Thomas McCain - MSB Financial Independent Director
Director
Dr. Thomas G. McCain is no longer Independent Director of MSB Financial Corporation effective as of January 31, 2018. He became principal of the Fairmount Avenue School in Chatham, New Jersey in 1964 after having taught in Berlin, Connecticut. He left Chatham nine years later to become assistant superintendent of schools in Freeport, New York and in 1978 was appointed superintendent of schools in Bernardsville, New Jersey, the district from which he retired from public education in 1988. In 1991, Dr. McCain founded Learning Builders, a firm that provides planning and training services to schools and businesses in several states. After twentytwo years as president and sole owner of the firm, Dr. McCain retired and closed the firm in 2013. Dr. McCains many years of management experience at the highest levels of public education together with his entrepreneurial experience make him a valued member of the Board of Directors. since 2004.
| Age | 76 |
| Tenure | 20 years |
| Phone | 908-647-4000 |
| Web | http://www.millingtonbank.com |
MSB Financial Management Efficiency
The company has return on total asset (ROA) of 0.71 % which means that it generated a profit of $0.71 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 6.2 %, meaning that it created $6.2 on every $100 dollars invested by stockholders. MSB Financial's management efficiency ratios could be used to measure how well MSB Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 83.88 M in liabilities with Debt to Equity (D/E) ratio of 3.92, implying the company greatly relies on financing operations through barrowing. Debt can assist MSB Financial until it has trouble settling it off, either with new capital or with free cash flow. So, MSB Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like MSB Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for MSB to invest in growth at high rates of return. When we think about MSB Financial's use of debt, we should always consider it together with cash and equity.
Similar Executives
| Showing other executives | DIRECTOR Age | ||
| Alexander Wynaendts | Uber Technologies | 60 | |
| Scipio Carnecchia | DHI Group | 58 | |
| Scot Melland | DHI Group | 53 | |
| Michael Maples | Q2 Holdings | 75 | |
| James Friedlich | DHI Group | 64 | |
| Wan Martello | Uber Technologies | 63 | |
| William Kacal | US Silica Holdings | 72 | |
| Peter Bernard | US Silica Holdings | 59 | |
| Garrett Camp | Uber Technologies | 44 | |
| Jennifer Deason | DHI Group | 45 | |
| Carl Schaper | Q2 Holdings | 66 | |
| John Thain | Uber Technologies | 65 | |
| Heber Bingham | DHI Group | 68 | |
| Matthew Cohler | Uber Technologies | 43 | |
| Elizabeth Salomon | DHI Group | 57 | |
| Bonnie Lind | US Silica Holdings | 60 | |
| Amanda Ginsberg | Uber Technologies | 51 | |
| Yasir AlRumayyan | Uber Technologies | 50 | |
| Michael Brown | Q2 Holdings | 44 | |
| Jeffrey Diehl | Q2 Holdings | 50 | |
| Michael Whetten | Datadog | N/A | |
Management Performance
MSB Financial Corp Leadership Team
Elected by the shareholders, the MSB Financial's board of directors comprises two types of representatives: MSB Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of MSB. The board's role is to monitor MSB Financial's management team and ensure that shareholders' interests are well served. MSB Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, MSB Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Scott Gallaway, Independent Director | ||
| Robert Russell, COO and Sr. VP | ||
| Ferdinand Rossi, Independent Director | ||
| Milena Schaefer, Director | ||
| Nancy Schmitz, Chief Credit Officer, Sr. VP, Corporate Secretary, Chief Credit Officer of Millington Savings Bank, Sr. VP of Millington Savings Bank, Commercial Lending Officer of Millington Savings Bank and Corporate Secretary of Millington Savings Bank | ||
| Donald Musso, Independent Director | ||
| Lawrence Seidman, Director | ||
| Robert Andersen, Director | ||
| Thomas McCain, Independent Director | ||
| John Bailey, Chief Lending Officer, Sr. VP, Chief Lending Officer of Millington Savings Bank and Sr. VP of Millington Savings Bank | ||
| Gary Jolliffe, Director | ||
| Raymond Vanaria, Director | ||
| Gabriel, Director | ||
| Anthony Bruno, Director | ||
| Michael Shriner, CEO and President Director, CEO of Millington Savings Bank and President of Millington Savings Bank and Director of Millington Savings Bank | ||
| John Kaufman, CFO and CFO of Millington Savings Bank |
MSB Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is MSB Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 6.2 | |||
| Return On Asset | 0.71 | |||
| Profit Margin | 22.33 % | |||
| Operating Margin | 35.36 % | |||
| Current Valuation | 124.9 M | |||
| Shares Outstanding | 5.18 M | |||
| Shares Owned By Insiders | 12.89 % | |||
| Shares Owned By Institutions | 31.14 % | |||
| Number Of Shares Shorted | 3.01 K | |||
| Price To Earning | 12.75 X |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the MSB Financial Corp information on this page should be used as a complementary analysis to other MSB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Other Consideration for investing in MSB Stock
If you are still planning to invest in MSB Financial Corp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the MSB Financial's history and understand the potential risks before investing.
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets | |
| Aroon Oscillator Analyze current equity momentum using Aroon Oscillator and other momentum ratios | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format |