Kurt Kimmel - Commercial Bancshares Independent Director

Director

Mr. Kurt D. Kimmel is an Independent Director of Commercial Bancshares Inc. Mr. Kimmel serves as President of Kimmel Cleaners Inc. a familyowned commercial and retail laundry and dry cleaning business in Upper Sandusky Ohio. Mr. Kimmels high level of community involvement provides a valuable contribution to the Companys outreach efforts in the Upper Sandusky market. since 2005.
Age 55
Tenure 19 years
Phone419-294-5781
Webhttp://www.csbanking.com

Commercial Bancshares Management Efficiency

Commercial Bancshares' management efficiency ratios could be used to measure how well Commercial Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 6.57 M in liabilities with Debt to Equity (D/E) ratio of 8.44, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Commercial Bancshares until it has trouble settling it off, either with new capital or with free cash flow. So, Commercial Bancshares' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Commercial Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Commercial to invest in growth at high rates of return. When we think about Commercial Bancshares' use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

James LockeConstellation Brands Class
78
Sydney SelatiMonster Beverage Corp
78
Benjamin PolkMonster Beverage Corp
66
Mark HallMonster Beverage Corp
61
William MilmoeCelsius Holdings
69
Regan EbertCelsius Holdings
52
Barry FrombergConstellation Brands Class
62
Hal KravitzCelsius Holdings
60
Nick CastaldoCelsius Holdings
N/A
Kathy WallerMonster Beverage Corp
58
Geary CottonCelsius Holdings
58
Jennifer DanielsConstellation Brands Class
57
Chunyi LiJutal Offshore Oil
62
James CastCelsius Holdings
61
Kevin HarringtonCelsius Holdings
61
Peter RossumSBM Offshore NV
59
Gary FayardMonster Beverage Corp
66
Yunian LiJutal Offshore Oil
55
Thomas LynchCelsius Holdings
69
Judy SchmelingConstellation Brands Class
60
Sergey BorovskiyJutal Offshore Oil
44
Commercial Bancshares, Inc. operates as the holding company for The Commercial Savings Bank that offer retail and commercial banking services primarily in Wyandot, Marion, and Hancock, Ohio. Commercial Bancshares OH [CMOH] is a Pink Sheet which is traded between brokers over the counter.

Management Performance

Commercial Bancshares Leadership Team

Elected by the shareholders, the Commercial Bancshares' board of directors comprises two types of representatives: Commercial Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Commercial. The board's role is to monitor Commercial Bancshares' management team and ensure that shareholders' interests are well served. Commercial Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Commercial Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Berg, Vice Chairman of the Board
Steven Strine, Chief Lending Officer, Sr. VP, Chief Lending Officer of Commercial Savings Bank and Sr. VP of Commercial Savings Bank
Deborah Grafmiller, Independent Director
Scott Oboy, CFO, Executive VP, CFO of Commercial Savings Bank and Executive VP of Commercial Savings Bank
Kurt Kimmel, Independent Director
Stanley Kinnett, Chairman of the Board
Susan Brown, Sr. VP of Retail Banking
Bruce Beck, Sr. VP of Risk Management, Staff Counsel, Sr. VP of Risk Management of Commercial Savings Bank and Staff Counsel of Commercial Savings Bank
John Bremyer, Independent Director
Robert Beach, CEO and President Director, CEO of Commercial Savings Bank and President of Commercial Savings Bank and Director of Commercial Savings Bank
Mark Dillon, Independent Director
Lynn Child, Director
Lee Sisler, Independent Director

Commercial Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Commercial Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Commercial Bancshares in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Commercial Bancshares' short interest history, or implied volatility extrapolated from Commercial Bancshares options trading.

Pair Trading with Commercial Bancshares

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Commercial Bancshares position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Commercial Bancshares will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Ingersoll Rand could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ingersoll Rand when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ingersoll Rand - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ingersoll Rand to buy it.
The correlation of Ingersoll Rand is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ingersoll Rand moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ingersoll Rand moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ingersoll Rand can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

Other Consideration for investing in Commercial Pink Sheet

If you are still planning to invest in Commercial Bancshares check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Commercial Bancshares' history and understand the potential risks before investing.
Sync Your Broker
Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors.
Investing Opportunities
Build portfolios using our predefined set of ideas and optimize them against your investing preferences
Equity Analysis
Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Idea Analyzer
Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas
Stock Screener
Find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Money Managers
Screen money managers from public funds and ETFs managed around the world
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Risk-Return Analysis
View associations between returns expected from investment and the risk you assume
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
FinTech Suite
Use AI to screen and filter profitable investment opportunities
AI Portfolio Architect
Use AI to generate optimal portfolios and find profitable investment opportunities