William Davis - Norwood Financial Independent Director
| NWFL Stock | USD 24.21 0.10 0.41% |
Director
Mr. William W. Davis, Jr. serves as Chairman of the Board of the Company. He was Independent Director of Norwood Financial Corporationrationration. He served as President and Chief Executive Officer of the Company and the Bank until his retirement on December 31, 2009. His many years of service in many areas of operations at the Bank and past duties as President and Chief Executive Officer of the Company and the Bank bring a special knowledge of the financial, economic and regulatory challenges the Company faces and makes him wellsuited to educating the Board on these matters. since 2017.
| Age | 70 |
| Tenure | 7 years |
| Address | 717 Main Street, Honesdale, PA, United States, 18431 |
| Phone | 570 253 1455 |
| Web | https://wayne.bank |
Norwood Financial Management Efficiency
At this time, Norwood Financial's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.01 this year, although the value of Return On Capital Employed is projected to rise to (0). At this time, Norwood Financial's Return On Tangible Assets are quite stable compared to the past year. Intangibles To Total Assets is expected to rise to 0.01 this year, although the value of Total Current Assets will most likely fall to about 70.6 M. Norwood Financial's management efficiency ratios could be used to measure how well Norwood Financial manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0963 | |||
| Return On Asset | 0.0079 |
Norwood Financial Corp Leadership Team
Elected by the shareholders, the Norwood Financial's board of directors comprises two types of representatives: Norwood Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Norwood. The board's role is to monitor Norwood Financial's management team and ensure that shareholders' interests are well served. Norwood Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Norwood Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Kenneth Doolittle, Executive Vice President | ||
| Vincent OBell, Executive Officer | ||
| Scott White, President Cooperstown | ||
| John Sanders, Sr. VP, Head of Retail Banking - Wayne Bank and Sr. VP - Wayne Bank | ||
| Susan GumbleCottell, Independent Director | ||
| Meg Hungerford, Director | ||
| Andrew Forte, Independent Director | ||
| John Carmody, Chief Credit Officer and Sr. VP | ||
| Ryan French, Senior Resources | ||
| Nancy Hart, Controller VP | ||
| Joseph Adams, Director | ||
| James Donnelly, CEO President | ||
| William Lance, CFO, Executive VP, Secretary, CFO of Wayne Bank, Executive VP of Wayne Bank and Secretary of Wayne Bank | ||
| Kenneth Phillips, Executive VP, Director, Member of Audit Committee and Director of Wayne Bank | ||
| Tracie Young, Senior Risk | ||
| Kevin Lamont, Independent Director | ||
| William Davis, Independent Director | ||
| Joseph Mahon, Senior Leader | ||
| John Marshall, Independent Chairman of the Board | ||
| Steven Daniels, Senior Banking | ||
| James Burke, Chief Lending Officer, Executive VP, Chief Lending Officer of Wayne Bank and Executive VP of Wayne Bank | ||
| Susan Campfield, Independent Director | ||
| Ralph Matergia, Independent Director | ||
| Lewis Critelli, CEO and President Director, CEO of Wayne Bank and President of Wayne Bank and Director of Wayne Bank | ||
| Robert Mancuso, Executive VP, CIO of Wayne Bank and Executive VP of Wayne Bank |
Norwood Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Norwood Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0963 | |||
| Return On Asset | 0.0079 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.07 % | |||
| Current Valuation | 332.08 M | |||
| Shares Outstanding | 8.11 M | |||
| Shares Owned By Insiders | 9.53 % | |||
| Shares Owned By Institutions | 28.50 % | |||
| Number Of Shares Shorted | 67.91 K | |||
| Price To Earning | 13.83 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Norwood Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Norwood Financial's short interest history, or implied volatility extrapolated from Norwood Financial options trading.
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Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Norwood Financial Corp information on this page should be used as a complementary analysis to other Norwood Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Complementary Tools for Norwood Stock analysis
When running Norwood Financial's price analysis, check to measure Norwood Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Norwood Financial is operating at the current time. Most of Norwood Financial's value examination focuses on studying past and present price action to predict the probability of Norwood Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Norwood Financial's price. Additionally, you may evaluate how the addition of Norwood Financial to your portfolios can decrease your overall portfolio volatility.
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Is Norwood Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.96) | Dividend Share 1.17 | Earnings Share 2.07 | Revenue Per Share 8.018 | Quarterly Revenue Growth (0.40) |
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.