John Sherwood - NMI Holdings Vice Chairman

NMIH Stock  USD 30.79  0.31  1.02%   

Chairman

Mr. John M. Sherwood, Jr., is President of NMI Holdings, Inc., effective January 1, 2015., Prior to his appointment as President, from 2012 to 2014, Mr. Sherwood served as Executive Vice President and Chief Financial Officer of NMI. Prior to NMI, Mr. Sherwood was a managing director at Eastbourne Capital Management, L.L.C., a private investment manager, from 2005 to 2010. In that role, he assisted in managing a 3 billion equity hedge fund and helped grow the firm assets through successful investments and by expanding its investor base. Prior to that, Mr. Sherwood served as managing director at Robertson Stephens Investment Management and, subsequently, RS Investments, a mutual fund manager, from 1995 to 2005, where he was a securities analyst and coportfolio manager of two mutual funds. He holds a B.A. from the University of California, Los Angeles. since 2015.
Age 44
Tenure 9 years
Address 2100 Powell Street, EmeryVille, CA, United States, 94608
Phone855 530 6642
Webhttps://www.nationalmi.com
Sherwood previously was a managing director at Eastbourne Capital Management, L.L.C., a private investment manager, from 2005 to 2010. In that role, he assisted in managing a $3 billion equity hedge fund and helped to grow the firm assets through successful investments and by expanding its investor base. Prior to that, Mr. Sherwood served as managing director at Robertson Stephens Investment Management and, subsequently, RS Investments, a mutual fund manager, from 1995 to 2005, where he was a securities analyst and coportfolio manager of two mutual funds. From 1993 to 1995, Mr. Sherwood was a staff accountant and senior auditor for Deloitte LLP. He holds a B.A. from the University of California, Los Angeles.

NMI Holdings Management Efficiency

The company has return on total asset (ROA) of 0.1019 % which means that it generated a profit of $0.1019 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.182 %, meaning that it created $0.182 on every $100 dollars invested by stockholders. NMI Holdings' management efficiency ratios could be used to measure how well NMI Holdings manages its routine affairs as well as how well it operates its assets and liabilities. The NMI Holdings' current Return On Tangible Assets is estimated to increase to 0.11. The NMI Holdings' current Return On Capital Employed is estimated to increase to 0.16. As of now, NMI Holdings' Other Current Assets are increasing as compared to previous years. The NMI Holdings' current Total Current Assets is estimated to increase to about 1 B, while Non Currrent Assets Other are projected to decrease to (124.9 M).
The company currently holds 409 M in liabilities with Debt to Equity (D/E) ratio of 0.27, which may suggest the company is not taking enough advantage from borrowing. NMI Holdings has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist NMI Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, NMI Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like NMI Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for NMI to invest in growth at high rates of return. When we think about NMI Holdings' use of debt, we should always consider it together with cash and equity.

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NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California. Nmi Holdings operates under InsuranceSpecialty classification in the United States and is traded on NASDAQ Exchange. It employs 246 people. NMI Holdings (NMIH) is traded on NASDAQ Exchange in USA. It is located in 2100 Powell Street, EmeryVille, CA, United States, 94608 and employs 238 people. NMI Holdings is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

NMI Holdings Leadership Team

Elected by the shareholders, the NMI Holdings' board of directors comprises two types of representatives: NMI Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of NMI. The board's role is to monitor NMI Holdings' management team and ensure that shareholders' interests are well served. NMI Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, NMI Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Adam Pollitzer, CFO, Executive Vice President
Norman Fitzgerald, Executive Officer
Regina Muehlhauser, Independent Director
Ravi Mallela, Executive CFO
James Jones, Independent Director
James Ozanne, Independent Director
Robert Smith, Executive Officer
Andrew Greenberg, Senior Finance
Claudia Merkle, Chief of Insurance Operations and Executive VP
Patrick Mathis, Executive Vice President Chief Risk Officer
John Sherwood, Vice Chairman
John Osmon, Independent Director
Michael Embler, Independent Director
Bradley Shuster, Executive Chairman
Michael Montgomery, Independent Director
Mohammad Yousaf, Executive IT
John Swenson, Vice President of Investor Relations
Lesley Alli, Senior Communications
Steven Scheid, Lead Independent Director
William Leatherberry, Executive VP and General Counsel
Peter Pannes, Chief Sales Officer and Executive VP
Allison Miller, Senior CHRO
Glenn Farrell, CFO and Executive VP

NMI Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is NMI Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether NMI Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NMI Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nmi Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nmi Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NMI Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more detail on how to invest in NMI Stock please use our How to Invest in NMI Holdings guide.
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Is NMI Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NMI Holdings. If investors know NMI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NMI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.176
Earnings Share
3.84
Revenue Per Share
7.026
Quarterly Revenue Growth
0.137
Return On Assets
0.1019
The market value of NMI Holdings is measured differently than its book value, which is the value of NMI that is recorded on the company's balance sheet. Investors also form their own opinion of NMI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NMI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NMI Holdings' market value can be influenced by many factors that don't directly affect NMI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NMI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NMI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NMI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.