Eitan Raff - Paymentus Holdings Independent Director

PAY Stock  USD 19.58  0.50  2.62%   

Director

Mr. Eitan Raff is an Independent Director of the company. He has served as a director since October 2007. Mr. Raff currently serves as a financial consultant to Wolfson Clore Mayer Ltd. and as a senior advisor to Morgan Stanley. Mr. Raff also serves on the board of directors of Alon USA Partners GP, LLC, a Delaware limited liability company that is owned by Alon USA Energy, Inc. and general partner of Alon USA Partners, LP, a Delaware limited partnership that owns and operates a crude oil refinery and markets and distributes petroleum products. Mr. Raff is also on the board of Youth Leading Change, a nonprofit association, and previously served as the Accountant General in the Israeli Ministry of Finance. Mr. Raff holds a B.A. and M.B.A. from the Hebrew University of Jerusalem and, in 2012, received a Doctor Philosophiae Honoris Causa from the Hebrew University of Jerusalem. Mr. Raff served on the boards of directors of Israel Corporationration Ltd. until 2015. Mr. Raff previously served as chairman of the board of directors of Bank Leumi leIsrael B.M., Bank Leumi USA and Bank Leumi UK plc from 1995 until 2010. Mr. Raff brings to our Board, among other skills and qualifications, extensive and indepth experience within the financial services industry, as well as global and cultural aspects of operations and business management relevant to our strategic development. Additionally, Mr. Raff provides unique perspectives on corporate governance and administration based on his long tenure with Bank Leumi since 2007.
Age 75
Tenure 17 years
Address 11605 North Community House Road, Charlotte, NC, United States, 28277
Phone888 440 4826
Webhttps://www.paymentus.com
Raff is a member of our Corporationrationrationrate Governance and Nominating Committee. He served until March 2015 on the investment and capital structure committee of Israel Corporation He currently serves as the Chairman of the audit committee of Alon USA Partners GP, LLC. While serving on the Bank Leumi leIsrael B.M. board, Mr. Raff served on a number of committees of the board of directors, including the committees on credit, finance, administration, conflicts of interest and risk management.

Paymentus Holdings Management Efficiency

The company has Return on Asset of 0.0234 % which means that on every $100 spent on assets, it made $0.0234 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.054 %, implying that it generated $0.054 on every 100 dollars invested. Paymentus Holdings' management efficiency ratios could be used to measure how well Paymentus Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Paymentus Holdings' Return On Tangible Assets are fairly stable compared to the past year. Return On Capital Employed is likely to rise to 0.05 in 2024, whereas Return On Equity is likely to drop 0.04 in 2024. At this time, Paymentus Holdings' Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 221.3 M in 2024, whereas Total Assets are likely to drop slightly above 479.6 M in 2024.
The company has 10.51 M in debt with debt to equity (D/E) ratio of 0.04, which may show that the company is not taking advantage of profits from borrowing. Paymentus Holdings has a current ratio of 2.63, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist Paymentus Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Paymentus Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Paymentus Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Paymentus to invest in growth at high rates of return. When we think about Paymentus Holdings' use of debt, we should always consider it together with cash and equity.

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Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company was founded in 2004 and is based in Redmond, Washington. Paymentus Holdings operates under Information Technology Services classification in the United States and is traded on New York Stock Exchange. It employs 1116 people. Paymentus Holdings (PAY) is traded on New York Stock Exchange in USA. It is located in 11605 North Community House Road, Charlotte, NC, United States, 28277 and employs 1,273 people. Paymentus Holdings is listed under Electronic Equipment, Instruments & Components category by Fama And French industry classification.

Management Performance

Paymentus Holdings Leadership Team

Elected by the shareholders, the Paymentus Holdings' board of directors comprises two types of representatives: Paymentus Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Paymentus. The board's role is to monitor Paymentus Holdings' management team and ensure that shareholders' interests are well served. Paymentus Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Paymentus Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Shareen Wang, Sales Manager, Far Eastern Headquarters
Wenda Millard, Independent Director
Jonathan Schwartz, Director
Marika Alvin, Head of Operations
Paul Seamon, VP Strategy
Jason Klein, Independent Director
Katarina Stenberg, CIO
David Larsson, Director of Sales and Marketing
Jim Marinos, Executive V.P. Marketing & Engineering Payton America
Haim Elgamil, Vice President - Operations
Sanjay Kalra, CFO VP
Glen Robson, Executive Vice President - Terminal Solutions
Bjarne Ahlenius, CFO
Chris Mammone, IR Contact Officer
Matt Parson, Chief Financial Officer
Jane Thompson, Independent Director
June Felix, President of Verifone Europe
Larry Klane, Director
Douglas Reed, Senior Vice President Treasury & Investor Relations
Paul Galant, CEO and Director
Andrew Esq, General Secretary
Bulent Ozayaz, President VeriFone Southern Europe, Russia, Middle East and Africa
Mattias Nygren, CFO
Alok Bhanot, CTO and Executive VP of Engineering
Karen Austin, Director
David Yativ, Chairman of the Board and Presidentident, CEO, Founder
Carola Lundell,
Cyle Witruk, CTO
Michael Peretz, Vice President of Human Resources, Director
William Ingram, Independent Director
Vin DAgostino, Executive Vice President - Verifone Services
Doug Reed, Sr. VP of Treasury and Investor Relations
Daniel Ekberger, CEO
Marc Rothman, CFO and Executive VP
Andrew Gerber, G Sec
Mike Pulli, CEO
Adam Malinowski, Independent Director
Lior Koren, Marketing Manager for conventional transformers (Israel and Europe), Power Supply.
Alexander Timashov, Director of R&D and Engineering
Doron Yativ, V.P Global Marketing & Business Development.
Jennifer Miles, President of Americas
Sharon Ozan, QA Manager
Robert Henske, Independent Director
Gary Trainor, Independent Director
Michal Lichtenstein, CFO, Vice President - Finance
Mats Holmfeldt, Independent Director
Dushyant Sharma, Chairman of the Board, President, Chief Executive Officer, Founder
Alex Hart, Non-Executive Independent Chairman of the Board
Gerasimos Portocalis, Chief Commercial Officer
Rowan Trollope, Director
Ronald Black, Director
Albert Liu, Chief Compliance Officer, Executive VP of Corporate Devel., General Counsel and Corporate Secretary
Jonas Ryden, Business Development Manager
Robert Palumbo, Lead Independent Director
Eitan Raff, Independent Director
Anders Persson, Independent Chairman of the Board
Robert Alspaugh, Independent Director
John Morrow, General Counsel, Secretary

Paymentus Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Paymentus Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Paymentus Holdings Investors Sentiment

The influence of Paymentus Holdings' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Paymentus. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Paymentus Holdings' public news can be used to forecast risks associated with an investment in Paymentus. The trend in average sentiment can be used to explain how an investor holding Paymentus can time the market purely based on public headlines and social activities around Paymentus Holdings. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Paymentus Holdings' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Paymentus Holdings' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Paymentus Holdings' news discussions. The higher the estimated score, the more favorable is the investor's outlook on Paymentus Holdings.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Paymentus Holdings in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Paymentus Holdings' short interest history, or implied volatility extrapolated from Paymentus Holdings options trading.

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When determining whether Paymentus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Paymentus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Paymentus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Paymentus Holdings Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Paymentus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.
Note that the Paymentus Holdings information on this page should be used as a complementary analysis to other Paymentus Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.

Complementary Tools for Paymentus Stock analysis

When running Paymentus Holdings' price analysis, check to measure Paymentus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paymentus Holdings is operating at the current time. Most of Paymentus Holdings' value examination focuses on studying past and present price action to predict the probability of Paymentus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paymentus Holdings' price. Additionally, you may evaluate how the addition of Paymentus Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Paymentus Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Paymentus Holdings. If investors know Paymentus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Paymentus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
12.413
Earnings Share
0.18
Revenue Per Share
4.975
Quarterly Revenue Growth
0.247
Return On Assets
0.0234
The market value of Paymentus Holdings is measured differently than its book value, which is the value of Paymentus that is recorded on the company's balance sheet. Investors also form their own opinion of Paymentus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Paymentus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Paymentus Holdings' market value can be influenced by many factors that don't directly affect Paymentus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Paymentus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Paymentus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Paymentus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.