James Roszak - General Finance Lead Independent Director
Director
Mr. James B. Roszak is a Lead Independent Director of General Finance Corporationrationration. Roszak was a director since November 2005 and our Lead Independent Director since June 2014. Mr. Roszak was employed by the Life Insurance Division of Transamerica Corporationrationration, a financial services organization engaged in life insurance, commercial lending, equipment leasing and real estate services, from 1962 until his retirement in 1997. From 1978 to 1988 Mr. Roszak was based in Toronto, Canada and during that time served as the President and Chief Executive Officer of Transamericas life insurance operations in Canada. In 1988 Mr. Roszak returned to the U. S. Life insurance operations as the Chief Marketing Officer and was subsequently named President, the capacity in which he served until his retirement. Mr. Roszak also served on the board of directors of buy.com, an Internet retailer and NASDAQlisted company and also served as its interim Chief Executive Officer from February 2001 to August 2001 when it was taken private. He was also a director of National RV Holdings from June 2003 until July 2008. He is currently a member of the Board of Trustees of Chapman University where he is the Chairman of the Finance Committee. Our board benefits from Mr. Roszaks management and board experience and deep knowledge of finance, accounting, international business, operations and risk management. since 2014.
| Age | 74 |
| Tenure | 10 years |
| Phone | 626 584-9722 |
| Web | www.generalfinance.com |
General Finance Management Efficiency
The company has Return on Asset of 4.41 % which means that on every $100 spent on assets, it made $4.41 of profit. This is considered to be average in the sector. In the same way, it shows a return on shareholders' equity (ROE) of 2.53 %, implying that it generated $2.53 on every 100 dollars invested. General Finance's management efficiency ratios could be used to measure how well General Finance manages its routine affairs as well as how well it operates its assets and liabilities.The company has 455.73 M in debt with debt to equity (D/E) ratio of 2.35, meaning that the company heavily relies on borrowing funds for operations. General Finance has a current ratio of 1.19, demonstrating that it is not liquid enough and may have problems paying out its financial commitments when the payables are due. Debt can assist General Finance until it has trouble settling it off, either with new capital or with free cash flow. So, General Finance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like General Finance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for General to invest in growth at high rates of return. When we think about General Finance's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 2.53 | |||
| Return On Asset | 4.41 |
General Finance Leadership Team
Elected by the shareholders, the General Finance's board of directors comprises two types of representatives: General Finance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of General. The board's role is to monitor General Finance's management team and ensure that shareholders' interests are well served. General Finance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, General Finance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| William Baribault, Independent Director | ||
| Neil Littlewood, CEO and Managing Director of Royal Wolf Holdings Ltd | ||
| Manuel Marrero, Director | ||
| Theodore Mourouzis, President of Pac-Van Inc and COO of Pac-Van Inc | ||
| Jody Miller, Executive Vice President; CEO of GFN North America Leasing Corporation. | ||
| Ronald Valenta, Chairman, CEO and Pres | ||
| Neil Linder, President CEO, Director | ||
| Christopher Wilson, Vice President General Counsel, Secretary | ||
| Charles Barrantes, CFO and Executive VP | ||
| Howard Baral, Director | ||
| Larry Tashjian, Independent Director | ||
| William Green, CFO, Corporate Secretary | ||
| Robert Allan, CEO of Royal Wolf | ||
| David Connell, Independent Director | ||
| Susan Harris, Independent Director | ||
| Lippert Heilshorn, IR Contact Officer | ||
| Jeffrey Kluckman, Executive VP of Bus. Devel. | ||
| Larry Clark, IR Contact Officer | ||
| Jack Lennen, Director | ||
| James Roszak, Lead Independent Director |
General Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is General Finance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 2.53 | |||
| Return On Asset | 4.41 | |||
| Profit Margin | 1.42 % | |||
| Operating Margin | 16.10 % | |||
| Current Valuation | 1.06 B | |||
| Shares Outstanding | 30.24 M | |||
| Shares Owned By Insiders | 55.05 % | |||
| Shares Owned By Institutions | 20.20 % | |||
| Number Of Shares Shorted | 114.48 K | |||
| Price To Earning | 463.66 X |
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Try AI Portfolio ArchitectCheck out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the General Finance information on this page should be used as a complementary analysis to other General Finance's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Other Consideration for investing in General Stock
If you are still planning to invest in General Finance check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the General Finance's history and understand the potential risks before investing.
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