Richard Stimel - First Commonwealth IR Officer

FCF Stock  USD 13.74  0.16  1.18%   

Executive

Richard Stimel is IR Officer of First Commonwealth Financial
Address 601 Philadelphia Street, Indiana, PA, United States, 15701
Phone724 349 7220
Webhttps://www.fcbanking.com

First Commonwealth Management Efficiency

The company has Return on Asset of 0.0148 % which means that on every $100 spent on assets, it made $0.0148 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1327 %, implying that it generated $0.1327 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The First Commonwealth's current Return On Capital Employed is estimated to increase to -0.0018. At this time, First Commonwealth's Intangible Assets are most likely to increase significantly in the upcoming years.
The company has 833.92 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist First Commonwealth until it has trouble settling it off, either with new capital or with free cash flow. So, First Commonwealth's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Commonwealth sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Commonwealth's use of debt, we should always consider it together with cash and equity.

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First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. First Commonwealth Financial (FCF) is traded on New York Stock Exchange in USA. It is located in 601 Philadelphia Street, Indiana, PA, United States, 15701 and employs 1,437 people. First Commonwealth is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Commonwealth Leadership Team

Elected by the shareholders, the First Commonwealth's board of directors comprises two types of representatives: First Commonwealth inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Commonwealth's management team and ensure that shareholders' interests are well served. First Commonwealth's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Commonwealth's outside directors are responsible for providing unbiased perspectives on the board's policies.
Matthew Tomb, Executive Vice President Chief Risk Officer, General Counsel
Ryan Thomas, VP of Fin. and Investor Relations
Joseph Culos, Executive President
CFSA CIA, Executive Executive
Johnston Glass, Independent Director
Thomas Price, CEO and President Director and CEO of First Commonwealth Bank
Jonathan Longwill, Vice Relations
Ray Charley, Independent Director
Carrie Riggle, Executive Vice President - Human Resources
I Emmerich, Executive Vice President Chief Credit Officer of First Commonwealth Bank
Julie Caponi, Independent Director
Richard Stimel, IR Officer
Laurie Singer, Independent Director
Aradhna Oliphant, Independent Director
Gary Claus, Independent Director
Brian Karrip, Executive Vice President Chief Credit Officer of First Commonwealth Bank
Norman Montgomery, Executive VP of Bus. Integration and Executive VP of Bus. Integration- First Commonwealth Bank
Robert Ventura, Independent Director
James CFA, CFO VP
David Greenfield, Independent Director
Robert Emmerich, Chief Credit Officer, Executive VP, Chief Credit Officer of First Commonwealth Bank and Executive VP of First Commonwealth Bank
David Dahlmann, Non-Executive Independent Chairman of the Board, Non-Executive Lead Independent Director
Jon Gorney, Non-Executive Independent Chairman of the Board
Leonard Lombardi, Executive Vice President Chief Audit Executive
Amy Jeffords, Assistant Relations
Linda Metzmaier, Chief Officer
James Barone, Independent Director
James Newill, Independent Director
Jane Grebenc, Executive Vice President, Chief Revenue Officer, Director; President of First Commonwealth Bank
Stephen Wolfe, Independent Director
James Reske, Chief Financial Officer, Executive Vice President, Treasurer
Bart Johnson, Independent Director
Rob Boyer, President Group
Luke Latimer, Independent Director

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Commonwealth a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

First Commonwealth Investors Sentiment

The influence of First Commonwealth's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in First. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to First Commonwealth's public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Commonwealth Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Commonwealth's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Commonwealth's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average First Commonwealth's news discussions. The higher the estimated score, the more favorable is the investor's outlook on First Commonwealth.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First Commonwealth in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First Commonwealth's short interest history, or implied volatility extrapolated from First Commonwealth options trading.

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When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

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When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.147
Dividend Share
0.5
Earnings Share
1.54
Revenue Per Share
4.601
Quarterly Revenue Growth
0.181
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.