William Albert - FIRST CENTURY SVP

SVP

Mr. William E. Albert is Secretary of First Century Bankshares Inc. He is Senior Vice President and Cashier, First Century Bank, N.A. since 2011.
Age 59
Tenure 13 years
Phone304-325-8181
Webhttp://www.firstcentury.com

FIRST CENTURY Management Efficiency

The company has return on total asset (ROA) of 0.58 % which means that it generated a profit of $0.58 on every $100 spent on assets. This is way below average. FIRST CENTURY's management efficiency ratios could be used to measure how well FIRST CENTURY manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 8.97 M in liabilities. Debt can assist FIRST CENTURY until it has trouble settling it off, either with new capital or with free cash flow. So, FIRST CENTURY's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FIRST CENTURY BANKSHARES sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FIRST to invest in growth at high rates of return. When we think about FIRST CENTURY's use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 1 records

SVP Age

Gregory RamirezArtisan Partners Asset
49
First Century Bankshares, Inc. operates as the holding company for First Century Bank, Inc. FIRST CENTURY BANKSHARES (FCBS) is traded on US Exchange in USA and employs 139 people.

Management Performance

FIRST CENTURY BANKSHARES Leadership Team

Elected by the shareholders, the FIRST CENTURY's board of directors comprises two types of representatives: FIRST CENTURY inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FIRST. The board's role is to monitor FIRST CENTURY's management team and ensure that shareholders' interests are well served. FIRST CENTURY's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FIRST CENTURY's outside directors are responsible for providing unbiased perspectives on the board's policies.
Paul Cole, Independent Director
Charles Peters, Independent Director
John Beckett, Sr. VP of First Century Bank and Executive Trust Officer of First Century Bank
William Albert, Secretary, Sr. VP of First Century Bank and Cashier of First Century Bank
John Shott, Independent Director
William Swope, Independent Director
Richard Browning, Independent Director
Ronald Hypes, Principal Financial and Accounting Officer, Treasurer, Sr. VP of Bankand CFO of Bank
Walter Sowers, Independent Director
Samuel Jones, Independent Director
Michael Shott, Independent Chairman of the Board
Robert Jones, Independent Vice Chairman of the Board
R Wilkinson, Director, Member of Executive Committee, Member of First Century Bank Wyoming County Operations Advisory Board and Director of First Century Bank
Jeffery Forlines, Senior Vice President and Chief Credit Officer of First Century Bank, N.A.
Richard Wilkinson, Director, Member of Executive Committee, Member of First Century Bank Wyoming County Operations Advisory Board and Director of First Century Bank
Richard Chambers, Independent Director
Frank Wilkinson, CEO and President Director, Member of Executive Committee, CEO of First Century Bank and President of First Century Bank and Director of First Century Bank

FIRST Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FIRST CENTURY a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the FIRST CENTURY BANKSHARES information on this page should be used as a complementary analysis to other FIRST CENTURY's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Other Consideration for investing in FIRST Stock

If you are still planning to invest in FIRST CENTURY BANKSHARES check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the FIRST CENTURY's history and understand the potential risks before investing.
Efficient Frontier
Plot and analyze your portfolio and positions against risk-return landscape of the market.
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Commodity Directory
Find actively traded commodities issued by global exchanges
Idea Optimizer
Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio
Sign In To Macroaxis
Sign in to explore Macroaxis' wealth optimization platform and fintech modules
Competition Analyzer
Analyze and compare many basic indicators for a group of related or unrelated entities
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Portfolio Diagnostics
Use generated alerts and portfolio events aggregator to diagnose current holdings
Money Managers
Screen money managers from public funds and ETFs managed around the world
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Portfolio Center
All portfolio management and optimization tools to improve performance of your portfolios