Steven Tokach - FNCB Bancorp CEO

FNCB Stock  USD 5.58  0.07  1.27%   

CEO

Mr. Steven R. Tokach is nolonger President Chief Executive Officer Director of First National Community Bancorp Inc. effective June 30 2016. He has served as a interim President and Chief Executive Officer of the Company and the Bank since December 5 2011. Mr. Tokach also serves as a director of the Company and the Bank. Previously Mr. Tokach was retired from banking since 2006. Prior to that he was Senior Vice President and Chief Credit Administrator for Community Bank N.A. a multibillion dollar bank with locations in upstate New York and Northeastern Pennsylvania from 2004 to 2006. Mr. Tokach served as Regional President of First Liberty Bank Trust N.A. the Pennsylvania bank division of Community Bank N.A from 2001 to 2004. He served as President of First Liberty Bank in Jermyn Pennsylvania from 1996 to 2001 and as Executive Vice President and Chief Operating Officer from 1991 to 1996. Prior to that Mr. Tokach worked for three other banks located in Pennsylvania serving as Vice President of First Eastern Bank from 1989 to 1991 as Vice President of Guaranty Bank N.A. from 1986 to 1989 and as Vice President of The First National Bank of Jermyn from 1982 to 1986. Prior to his banking career Mr. Tokach was a Bank Examiner with the Office of the Comptroller of the Currency from 1968 to 1982 supervising or assisting in the examination of national banks since 2011.
Age 68
Tenure 13 years
Address 102 East Drinker Street, Dunmore, PA, United States, 18512
Phone570 346 7667
Webhttps://www.fncb.com
Tokach is a graduate of King’s College, WilkesBarre, Pennsylvania, where he earned his bachelor’s degree in accounting. He is a former member of the boards of directors of the Scranton Chamber of Commerce and the United One Credit Bureau.

FNCB Bancorp Management Efficiency

At present, FNCB Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Capital Employed is expected to grow to 0.03, whereas Return On Equity is forecasted to decline to 0.07. At present, FNCB Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 1.7 B, whereas Total Assets are forecasted to decline to about 1.2 B. FNCB Bancorp's management efficiency ratios could be used to measure how well FNCB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 203.47 M in liabilities with Debt to Equity (D/E) ratio of 11.66, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist FNCB Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, FNCB Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like FNCB Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for FNCB to invest in growth at high rates of return. When we think about FNCB Bancorp's use of debt, we should always consider it together with cash and equity.

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FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. FNCB Bancorp, Inc. was founded in 1910 and is headquartered in Dunmore, Pennsylvania. FNCB Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 204 people. FNCB Bancorp (FNCB) is traded on NASDAQ Exchange in USA. It is located in 102 East Drinker Street, Dunmore, PA, United States, 18512 and employs 201 people. FNCB Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

FNCB Bancorp Leadership Team

Elected by the shareholders, the FNCB Bancorp's board of directors comprises two types of representatives: FNCB Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of FNCB. The board's role is to monitor FNCB Bancorp's management team and ensure that shareholders' interests are well served. FNCB Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, FNCB Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Dawn Gronski, Senior Officer
Gerard Champi, COO of First National Community Bank
Donna Yanuzzi, Executive Officer
Steven Tokach, CEO and President Director, Member of Directors' Loan Committee, CEO of First National Community Bank and President of First National Community Bank and Director of First National Community Bank
Bone CPA, CFO VP
William CPA, Senior Officer
Michael Cestone, Secretary, Director, Secretary of First National Community Bank and Director of First National Community Bank
Mary CRCM, Senior Officer
Lisa Kinney, Vice President and Retail Lending Officer & Consumer Lending Manager of the Bank
Mary Gardner, Senior Vice President and Compliance Officer
Gary Cook, Executive Officer
Brian Mahlstedt, Chief Lending Officer of First National Community Bank and Executive VP of First National Community Bank
Joseph Earyes, First Senior Vice President and Chief Retail Banking & Operations Officer of the Bank
Louis DeNaples, Independent Director
James Bone, CFO, Executive Vice President of the company and the Bank
Donald Ryan, Human Resources Officer and Senior Vice President of the Bank
CPA CPA, VP Officer
James Chiaro, Executive Officer
Mary Cummings, Sr. VP and General Counsel
Keith Eckel, Director
Midge MacArthur, Vice Manager
Joseph DeNaples, Independent Director
William Bracey, Director
John Moses, Independent Director of the Company and the Bank
Dominick DeNaples, Independent Chairman of the Board of the company and the bank
Kathleen Lambert, Independent Director
Thomas Melone, Independent Director of the Company and the Bank
Aaron Cunningham, Executive Officer
Stephanie CPA, Senior Officer
James Burke, Executive Officer
Cathy Conrad, Senior Vice President and Chief Credit Administration Officer
Vithalbhai Dhaduk, Independent Director
Joseph Coccia, Secretary Director
CPA Bone, CFO VP

FNCB Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is FNCB Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether FNCB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of FNCB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fncb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fncb Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNCB Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade FNCB Stock refer to our How to Trade FNCB Stock guide.
Note that the FNCB Bancorp information on this page should be used as a complementary analysis to other FNCB Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..

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Is FNCB Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FNCB Bancorp. If investors know FNCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FNCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.29)
Dividend Share
0.36
Earnings Share
0.66
Revenue Per Share
2.668
Quarterly Revenue Growth
(0.05)
The market value of FNCB Bancorp is measured differently than its book value, which is the value of FNCB that is recorded on the company's balance sheet. Investors also form their own opinion of FNCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is FNCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FNCB Bancorp's market value can be influenced by many factors that don't directly affect FNCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between FNCB Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if FNCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FNCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.