Michael DeCola - Enterprise Financial Independent Director

EFSC Stock  USD 39.13  0.07  0.18%   

Director

Mr. Michael A. DeCola is an Independent Director of the Company. Mr. DeCola was the Vice Chairman of HBM Holdings Company since February 2019 having previously served as the Chief Executive Officer from September 2018 to February 2019 and President of HBM from January 2014 to September 2018. Mr. DeCola serves as Chairperson of the Board of Mississippi Lime Company, a portfolio company of HBM. Mr. DeCola was previously the Chairperson of the St. Louis Regional Business Council. Mr. DeCola served as the Chairperson of the United Way of Greater St. Louis until January 2018, and sits on the board of St. Louis Sports Commission. He brings to the Board extensive executive business experience and connections within the St. Louis business community. since 2007.
Age 64
Tenure 17 years
Address 150 North Meramec Avenue, Clayton, MO, United States, 63105
Phone314 725 5500
Webhttps://www.enterprisebank.com

Enterprise Financial Management Efficiency

The company has return on total asset (ROA) of 0.0128 % which means that it generated a profit of $0.0128 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1075 %, meaning that it created $0.1075 on every $100 dollars invested by stockholders. Enterprise Financial's management efficiency ratios could be used to measure how well Enterprise Financial manages its routine affairs as well as how well it operates its assets and liabilities. At present, Enterprise Financial's Return On Assets are projected to increase slightly based on the last few years of reporting. At present, Enterprise Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 13.8 B, whereas Total Current Assets are forecasted to decline to about 478.4 M.
The company currently holds 184.62 M in liabilities with Debt to Equity (D/E) ratio of 0.16, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Enterprise Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Enterprise Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Enterprise Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Enterprise to invest in growth at high rates of return. When we think about Enterprise Financial's use of debt, we should always consider it together with cash and equity.

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Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank Trust that offers banking and wealth management services to individuals and corporate customers. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri. Enterprises Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1032 people. Enterprise Financial Services (EFSC) is traded on NASDAQ Exchange in USA. It is located in 150 North Meramec Avenue, Clayton, MO, United States, 63105 and employs 1,172 people. Enterprise Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Enterprise Financial Leadership Team

Elected by the shareholders, the Enterprise Financial's board of directors comprises two types of representatives: Enterprise Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Enterprise. The board's role is to monitor Enterprise Financial's management team and ensure that shareholders' interests are well served. Enterprise Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Enterprise Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Doug Bauche, Chief Credit Officer
James Lally, CEO President
Anthony Scavuzzo, Director
James Deutsch, Director
Keene Turner, CFO, Executive Vice President
Peter Benoist, CEO and President Director and Director of Enterprise Bank and Trust
William Downey, Independent Director
Judith Heeter, Independent Director
Loren White, Senior Vice President- Head of Human Resources of Enterprise Bank & Trust
Michael Normile, Director
Steve Richardson, Senior Communications
Frank Sanfilippo, COO, Executive VP, COO of Enterprise Bank and Trust and Executive VP of Enterprise Bank and Trust
James Murphy, Independent Chairman of the Board
Bridget BBA, Senior Officer
Troy Dumlao, Principal Accounting Officer
Mark Ponder, Principal Accounting Officer, Sr. VP and Controller
Douglas Bauche, Chief Credit Officer
Michael Holmes, Director
James Goodwin, Director
Nevada Kent, Director
Sandra Trease, Independent Director
Scott Goodman, President of Enterprise Bank and Trust and Director of Enterprise Bank and Trust
Eloise Schmitz, Director
John Eulich, Independent Director
Tony Scavuzzo, Director
John Arnold, Director
Nicole Iannacone, Senior Vice President General Counsel, Corporate Secretary
Stephen Marsh, Chairman of Enterprise Bank and Trust, CEO of Enterprise Bank and Trust and Chief Credit Officer of Enterprise Bank and Trust
Birch Mullins, Independent Director
Michael DeCola, Independent Director
Robert Guest, Independent Director
Keene CPA, Senior CFO
James Havel, Director

Enterprise Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Enterprise Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Enterprise Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Enterprise Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Enterprise Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Enterprise Stock

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Moving against Enterprise Stock

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The ability to find closely correlated positions to Enterprise Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Enterprise Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Enterprise Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Enterprise Financial Services to buy it.
The correlation of Enterprise Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Enterprise Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Enterprise Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Enterprise Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Enterprise Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enterprise Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enterprise Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enterprise Financial Services Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enterprise Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
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When running Enterprise Financial's price analysis, check to measure Enterprise Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enterprise Financial is operating at the current time. Most of Enterprise Financial's value examination focuses on studying past and present price action to predict the probability of Enterprise Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enterprise Financial's price. Additionally, you may evaluate how the addition of Enterprise Financial to your portfolios can decrease your overall portfolio volatility.
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Is Enterprise Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enterprise Financial. If investors know Enterprise will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enterprise Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.28)
Dividend Share
1
Earnings Share
5.07
Revenue Per Share
15.539
Quarterly Revenue Growth
(0.03)
The market value of Enterprise Financial is measured differently than its book value, which is the value of Enterprise that is recorded on the company's balance sheet. Investors also form their own opinion of Enterprise Financial's value that differs from its market value or its book value, called intrinsic value, which is Enterprise Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enterprise Financial's market value can be influenced by many factors that don't directly affect Enterprise Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enterprise Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enterprise Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enterprise Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.