, United States, 75201-6404 |
| Phone | 833-571-0486 |
| Web | https://www.comerica.com |
Comerica Management Efficiency
The company has Return on Asset of 0.0103 % which means that on every $100 spent on assets, it made $0.0103 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1521 %, implying that it generated $0.1521 on every 100 dollars invested. Comerica's management efficiency ratios could be used to measure how well Comerica manages its routine affairs as well as how well it operates its assets and liabilities. At present, Comerica's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is projected to grow to (0.00007). At present, Comerica's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 70.4 B, whereas Total Assets are forecasted to decline to about 59.4 B.Similar Executives
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Management Performance
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0103 |
Comerica Leadership Team
Elected by the shareholders, the Comerica's board of directors comprises two types of representatives: Comerica inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Comerica. The board's role is to monitor Comerica's management team and ensure that shareholders' interests are well served. Comerica's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Comerica's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Patrick Faubion, Executive Vice President The Business Bank and President Comerica Bank - Texas Market | ||
| Peter Guilfoile, Executive Vice President, Chief Credit Officer | ||
| Michael Collins, Independent Director | ||
| Ximena Humrichouse, Independent Director | ||
| John Buchanan, Executive Vice President, Chief Legal Officer, Corporate Secretary | ||
| Alfred Piergallini, Independent Director | ||
| James Weber, Executive Vice President and Chief Experience Officer | ||
| Melinda Chausse, Executive Vice President and Chief Credit Officer | ||
| Michael Ven, Independent Director | ||
| Kristina Janssens, Senior Officer | ||
| Christine Moore, Executive Vice President General Auditor | ||
| Nancy Flores, Director | ||
| Paul Obermeyer, Executive Vice President, Chief Enterprise Technology and Operational Services Officer | ||
| Kelly Gage, Senior Relations | ||
| David Duprey, Executive Vice President General Auditor | ||
| Mauricio Ortiz, Executive Vice President, Chief Accounting Officer | ||
| Greg Carr, Executive Vice President Wealth Management | ||
| Bruce Mitchell, Executive Officer | ||
| Darlene Persons, VP Relations | ||
| T DeNicola, Independent Director | ||
| Stanislava Kostova, Executive Vice President Treasurer | ||
| Jason Baker, Houston President | ||
| Muneera Carr, Executive Vice President Chief Accounting Officer | ||
| Reginald Turner, Independent Director | ||
| Juan Rodriguez, Executive Vice President Chief Information Security Officer | ||
| Richard Lindner, Independent Director | ||
| Megan Crespi, Executive Vice President Chief Enterprise Technology & Operations Services Officer | ||
| Kevin DeNicola, Independent Director | ||
| Jon Bilstrom, Executive Officer | ||
| Michael Ritchie, Executive Vice President | ||
| Jacqueline Kane, Independent Director | ||
| Susan Joseph, Executive Director | ||
| Michael Michalak, Chief Risk Officer | ||
| Robert Taubman, Independent Director | ||
| Megan Burkhart, Chief Human Resource Officer, Executive Vice President | ||
| Jay Oberg, Executive Vice President, Chief Risk Officer | ||
| Peter Sefzik, Executive Vice President, Commercial Bank | ||
| Michael Aust, Executive Vice President - Comerica | ||
| Von Hays, Chief VP | ||
| Ralph Babb, Chairman, CEO, Chairman of Capital Committee, Chairman of Special Preferred Stock Committee, Member of Capital Plan Committee, Chairman of Comerica Bank and CEO of Comerica Bank | ||
| Karen Parkhill, Vice Chairman, CFO, Vice Chairman of Comerica Bank and CFO of Comerica Bank | ||
| James Herzog, Chief Financial Officer, Executive Vice President | ||
| Cassandra McKinney, Executive Vice President - Retail Bank | ||
| Roger Cregg, Independent Director | ||
| Wendy Bridges, Executive Vice President - Corporate Responsibility | ||
| Barbara Smith, Independent Director | ||
| Judith Love, Executive Vice President | ||
| Curtis Farmer, Chairman of the Board, President, Chief Executive Officer | ||
| J Carr, Executive Vice President Wealth Management |
Comerica Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Comerica a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0103 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | 8.11 B | |||
| Shares Outstanding | 132.49 M | |||
| Shares Owned By Insiders | 0.77 % | |||
| Shares Owned By Institutions | 82.10 % | |||
| Number Of Shares Shorted | 4.61 M | |||
| Price To Earning | 11.70 X |
Comerica Investors Sentiment
The influence of Comerica's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Comerica. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Comerica's public news can be used to forecast risks associated with an investment in Comerica. The trend in average sentiment can be used to explain how an investor holding Comerica can time the market purely based on public headlines and social activities around Comerica. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Comerica's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Comerica's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Comerica's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Comerica.
Comerica Implied Volatility | 146.38 |
Comerica's implied volatility exposes the market's sentiment of Comerica stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Comerica's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Comerica stock will not fluctuate a lot when Comerica's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Comerica in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Comerica's short interest history, or implied volatility extrapolated from Comerica options trading.
Pair Trading with Comerica
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Comerica position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Comerica will appreciate offsetting losses from the drop in the long position's value.Moving together with Comerica Stock
| 0.74 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
Moving against Comerica Stock
| 0.42 | VBFC | Village Bank | PairCorr |
The ability to find closely correlated positions to Comerica could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Comerica when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Comerica - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Comerica to buy it.
The correlation of Comerica is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Comerica moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Comerica moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Comerica can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Comerica. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population. For information on how to trade Comerica Stock refer to our How to Trade Comerica Stock guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Complementary Tools for Comerica Stock analysis
When running Comerica's price analysis, check to measure Comerica's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Comerica is operating at the current time. Most of Comerica's value examination focuses on studying past and present price action to predict the probability of Comerica's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Comerica's price. Additionally, you may evaluate how the addition of Comerica to your portfolios can decrease your overall portfolio volatility.
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Is Comerica's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Comerica. If investors know Comerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Comerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.92) | Dividend Share 2.84 | Earnings Share 6.33 | Revenue Per Share 26.538 | Quarterly Revenue Growth (0.22) |
The market value of Comerica is measured differently than its book value, which is the value of Comerica that is recorded on the company's balance sheet. Investors also form their own opinion of Comerica's value that differs from its market value or its book value, called intrinsic value, which is Comerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Comerica's market value can be influenced by many factors that don't directly affect Comerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Comerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Comerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Comerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.