Patrick Freer - Fulton Financial Independent Director

FULT Stock  USD 15.34  0.13  0.85%   

Director

Mr. Patrick J. Freer is an Independent Director of the Fulton Financial Corporationration Mr. Freer was a director of Lebanon Valley Farmers Bank, formerly known as Farmers Trust Bank, from 1980 until it was combined with Fulton Bank in 2007. He was employed by Strickler Insurance Agency, Inc. since 1974 and was the President, since 1998, and is currently the Chairman. Mr. Freer is a Certified Insurance Counselor. Mr. Freer brings to the Fulton Board of Directors extensive knowledge of insurance, investments, finance and risk management, as well as valuable knowledge of Fulton through his tenure on its Board of Directors and as a bank director from 1980 to 2007. Mr. Freer has long been an active member in his community, helping with numerous capital campaigns and community projects since 1996.
Age 62
Tenure 28 years
Address One Penn Square, Lancaster, PA, United States, 17604
Phone717 291 2411
Webhttps://www.fultonbank.com
Freer was a board member of the American Cancer Society, Lebanon County Economic Development Authority, Center of Lebanon Association and the Lebanon County Mental Health Association and has served as past president of the Lebanon County Christian Ministries and the Lebanon Valley Sertoma Club.

Fulton Financial Management Efficiency

The company has return on total asset (ROA) of 0.0101 % which means that it generated a profit of $0.0101 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1034 %, meaning that it created $0.1034 on every $100 dollars invested by stockholders. Fulton Financial's management efficiency ratios could be used to measure how well Fulton Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.01 in 2024. Return On Capital Employed is likely to gain to 0.03 in 2024. At this time, Fulton Financial's Total Current Liabilities is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 11.2 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 14 B in 2024.
The company currently holds 2.58 B in liabilities with Debt to Equity (D/E) ratio of 0.18, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Fulton Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Fulton Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Fulton Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Fulton to invest in growth at high rates of return. When we think about Fulton Financial's use of debt, we should always consider it together with cash and equity.

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Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services. Fulton Financial Corporation was incorporated in 1882 and is headquartered in Lancaster, Pennsylvania. Fulton Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 3200 people. Fulton Financial (FULT) is traded on NASDAQ Exchange in USA. It is located in One Penn Square, Lancaster, PA, United States, 17604 and employs 3,400 people. Fulton Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Fulton Financial Leadership Team

Elected by the shareholders, the Fulton Financial's board of directors comprises two types of representatives: Fulton Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Fulton. The board's role is to monitor Fulton Financial's management team and ensure that shareholders' interests are well served. Fulton Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Fulton Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
George Hodges, Lead Independent Director
Meg Mueller, Senior Executive Vice President Chief Credit Officer
Mark McCollom, CFO Designee , Senior Executive Vice President
James Moxley, Director
Denise Devine, Independent Director
Ronald Spair, Independent Director
Patrick Freer, Independent Director
Angela Snyder, Senior Executive Vice President and Head of Consumer Banking
Gary Stewart, Independent Director
Ernest Waters, Independent Director
Jennifer Carey, Director
Jason Weber, SVP/Director of Corporate Development , IR Contact Officer
Steven Etter, Director
Patrick Barrett, CFO and Sr. Executive VP
Beth Chivinski, Executive Vice President Chief Audit Executive
Andy Fiol, Senior Banking
Matthew Jozwiak, Director VP
Karthik Sridharan, Senior Officer
Albert Morrison, Independent Director
Amy Sahm, Senior Bank
David Hostetter, Executive Vice President
Mark Strauss, Director
Lisa Crutchfield, Independent Director
Scott Snyder, Independent Director
Philip Wenger, Chairman, CEO and President Member of Executive Committee, Member of Risk Management Committee and Member of Special Joint Board Compliance Committee
Anthony Cossetti, Chief VP
Angela Sargent, CIO and Sr. Executive VP
RScott Smith, Director
Curtis Myers, Senior Executive Vice President; President and COO of Fulton Bank
Craig Hill, Senior Executive Vice President Senior Human Resources Officer
Keith Paich, Senior Management
Bernadette Taylor, Chief Human Resource Officer, Executive Vice President
Philmer Rohrbaugh, Chief Risk Officer and Sr. Executive VP
Laura Wakeley, Senior Communications
Craig Roda, Sr. Executive VP of Community Banking, Chairman of Fulton Bank and CEO of Fulton Bank
Avi Patel, Chief VP
Atul Malhotra, Executive Officer
Christopher Demko, Senior Manager
Carlos Graupera, Director
Natasha Luddington, Chief EVP
Daniel Stolzer, Senior Executive Vice President Chief Legal Officer and Corporate Secretary

Fulton Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Fulton Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Fulton Financial Investors Sentiment

The influence of Fulton Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Fulton. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Fulton Financial's public news can be used to forecast risks associated with an investment in Fulton. The trend in average sentiment can be used to explain how an investor holding Fulton can time the market purely based on public headlines and social activities around Fulton Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Fulton Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Fulton Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Fulton Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Fulton Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Fulton Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Fulton Financial's short interest history, or implied volatility extrapolated from Fulton Financial options trading.

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When determining whether Fulton Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Fulton Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Fulton Financial Stock. Highlighted below are key reports to facilitate an investment decision about Fulton Financial Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fulton Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Fulton Stock please use our How to Invest in Fulton Financial guide.
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Is Fulton Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fulton Financial. If investors know Fulton will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fulton Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.08)
Dividend Share
0.66
Earnings Share
1.61
Revenue Per Share
6.321
Quarterly Revenue Growth
0.043
The market value of Fulton Financial is measured differently than its book value, which is the value of Fulton that is recorded on the company's balance sheet. Investors also form their own opinion of Fulton Financial's value that differs from its market value or its book value, called intrinsic value, which is Fulton Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fulton Financial's market value can be influenced by many factors that don't directly affect Fulton Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fulton Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fulton Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fulton Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.