William Williams - Live Oak Vice Chairman of the Board
| LOB Stock | USD 39.87 0.61 1.55% |
Chairman
Mr. William L. Williams III is Vice Chairman of the Board, Executive Vice President of the Company. Prior to starting Live Oak Bank, Mr. Williams spent 19 years in corporate banking at Wachovia Bank Trust Co. and worked for 14 years at Vine Street Financial doing SBA lending. Mr. Williams began his banking career in 1973 at Wachovia, where he worked with Wachovia Services, Inc, then Wachovia Regional Corporationrationrate Lending, calling on and lending to midmarket regional companies. In 1987, he relocated to Wilmington, North Carolina, where he managed the Wachovia Corporationrationrate Lending group for the three county area of Southeastern North Carolina. In 1992, he rejoined Mr. Mahan at Cardinal Bancshares as they began Vine Street Financial, a niche SBA lending division of Vine Street Trust Company. Mr. Williams held several positions within this group including President and Senior SBA lender. Through a series of mergersacquisitions, Vine Street Financial became a division of BBT, where Mr. Williams served as a senior SBA lender, resigning in May of 2007 to found Live Oak Banks predecessor. Mr. Williams graduated in 1973 from the University of North Carolina at Chapel Hill with a BS degree in Business Administration since 2013.
| Age | 66 |
| Tenure | 11 years |
| Address | 1741 Tiburon Drive, Wilmington, NC, United States, 28403 |
| Phone | 910 790 5867 |
| Web | https://www.liveoakbank.com |
Live Oak Management Efficiency
As of April 24, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Live Oak's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 479.4 M, whereas Non Currrent Assets Other are projected to grow to (1.1 B). Live Oak's management efficiency ratios could be used to measure how well Live Oak manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0862 | |||
| Return On Asset | 0.007 |
Live Oak Bancshares Leadership Team
Elected by the shareholders, the Live Oak's board of directors comprises two types of representatives: Live Oak inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Live. The board's role is to monitor Live Oak's management team and ensure that shareholders' interests are well served. Live Oak's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Live Oak's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Huntley Garriott, Pres Company | ||
| Jamie Bourgeois, Senior Infrastructure | ||
| Steven Smits, Chief Credit Officer | ||
| Holt, Chief Revenue Officer | ||
| Scott Custer, President Live Oak Banking Company | ||
| Gareth Davies, Head Management | ||
| Stephanie Mann, Chief Officer | ||
| Brett Caines, CFO | ||
| Micah Davis, Chief Officer | ||
| Angus McDonald, Executive Finance | ||
| Diane Glossman, Director | ||
| Miltom Petty, Director | ||
| William III, CFO Officer | ||
| John Sutherland, Chief Officer | ||
| Thomas Hill, CIO | ||
| Walter Phifer, Chief Officer | ||
| Claire Parker, Senior Communications | ||
| Susan Janson, Chief Risk Officer | ||
| Glen Hoffsis, Director | ||
| William Cameron, Director | ||
| Donald Jackson, Director | ||
| Gregory Seward, General Counsel | ||
| Gregory Thompson, COO | ||
| Howard Landis, Director | ||
| Jerald Pullins, Director | ||
| Courtney Spencer, Chief Officer | ||
| Renato Derraik, Chief Bank | ||
| William Williams, Vice Chairman of the Board | ||
| Wesley Sutherland, Chief Accounting Officer | ||
| David Lucht, Chief Risk Officer, Director | ||
| Neil Underwood, President Director | ||
| James III, Chairman CEO | ||
| Mark Moroz, Ex Payments | ||
| Peter Underwood, Chief Ventures | ||
| James Mahan, Chairman of the Board, CEO | ||
| Mike McGinley, Executive Banking |
Live Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Live Oak a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0862 | |||
| Return On Asset | 0.007 | |||
| Profit Margin | 0.19 % | |||
| Operating Margin | 0.22 % | |||
| Current Valuation | 1.2 B | |||
| Shares Outstanding | 44.94 M | |||
| Shares Owned By Insiders | 24.26 % | |||
| Shares Owned By Institutions | 66.70 % | |||
| Number Of Shares Shorted | 2.1 M | |||
| Price To Earning | 12.48 X |
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Complementary Tools for Live Stock analysis
When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 8.769 | Dividend Share 0.12 | Earnings Share 1.64 | Revenue Per Share 8.817 | Quarterly Revenue Growth 0.251 |
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.