Raphael Appert - Credit Agricole Chairman

CRARY Stock  USD 7.71  0.06  0.78%   

Chairman

Mr. Raphael Paul Raymond Appert has served as Deputy Chairman of the Board, Representative of SAS Rue La Boetie of Credit Agricole SA since May 2017. He is Member of the Strategic and Corporationrationrate Social Responsibility Committee and of the Appointments and Governance Committee. He is a graduate of EDHEC . He has spent his entire career with Credit Agricole, having joined the Credit Agricole du NordEst branch network in 1983. In 1995, he moved to Credit Agricole de lAnjou et du Maine, where he was head of the sales network and then head of finance and marketing. In 2002, he was appointed Deputy Chief Executive Officer of Credit Agricole CentreEst. In 2005, he was appointed Chief Executive Officer of Credit Agricole Val de France. Since 2010, he was Chief Executive Officer of Credit Agricole CentreEst. He was elected to the Bureau of the Federation Nationale du Credit Agricole in 2012 and became Deputy General Secretary in 2015. In Credit Agricole Group companies he serves as Chief Executive Officer of Caisse regionale Centre Est First ViceChairman of Federation Nationale du Credit Agricole ViceChairman of SAS Rue La Boetie Director of Credit Agricole Financements, SAS Carvet and SAS SACAM Participations, among others. since 2017.
Age 57
Tenure 7 years
Phone33 1 43 23 52 02
Webhttps://www.credit-agricole.com

Credit Agricole Management Efficiency

Credit Agricole's management efficiency ratios could be used to measure how well Credit Agricole manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 376.71 B in total debt. Debt can assist Credit Agricole until it has trouble settling it off, either with new capital or with free cash flow. So, Credit Agricole's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Credit Agricole SA sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Credit to invest in growth at high rates of return. When we think about Credit Agricole's use of debt, we should always consider it together with cash and equity.

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Crdit Agricole S.A. provides retail, corporate, insurance, and investment banking products and services worldwide. Crdit Agricole S.A. operates as a subsidiary of SAS Rue La Botie. CREDIT AGRICOLE operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 75975 people. Credit Agricole SA [CRARY] is a Pink Sheet which is traded between brokers over the counter.

Management Performance

Credit Agricole SA Leadership Team

Elected by the shareholders, the Credit Agricole's board of directors comprises two types of representatives: Credit Agricole inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credit. The board's role is to monitor Credit Agricole's management team and ensure that shareholders' interests are well served. Credit Agricole's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credit Agricole's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jacques Prost, Deputy CEO of Credit Agricole CIB, Member of the Management Committee
Yves Nanquette, CEO of LCL, Member of the Management Committee and Executive Committee
Michel Roy, Senior Regional Officer Asia-Pacific of Credit Agricole CIB, Member of the Management Committee
Paul Foubert, Head of Group Financial Management, Member of the Management Committee
Pierre Minor, Head of Group Legal and Compliance, Member of the Executive Committee
Michele Jardin, Head of Regional Banks Relations, Member of the Management Committee
Pascal Blanque, Global Head of Institutional Division & Chief Investment Officer of Amundi, Member of the Management Committee
Pierre Metge, Head Director
Alban Aucoin, Head of Group Public Affairs
Jean Paviet, Director
Benedicte Chretien, Head of Group Human Resources, Member of the Executive Committee
Christiane Lambert, Director
Bertrand Corbeau, Deputy Managing Director, Head of Development, Client and Innovation, Member of the Executive Committee
JeanLouis Delorme, Director
Giampiero Maioli, Head of Credit Agricole SA Group's Activities in Italy, Member of the Executive Committee
JeanPierre Tremenbert, Head of Group Compliance, Member of the Executive Committee
Francois Moury, Member of the Executive Committee, Head of the Agriculture and Agrifood Activity
Pierre Finas, Senior Country Officer Group for Egypte, Member of the Management Committee
Michel Goutorbe, Member of the Management Committee - CEO of Credit Agricole Immobilier
Simone Vedie, Director representing employees of UES Credit Agricole S.A.
Bernard Wit, Head of the Steering and Control of Amundi, Member of the Management Committee
Francoise Gri, Independent Director
Jean Kerrien, Non-Voting Director
Henri Bihan, CEO of Caci, Member of the Management Committee
Pascale Berger, Director - Representative of Regional Banks Employees
Francois Heyman, Director - Employees Representative
Francis Vicari, Head Legal
JeanChristophe Kiren, Head of Payment Systems and Flows, Member of the Executive Committee
JeanPierre Gaillard, Director
Olivier Constantin, Senior Country Officer Group, Poland; Member of the Management Committee
Cyril CFA, Head Relations
Monica Mondardini, Independent Director
Regis Monfront, Deputy CEO of Credit Agricole CIB, Member of the Management Committee
Julie Palme, Head Communications
Caroline Catoire, Independent Director
Thierry Langreney, CEO of Pacifica, Member of the Management Committee
Olivier Gavalda, Head of the Regional Banks division, Member of the Management Committee and Executive Committee
Roger Andrieu, Director
MarcAndre Poirier, Senior Regional Officer Americas of Credit Agricole CIB, Member of the Management Committee
JeanPaul Kerrien, Director
Sylvie RobinRomet, Head of Group Purchasing, Member of the Management Committee
Philippe Brassac, CEO Federation
Pierre Deheunynck, Head of Group Human Resources, Member of the Management Committee and Executive Committee
JeanLouis Roveyaz, Director
Renee Talamona, Director
Martine Boutinet, Head Compliance
Michel Mathieu, Deputy CEO of Retail Banks
Laurent Bennet, Head of Agriculture, Agrifood and Business Services
Xavier Musca, Deputy Officer
Bertrand Chevallier, Head of Payments division
Olivier Belergey, CFO of Credit Agricole CIB, Member of the Management Committee
Philippe Waal, Non-Voting Director
Jack Bouin, Vice Chairman of the Board
Guillaume Lesage, COO of Amundi, Member of the Management Committee
Michel Ganzin, Deputy Managing Director, Head of Operations and Transformation, Member of the Management Committee, Member of the Executive Committee
Frederic Thomas, CEO - Credit Agricole Assurances
Daniel Epron, Director
Paul Leusse, Head of Private Banking, Member of the Management Committee
Serge Magdeleine, Head of Group and Digital Marketing
JeanYves Hocher, Deputy CEO - Corporate Clients, Member of the Executive Committee
Pascal Celerier, Director
Fathi Jerfel, Global Head of Retail Division of Amundi, Member of the Management Committee
Jerome Brunel, Head of Public Affairs, Member of the Executive Committee
Philippe Carayol, CEO of Credit Agricole Leasing & Factoring (CAL&F), Member of the Executive Committee
Denis Marquet, Head of Communications, Member of the Management Committee
JeanMarie Sander, Chairman of the Board
FrancoisEdouard Drion, Head of International Retail and Commercial Banking, Member of the Management Committee
Christian Moueza, Director - Employees Representative
Stanislas Pottier, Head of Sustainable Development, Member of the Management Committee
Francois Mace, Non-Voting Director
Francois Thibault, Director
Dominique Pasquier, CEO of Agos Ducato (Italy), Member of the Management Committee
Louis Tercinier, Director
Veronique Faujour, Head of Marketing and Communication, Member of the Management Committee
Catherine Pourre, Non-Voting Director
Michele Guibert, Head of Customer Relationships, Multi-Channel Retail Banking and Relation Commitments and Innovation, Member of the Management Committee
Valerie Wanquet, Insurance, International
Philippe Boujut, Non-Voting Director
Isabelle JobBazille, Member of the Executive Committee, Head of Economic Research
Philippe Dumont, CEO of Credit Agricole Consumer Finance, Member of the Management Committee and Executive Committee
Gerard OuvrierBuffet, Director
Cyril Meilland, Head of Financial Communication
Michel Masson, Member of the Executive Committee, General Group Inspector
Hubert Reynier, Head of Group Risk Management and Permanent Controls, Member of the Management Committee and Executive Committee
Jerome Grivet, CEO of Credit Agricole Assurances and Predica, Member of the Management Committee and Executive Committee
Stephane Priami, CEO France of Credit Agricole Consumer Finance, Member of the Management Committee
Raphael Appert, Deputy Chairman of the Board, Representative of SAS Rue La Boetie
Veronique Flachaire, Director
Christian Streiff, Independent Director
Marc Oppenheim, Head of International Retail Banking, Member of the Executive Committee
JeanFrancois Abadie, CEO of Caceis, Member of the Management Committee
Bernard Dree, Director - Representative of the Work's Council
Laurence Dors, Independent Director
Dominique Lefebvre, Vice Chairman of the Board, Representative of SAS Rue La Boetie
Eric Baudson, Head of Group Information Systems, Member of the Management Committee
Clotilde LAngevin, Head of Strategy
Xavier Beulin, Director - Representative of Professional Agricultural Organizations
Francois Marion, Member of the Executive Committee - CEO of Caceis
Jacques Ripoll, Deputy General Manager Large Customers, Member of the Management Committee, Member of the Executive Committee
Denis Kleiber, IR Contact Officer
Baldomero Valverde, Senior Country Officer Group, Morocco; Member of the Management Committee
JeanPaul Mazoyer, Group Industrial and Information Technology Director, Member of the Executive Committee
Francois Veverka, Independent Director
Dominique CarrelBilliard, Head of the Institutional and Corporate Clients Division of Amundi, Member of the Management Committee
Eric Campos, Head of Social and Environmental Responsibility, CEO of the Foundation Grameen Credit Agricole, Member of the Management Committee
Christophe Gancel, Head of Private Banking, Member of the Executive Committee
Yves Perrier, Head of Asset Management, Securities and Investor Services, Member of the Management Committee and Executive Committee

Credit Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Credit Agricole a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Credit Agricole in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Credit Agricole's short interest history, or implied volatility extrapolated from Credit Agricole options trading.

Pair Trading with Credit Agricole

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credit Agricole position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credit Agricole will appreciate offsetting losses from the drop in the long position's value.

Moving together with Credit Pink Sheet

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Moving against Credit Pink Sheet

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The ability to find closely correlated positions to Credit Agricole could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credit Agricole when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credit Agricole - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credit Agricole SA to buy it.
The correlation of Credit Agricole is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credit Agricole moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credit Agricole SA moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credit Agricole can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Agricole SA. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

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When running Credit Agricole's price analysis, check to measure Credit Agricole's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Agricole is operating at the current time. Most of Credit Agricole's value examination focuses on studying past and present price action to predict the probability of Credit Agricole's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Agricole's price. Additionally, you may evaluate how the addition of Credit Agricole to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Credit Agricole's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Agricole is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Agricole's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.