JornErik Sether - Holand Og Insurance Manager

HSPG Stock  NOK 125.00  0.02  0.02%   

Executive

Mr. JornErik Sether serves as Insurance Manager at Holand og Setskog Sparebank. He was employed by the Company since 2009. He was Member of the Board of Directors at AurskogHoland Utbyggingsselskap between 1999 and 2004. Since 2003, he has acted as Business Sales Manager at Gjensidige Region Innlandet. He holds a degree in Insurance from Forsikringsakademiet from 1995 and a diploma in Economics from IHM Business School from 1991.
Age 47
Phone47 63 85 70 70
Webhttps://hsbank.no

Holand Og Management Efficiency

Holand Og's management efficiency ratios could be used to measure how well Holand Og manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 2.16 B in total debt. Debt can assist Holand Og until it has trouble settling it off, either with new capital or with free cash flow. So, Holand Og's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Holand og Setskog sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Holand to invest in growth at high rates of return. When we think about Holand Og's use of debt, we should always consider it together with cash and equity.

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Hland og Setskog Sparebank, a savings bank, provides banking products and services to private and business clients. Hland og Setskog Sparebank was founded in 1849 and is based in Bjrkelangen, Norway. HOLAND SETSK is traded on Oslo Stock Exchange in Norway. Holand og Setskog (HSPG) is traded on Oslo Stock Exchange in Norway and employs 23 people.

Management Performance

Holand og Setskog Leadership Team

Elected by the shareholders, the Holand Og's board of directors comprises two types of representatives: Holand Og inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Holand. The board's role is to monitor Holand Og's management team and ensure that shareholders' interests are well served. Holand Og's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Holand Og's outside directors are responsible for providing unbiased perspectives on the board's policies.
Unni Nadden, Director
Jarle Bergsjo, Chairman of the Board
John Bjorknes, CEO
Kjell Saether, Savings and Life Manager
Bjrg Lunder, Project Consultant
CarlFredrik Havnas, Corporate Market Manager
LivThorild Lorentzen, Director
Liv Jacklin, VP of Economy/Personnel
Oystein Heggedal, Director, Employee Representative
Ane Haugen, Director
Ragnhild Hauglum, Director
Hege Bergersen, Leader Compliance
Asmund Krogstad, Director
Siri Hidle, Director
Kjell Sther, Head Insurance
JohnIvar Udnesseter, Vice Chairman of the Board
Mariann Veiby, Daily Banking Department Manager
Kine Holtet, Marketing Mang
John Bjrknes, Chief Officer
Kristin Nordby, Head of Commercial Market
OleEinar Holth, Credit Manager
JornErik Sether, Insurance Manager
JrnErik Sether, Head Insurance

Holand Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Holand Og a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Holand Og in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Holand Og's short interest history, or implied volatility extrapolated from Holand Og options trading.

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Please note, there is a significant difference between Holand Og's value and its price as these two are different measures arrived at by different means. Investors typically determine if Holand Og is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Holand Og's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.