Norman Montgomery - First Commonwealth EVP
| FCF Stock | USD 12.64 0.10 0.78% |
EVP
Mr. Norman J. Montgomery is Executive Vice President Business Integration of First Commonwealth Bank of the Company. He has served as the Executive Vice President of Business Integration of First Commonwealth Bank since May 2011. He oversees First Commonwealths product development and assumed oversight of First Commonwealths technology and operations functions in July 2012. He served as Senior Vice PresidentBusiness Integration of First Commonwealth Bank from September 2007 until May 2011 and previously held positions in the technology, operations, audit and marketing areas. since 2011.
| Age | 56 |
| Tenure | 13 years |
| Address | 601 Philadelphia Street, Indiana, PA, United States, 15701 |
| Phone | 724 349 7220 |
| Web | https://www.fcbanking.com |
First Commonwealth Management Efficiency
The company has Return on Asset of 0.0148 % which means that on every $100 spent on assets, it made $0.0148 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1327 %, implying that it generated $0.1327 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The First Commonwealth's current Return On Capital Employed is estimated to increase to -0.0018. At this time, First Commonwealth's Intangible Assets are most likely to increase significantly in the upcoming years.Similar Executives
| Found 4 records | EVP Age | ||
| Kenneth Doherty | Northfield Bancorp | 60 | |
| Michael Widmer | Northfield Bancorp | 58 | |
| Darren Guidry | Home Bancorp | 61 | |
| Scott Ridley | Home Bancorp | 55 | |
Management Performance
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0148 |
First Commonwealth Leadership Team
Elected by the shareholders, the First Commonwealth's board of directors comprises two types of representatives: First Commonwealth inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Commonwealth's management team and ensure that shareholders' interests are well served. First Commonwealth's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Commonwealth's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Matthew Tomb, Executive Vice President Chief Risk Officer, General Counsel | ||
| Ryan Thomas, VP of Fin. and Investor Relations | ||
| Joseph Culos, Executive President | ||
| CFSA CIA, Executive Executive | ||
| Johnston Glass, Independent Director | ||
| Thomas Price, CEO and President Director and CEO of First Commonwealth Bank | ||
| Jonathan Longwill, Vice Relations | ||
| Ray Charley, Independent Director | ||
| Carrie Riggle, Executive Vice President - Human Resources | ||
| I Emmerich, Executive Vice President Chief Credit Officer of First Commonwealth Bank | ||
| Julie Caponi, Independent Director | ||
| Richard Stimel, IR Officer | ||
| Laurie Singer, Independent Director | ||
| Aradhna Oliphant, Independent Director | ||
| Gary Claus, Independent Director | ||
| Brian Karrip, Executive Vice President Chief Credit Officer of First Commonwealth Bank | ||
| Norman Montgomery, Executive VP of Bus. Integration and Executive VP of Bus. Integration- First Commonwealth Bank | ||
| Robert Ventura, Independent Director | ||
| James CFA, CFO VP | ||
| David Greenfield, Independent Director | ||
| Robert Emmerich, Chief Credit Officer, Executive VP, Chief Credit Officer of First Commonwealth Bank and Executive VP of First Commonwealth Bank | ||
| David Dahlmann, Non-Executive Independent Chairman of the Board, Non-Executive Lead Independent Director | ||
| Jon Gorney, Non-Executive Independent Chairman of the Board | ||
| Leonard Lombardi, Executive Vice President Chief Audit Executive | ||
| Amy Jeffords, Assistant Relations | ||
| Linda Metzmaier, Chief Officer | ||
| James Barone, Independent Director | ||
| James Newill, Independent Director | ||
| Jane Grebenc, Executive Vice President, Chief Revenue Officer, Director; President of First Commonwealth Bank | ||
| Stephen Wolfe, Independent Director | ||
| James Reske, Chief Financial Officer, Executive Vice President, Treasurer | ||
| Bart Johnson, Independent Director | ||
| Rob Boyer, President Group | ||
| Luke Latimer, Independent Director |
First Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Commonwealth a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0148 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 2.01 B | ||||
| Shares Outstanding | 102.2 M | ||||
| Shares Owned By Insiders | 1.79 % | ||||
| Shares Owned By Institutions | 73.50 % | ||||
| Number Of Shares Shorted | 1.16 M | ||||
| Price To Earning | 13.26 X |
First Commonwealth Investors Sentiment
The influence of First Commonwealth's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to First Commonwealth's public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Commonwealth Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Commonwealth's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Commonwealth's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average First Commonwealth's news discussions. The higher the estimated score, the more favorable is the investor's outlook on First Commonwealth.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Commonwealth in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Commonwealth's short interest history, or implied volatility extrapolated from First Commonwealth options trading.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets | |
| Price Exposure Probability Analyze equity upside and downside potential for a given time horizon across multiple markets | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Earnings Calls Check upcoming earnings announcements updated hourly across public exchanges | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format |
Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.147 | Dividend Share 0.5 | Earnings Share 1.54 | Revenue Per Share 4.601 | Quarterly Revenue Growth 0.181 |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.