Richard Browning - FIRST CENTURY Independent Director
Director
Mr. D. Richard Browning is Independent Director of First Century Bankshares Inc. Mr. Browning has served as a member of the Raleigh County Advisory Board of Directors of First Century Bank, the Companys banking subsidiary, for 2 years. Mr. Browning brings to the company Board relevant experience with regulatory compliance and economic development issues facing the banking industry and the State of West Virginia. Mr. Browning serves in the West Virginia State Senate representing Wyoming, Raleigh and McDowell Counties in the 9th Senatorial District. Mr. Browning chairs the Committee on Economic Development in the West Virginia State Senate. Mr. Browning also operates Clear Fork Consulting, Inc., a consulting company that specializes in the management of organizations and economic development. Prior to his service in the West Virginia Senate, Mr. Browning was a member of the West Virginia House of Delegates for 16 of the past 20 years representing Wyoming, McDowell and Mercer Counties. Mr. Browning also worked in the Wyoming County School system for 23 years as a teacher and administrator and was the Executive Director of the Coalfields Expressway Authority for 11 years. Mr. Browning currently serves as a member of the CNA Committee of the West Virginia Association of Vocational Rehabilitation Facilities. since 2011.
| Age | 58 |
| Tenure | 13 years |
| Phone | 304-325-8181 |
| Web | http://www.firstcentury.com |
FIRST CENTURY Management Efficiency
The company has return on total asset (ROA) of 0.58 % which means that it generated a profit of $0.58 on every $100 spent on assets. This is way below average. FIRST CENTURY's management efficiency ratios could be used to measure how well FIRST CENTURY manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 8.97 M in liabilities. Debt can assist FIRST CENTURY until it has trouble settling it off, either with new capital or with free cash flow. So, FIRST CENTURY's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FIRST CENTURY BANKSHARES sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FIRST to invest in growth at high rates of return. When we think about FIRST CENTURY's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Asset | 0.58 |
FIRST CENTURY BANKSHARES Leadership Team
Elected by the shareholders, the FIRST CENTURY's board of directors comprises two types of representatives: FIRST CENTURY inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FIRST. The board's role is to monitor FIRST CENTURY's management team and ensure that shareholders' interests are well served. FIRST CENTURY's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FIRST CENTURY's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Paul Cole, Independent Director | ||
| Charles Peters, Independent Director | ||
| John Beckett, Sr. VP of First Century Bank and Executive Trust Officer of First Century Bank | ||
| William Albert, Secretary, Sr. VP of First Century Bank and Cashier of First Century Bank | ||
| John Shott, Independent Director | ||
| William Swope, Independent Director | ||
| Richard Browning, Independent Director | ||
| Ronald Hypes, Principal Financial and Accounting Officer, Treasurer, Sr. VP of Bankand CFO of Bank | ||
| Walter Sowers, Independent Director | ||
| Samuel Jones, Independent Director | ||
| Michael Shott, Independent Chairman of the Board | ||
| Robert Jones, Independent Vice Chairman of the Board | ||
| R Wilkinson, Director, Member of Executive Committee, Member of First Century Bank Wyoming County Operations Advisory Board and Director of First Century Bank | ||
| Jeffery Forlines, Senior Vice President and Chief Credit Officer of First Century Bank, N.A. | ||
| Richard Wilkinson, Director, Member of Executive Committee, Member of First Century Bank Wyoming County Operations Advisory Board and Director of First Century Bank | ||
| Richard Chambers, Independent Director | ||
| Frank Wilkinson, CEO and President Director, Member of Executive Committee, CEO of First Century Bank and President of First Century Bank and Director of First Century Bank |
FIRST Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FIRST CENTURY a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Asset | 0.58 | |||
| Profit Margin | 14.25 % | |||
| Operating Margin | 28.34 % | |||
| Current Valuation | 21.48 M | |||
| Shares Outstanding | 1.9 M | |||
| Shares Owned By Insiders | 34.94 % | |||
| Shares Owned By Institutions | 0.60 % | |||
| Price To Earning | 17.75 X | |||
| Price To Book | 1.18 X | |||
| Price To Sales | 2.52 X |
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Other Consideration for investing in FIRST Stock
If you are still planning to invest in FIRST CENTURY BANKSHARES check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FIRST CENTURY's history and understand the potential risks before investing.
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