Nitin started Apex in 1987. He was CIO since the firms inception. Prior to launching Apex, he started Source Data Systems, a software company which pioneered ATM software. He sold SDS and started Kumbhani and Co. in 1987. Nitins background as a developer of technology working with the financial services industry has served him well as a growth stock portfolio manager. He received his BS in Electrical Engineering and Economics and did graduate studies in Computer Sciences at West Virginia University.