Ross Whipple - Bank Director
Director
Mr. Ross M. Whipple is an Independent Director of the Company. Mr. Whipple serves as the President of Horizon Timber Services, Inc., a timber management company, a post he has held since 2004. He served as Chairman and Chief Executive Officer of Summit Bank and Summit Bancorp, Inc. from January 2000 to May 2014, when both entities were acquired by and merged into the Company and the Companys former holding company, respectively. Mr. Whipple also serves as Chairman of the Ross Foundation, a charitable trust that manages over 63, 000 acres of timber land for conservation and charitable purposes, and as managing general partner of Horizon Capital Partners, LLLP, a family limited partnership that manages 67, 000 acres of timber land. Mr. Whipple has over 36 years of banking experience, much of which was acquired as an executive officer and director of various banking institutions since 2014.
| Age | 65 |
| Tenure | 10 years |
| Professional Marks | MBA |
| Phone | 501 978-2224 |
| Web | www.bankozarks.com |
Bank Management Efficiency
The company has return on total asset (ROA) of 0.0219 % which means that it generated a profit of $0.0219 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.15 %, meaning that it created $0.15 on every $100 dollars invested by stockholders. Bank's management efficiency ratios could be used to measure how well Bank manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 492.95 M in liabilities with Debt to Equity (D/E) ratio of 0.22, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Bank until it has trouble settling it off, either with new capital or with free cash flow. So, Bank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bank to invest in growth at high rates of return. When we think about Bank's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0219 |
Bank Leadership Team
Elected by the shareholders, the Bank's board of directors comprises two types of representatives: Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank's management team and ensure that shareholders' interests are well served. Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Alan Randolph, Florida Division President of the Bank | ||
| Ross Whipple, Director | ||
| William Koefoed, Independent Director | ||
| Dennis James, Executive Vice President and Director of Mergers/Acquisitions and Government Relations | ||
| Paula Cholmondeley, Independent Director | ||
| Henry Mariani, Independent Director | ||
| Dan Thomas, Vice Chairman, Chief Lending Officer and President of Real Estate Specialties Group | ||
| Robert Qualls, Presiding Independent Director | ||
| Nicholas Brown, Independent Director | ||
| Kathleen Franklin, Independent Director | ||
| Catherine Freedberg, Director | ||
| Darrel Russell, Chief Credit Officer | ||
| George Gleason, Chairman, CEO and President Chairman of Executive Committee, Member of Directors? Loan Committee, Member of ALCO and Investments Committee, Chairman of Bank of The Ozarks, CEO of Bank of The Ozarks and President of Bank of The Ozarks | ||
| Tyler Vance, COO, Chief Banking Officer and Director | ||
| Sherece WestScantlebury, Independent Director | ||
| Richard Cisne, Independent Director | ||
| Trevor Burgess, Chief Innovation Officer of the Bank | ||
| Robert East, Independent Director | ||
| Edward Wydock, Chief Risk Officer ; Chief Risk Officer of Bank Of The Ozarks | ||
| Jennifer Junker, Managing Director - Trust and Wealth Management | ||
| John Carter, Director of Community Bank Lending and Chairman of the Officers Loan Committee. | ||
| Robert Proost, Independent Director | ||
| Linda Gleason, Director | ||
| John Reynolds, Independent Director | ||
| Peter Kenny, Director | ||
| Gene Holman, President of Bank’s Mortgage Division | ||
| Greg McKinney, CFO, Chief Accounting Officer, Chairman of Alco and Investments Committee and Chairman of Cra and Fair Lending Committee | ||
| Tim Hicks, Executive Vice President - Corporate Finance | ||
| Walter Mullen, Independent Director | ||
| Brad Rebel, Chief Audit Executive | ||
| Scott Hastings, President of Bank’s Leasing Division |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0219 | |||
| Profit Margin | 0.32 % | |||
| Operating Margin | 62.92 % | |||
| Current Valuation | 5.88 B | |||
| Shares Outstanding | 129.18 M | |||
| Shares Owned By Insiders | 6.11 % | |||
| Shares Owned By Institutions | 95.01 % | |||
| Number Of Shares Shorted | 9.37 M | |||
| Price To Earning | 11.80 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Bank in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Bank's short interest history, or implied volatility extrapolated from Bank options trading.
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Other Consideration for investing in Bank Stock
If you are still planning to invest in Bank check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Bank's history and understand the potential risks before investing.
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