Head - Credit and Co-Founder
Mr. Andrew Mullinger is Head Credit and CoFounder of Funding Circle. Andrew leads the global credit and risk team and is responsible for risk management at Funding Circle. His team harmonises data analytics with human process and judgment to ensure loans on Funding Circle platforms offer investors the opportunity to access reliable riskadjusted returns. Before cofounding Funding Circle Andrew worked at Nomura and Citigroup specialising in regulatory and risk management. He also spent time at Ernst Young as a consultant where he advised financial institutions government and regulators on risk management and regulation including a major UK bank on its SME credit models. Andrew holds a degree in Mathematics from Manchester University.