George Fisk - LegacyTexas Financial Independent Vice Chairman
Chairman
Mr. George A. Fisk. is an Independent Vice Chairman of the Board of the LegacyTexas Group, Inc. Mr. Fisk joined the Board of Directors of the Company and of the Bank in January 2015 as Vice Chairman, following completion of the merger with LegacyTexas Group, Inc., where Mr. Fisk served as Chief Executive Officer and Vice Chairman since 2004. Between 2001 and 2004, Mr. Fisk served as a partner at McGladrey LLP, an independent accounting and consulting firm. Prior to joining McGladrey LLP, Mr. Fisk served as a shareholder of Fisk Robinson, P.C., which merged with McGladrey LLP in 2001. He has worked in the financial services sector for more than 40 years. He currently serves as a board member of the Independent Bankers Financial Corporationrationration. Mr. Fisk is a member of the Chief Executives Round Table, a former director of the Federal Reserve Bank of Dallas and a former advisory board member of the College of Business of the University of North Texas and the Texas Tech University Graduate School of Banking. Mr. Fisk, who serves as an Audit Committee financial expert, holds a B.A. in government from Texas Tech University and an M.B.A. in banking and finance from the University of North Texas since 2015.
| Age | 68 |
| Tenure | 9 years |
| Phone | 972 578-5000 |
| Web | www.legacytexasfinancialgroup.com |
LegacyTexas Financial Management Efficiency
The company has return on total asset (ROA) of 0.0124 % which means that it generated a profit of $0.0124 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.11 %, meaning that it created $0.11 on every $100 dollars invested by stockholders. LegacyTexas Financial's management efficiency ratios could be used to measure how well LegacyTexas Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 2.52 B in liabilities with Debt to Equity (D/E) ratio of 8.57, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist LegacyTexas Financial until it has trouble settling it off, either with new capital or with free cash flow. So, LegacyTexas Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like LegacyTexas Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for LegacyTexas to invest in growth at high rates of return. When we think about LegacyTexas Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0124 |
LegacyTexas Financial Leadership Team
Elected by the shareholders, the LegacyTexas Financial's board of directors comprises two types of representatives: LegacyTexas Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of LegacyTexas. The board's role is to monitor LegacyTexas Financial's management team and ensure that shareholders' interests are well served. LegacyTexas Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, LegacyTexas Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Thomas Swiley, Chief Lending Officer, Executive VP, Chief Lending Officer of Legacytexas Bank and Executive VP of Legacytexas Bank | ||
| Arcilia Acosta, Independent Director | ||
| Mays Davenpor, CFO, Executive Vice President | ||
| George Fisk, Independent Vice Chairman | ||
| Anthony LeVecchio, Independent Chairman of the Board | ||
| Mays Davenport, CFO, Executive VP, CFO of Legacytexas Bank and Executive VP of Legacytexas Bank | ||
| Karen OShea, Independent Director | ||
| Scott Almy, COO, Chief Risk Officer, Executive VP, General Counsel, Executive VP of Legacytexas Bank, Chief Risk Officer of Legacytexas Bank and General Counsel of Legacytexas Bank | ||
| Charles Eikenberg, Executive VP of Community Banking and Executive VP of Community Banking - Legacytexas Bank | ||
| Kim Whitaker, IR Contact Officer | ||
| Bruce Hunt, Independent Director | ||
| Kevin Hanigan, CEO and President Director, CEO of Legacytexas Bank and Director of Legacytexas Bank | ||
| Casey Farrell, IR Contact Officer | ||
| James McCall, Independent Director | ||
| Greg Wilkinson, Independent Director |
LegacyTexas Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is LegacyTexas Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0124 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 51.34 % | |||
| Current Valuation | 4.25 B | |||
| Shares Outstanding | 49.16 M | |||
| Shares Owned By Insiders | 2.37 % | |||
| Shares Owned By Institutions | 87.01 % | |||
| Number Of Shares Shorted | 1.92 M | |||
| Price To Earning | 13.02 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LegacyTexas Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LegacyTexas Financial's short interest history, or implied volatility extrapolated from LegacyTexas Financial options trading.
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Other Consideration for investing in LegacyTexas Stock
If you are still planning to invest in LegacyTexas Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the LegacyTexas Financial's history and understand the potential risks before investing.
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