Ernest Csiszar - Patriot National Independent Director

Director

Mr. Ernest Csiszar was appointed as Independent Director of the Company. Prior to his retirement, Mr. Csiszar served as President and Chief Executive Officer of the Property Casualty Insurers Association of America, the property and casualty insurance industry principal trade association. Previously, he served as Director of Insurance for the State of South Carolina and as President of the National Association of Insurance Commissioners. He currently serves on the Board of Directors of American Integrity Insurance Company, a property and casualty insurance company, and is a member of the Board of Directors and Audit Committee for MasTec, Inc. since 2017.
Tenure 7 years
Phone954 670-2900
Webwww.patnat.com

Patriot National Management Efficiency

The company has Return on Asset (ROA) of (0.0232) % which means that for every 100 dollars spent on asset, it generated a loss of $0.0232. This is way below average. Likewise, it shows a return on total equity (ROE) of (0.1775) %, which implies that it produced no returns to current stockholders. Patriot National's management efficiency ratios could be used to measure how well Patriot National manages its routine affairs as well as how well it operates its assets and liabilities.
The company reports 238.46 M of total liabilities with total debt to equity ratio (D/E) of 0.39, which is normal for its line of buisiness. Patriot National has a current ratio of 1.23, indicating that it may have difficulties to pay its debt commitments in time. Debt can assist Patriot National until it has trouble settling it off, either with new capital or with free cash flow. So, Patriot National's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Patriot National sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Patriot to invest in growth at high rates of return. When we think about Patriot National's use of debt, we should always consider it together with cash and equity.

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Patriot National, Inc., together with its subsidiaries, offer technologyenabled outsourcing solutions within the workers? compensation marketplace for insurance carriers, local governments, reinsurance captives, and other employers in the United States. Patriot National (PN) is traded on New York Stock Exchange in USA and employs 1,145 people.

Management Performance

Patriot National Leadership Team

Elected by the shareholders, the Patriot National's board of directors comprises two types of representatives: Patriot National inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Patriot. The board's role is to monitor Patriot National's management team and ensure that shareholders' interests are well served. Patriot National's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Patriot National's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Pizzo, Director
Ernest Csiszar, Independent Director
Glenn Hibler, Chairman of the Board
Jeffrey Rohr, Independent Director
Sean Bidic, Independent Director
Austin Shanfelter, Independent Director
Michael Grandstaff, Executive Vice President
Timothy Ermatinger, President of Patriot Care Management, Inc.
Armand Fernandez, Executive Vice President - Loss Control
Michael Corey, Independent Director
Judith Haddad, Chief Information and Technology Officer and Executive VP
James OBrien, Independent Director
John Rearer, CEO
Quentin Smith, Director
Todd Wilson, Senior Vice President - Mergers & Acquisitions
Terry Coleman, Independent Director
Michael Purcell, Independent Director
Paul Halter, Executive Vice President and National Director of Field Operations
Michael Mcfadden, Executive Vice President of Patriot Services, Inc.; President of Forza Lien, Inc.
Christopher Pesch, Executive Vice President General Counsel, Chief Legal Officer and Secretary
Charles Walsh, Director
Thomas Shields, CFO, Executive VP and Treasurer
Steven Mariano, Chairman, CEO and Pres

Patriot Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Patriot National a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Patriot National in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Patriot National's short interest history, or implied volatility extrapolated from Patriot National options trading.

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Other Consideration for investing in Patriot Stock

If you are still planning to invest in Patriot National check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Patriot National's history and understand the potential risks before investing.
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