William Haraf - Charles Schwab Independent Director

SCHW Stock  MXN 1,237  8.31  0.68%   

Director

Mr. William S. Haraf is Independent Director of the Company. He serves as a special advisor for Promontory Financial Group, a financial consulting firm. He was a managing director of Promontory Financial Group from 2012 until 2014. Mr. Haraf serves as a member of the Board of Directors of Charles Schwab Bank. From 2008 until 2012, he served as Commissioner of the California Department of Financial Institutions. Mr. Haraf served as a member of the Financial Stability Oversight Council from 2010 until 2012, as managing director of Banc of America Securities from 1999 until 2003 and as Senior Vice President of Strategic Policy Development and Planning at Bank of America from 1994 until 1999. Mr. Harafs term expires in 2020 since 2015.
Age 68
Tenure 9 years
Phone817 859 5000
Webhttps://www.schwab.com
Haraf brings substantial financial services and regulatory experience to the board, having served as managing director of Promontory Financial Group, Commissioner of the California Department of Financial Institutions and a member of the Financial Stability Oversight Council.

Charles Schwab Management Efficiency

The company has return on total asset (ROA) of 0.0115 % which means that it generated a profit of $0.0115 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.154 %, meaning that it generated $0.154 on every $100 dollars invested by stockholders. Charles Schwab's management efficiency ratios could be used to measure how well Charles Schwab manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 18.82 B in total debt with debt to equity ratio (D/E) of 41.3, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Charles Schwab has a current ratio of 0.34, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Charles Schwab until it has trouble settling it off, either with new capital or with free cash flow. So, Charles Schwab's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Charles Schwab sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Charles to invest in growth at high rates of return. When we think about Charles Schwab's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing other executives

DIRECTOR Age

Alfonso CortesINVEX Controladora SAB
N/A
Federico NoriegaINVEX Controladora SAB
N/A
Madeleine SantacruzINVEX Controladora SAB
N/A
Francisco ArredondoValue Grupo Financiero
N/A
Sergio SneiderProcorp SAB de
N/A
Andres VillarrealCasa de Bolsa
N/A
Mauricio ManjarrezINVEX Controladora SAB
N/A
Roberto SosaINVEX Controladora SAB
N/A
Maria EralCasa de Bolsa
N/A
Carlos PhilipsCasa de Bolsa
N/A
Alejandro LicerasINVEX Controladora SAB
N/A
Gregorio GaldurozINVEX Controladora SAB
N/A
Jose FanoProcorp SAB de
N/A
Gerardo SpitalierINVEX Controladora SAB
N/A
Fernando InfanteCasa de Bolsa
N/A
Guillermo FloresCasa de Bolsa
N/A
Angel ArmellaValue Grupo Financiero
N/A
Jaime MartinezValue Grupo Financiero
N/A
Ramon MedinaCasa de Bolsa
N/A
Jorge StahlINVEX Controladora SAB
N/A
Jose CeronCasa de Bolsa
N/A
The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The Charles Schwab Corporation was founded in 1971 and is headquartered in San Francisco, California. Charles Schwab operates under Capital Markets classification in Mexico and is traded on Mexico Stock Exchange. It employs 20000 people. The Charles Schwab (SCHW) is traded on Mexican Exchange in Mexico and employs 35,300 people.

Management Performance

Charles Schwab Leadership Team

Elected by the shareholders, the Charles Schwab's board of directors comprises two types of representatives: Charles Schwab inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Charles. The board's role is to monitor Charles Schwab's management team and ensure that shareholders' interests are well served. Charles Schwab's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Charles Schwab's outside directors are responsible for providing unbiased perspectives on the board's policies.
Bernard Clark, Executive Vice President - Advisor Services
Peter Crawford, CFO VP
Charles Schwab, Chairman of the Board
John Adams, Independent Director
Nigel Murtagh, Executive Vice President - Corporate Risk
Frank Herringer, Independent Director
Nancy Bechtle, Independent Director
Terri Kallsen, Executive Vice President – Investor Service
David Garfield, Executive Vice President General Counsel and Corporate Secretary
Peter III, Gen MD
Joseph Martinetto, CFO, Senior Executive Vice President
Jonathan Craig, Senior Executive Vice President
Joan Dea, Independent Director
Roger Walther, Independent Director
CMT CFA, President
Christopher Dodds, Independent Director
Richard Fowler, IR Contact Officer
Arun Sarin, Independent Director
William Haraf, Independent Director
Robert Wilson, Independent Director
Tim Heier, MD CTO
Walter II, CEO CoChairman
Paula Sneed, Independent Director
Stephen McLin, Independent Director
Mark Goldfarb, Independent Director
Joe Carberry, MD Marketing
Stephen Ellis, Independent Director
Walter Bettinger, President CEO, Director
Marie Chandoha, President Director and CEO
Catherine Casey, MD HR
Preston Butcher, Independent Director

Charles Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Charles Schwab a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Charles Schwab. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

Complementary Tools for Charles Stock analysis

When running Charles Schwab's price analysis, check to measure Charles Schwab's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Charles Schwab is operating at the current time. Most of Charles Schwab's value examination focuses on studying past and present price action to predict the probability of Charles Schwab's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Charles Schwab's price. Additionally, you may evaluate how the addition of Charles Schwab to your portfolios can decrease your overall portfolio volatility.
AI Portfolio Architect
Use AI to generate optimal portfolios and find profitable investment opportunities
Share Portfolio
Track or share privately all of your investments from the convenience of any device
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Equity Analysis
Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
Instant Ratings
Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Price Ceiling Movement
Calculate and plot Price Ceiling Movement for different equity instruments
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Portfolio Manager
State of the art Portfolio Manager to monitor and improve performance of your invested capital
Please note, there is a significant difference between Charles Schwab's value and its price as these two are different measures arrived at by different means. Investors typically determine if Charles Schwab is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Charles Schwab's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.