Karen Boyd - Southwest Georgia Senior Vice President, Treasurer of the Bank
President
Mrs. Karen T. Boyd is Senior Vice President, Treasurer of Southwest Georgia Financial Corporation and its Subsidiary, Southwest Georgia Bank since 2017.
| Age | 46 |
| Tenure | 7 years |
| Phone | 229-985-1120 |
| Web | http://www.sgb.bank |
Southwest Georgia Management Efficiency
The company has Return on Asset of 0.97 % which means that on every $100 spent on assets, it made $0.97 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 11.39 %, implying that it generated $11.39 on every 100 dollars invested. Southwest Georgia's management efficiency ratios could be used to measure how well Southwest Georgia manages its routine affairs as well as how well it operates its assets and liabilities.The company has 28.49 M in debt with debt to equity (D/E) ratio of 10.49, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Southwest Georgia until it has trouble settling it off, either with new capital or with free cash flow. So, Southwest Georgia's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Southwest Georgia sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Southwest to invest in growth at high rates of return. When we think about Southwest Georgia's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 11.39 | |||
| Return On Asset | 0.97 |
Southwest Georgia Leadership Team
Elected by the shareholders, the Southwest Georgia's board of directors comprises two types of representatives: Southwest Georgia inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Southwest. The board's role is to monitor Southwest Georgia's management team and ensure that shareholders' interests are well served. Southwest Georgia's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Southwest Georgia's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeffrey Moritz, Senior Vice President and Presidentident - Valdosta Region of the Bank | ||
| Dewitt Drew, CEO and President Executive Director, CEO of Southwest Georgia Bank and President of Southwest Georgia Bank and Director of Southwest Georgia Bank | ||
| Roy Reeves, Chairman of the Board | ||
| M Wear, Independent Director | ||
| Marcus Wells, Independent Director | ||
| Charlie Lemons, President and CEO of Empire | ||
| Lane Wear, Independent Director | ||
| Pam Yeager, Senior Vice President of the Bank | ||
| Richard Moss, Vice Chairman, Member of Audit Committee, Member of Nominating Committee, Member of Personnel Committee, Vice Chairman of Southwest Georgia Bank and Assistant Presiding Director of Southwest Georgia Bank | ||
| Donna Lott, Senior Vice President of the Bank | ||
| Jeffery Hanson, Executive VP, Chief Banking Officer of Southwest Georgia Bank and Executive VP of Southwest Georgia Bank | ||
| Ross Dekle, Executive Vice President of the Bank | ||
| Michael McLean, Chairman, Member of Nominating Committee, Member of Personnel Committee, Chairman of Southwest Georgia Bank and Presiding Director of Southwest Georgia Bank | ||
| John Cole, Executive VP, Director, COO of Southwest Georgia Bank, Executive VP of Southwest Georgia Bank, Cashier of Southwest Georgia Bank and Director of Southwest Georgia Bank | ||
| Larry Blanton, Senior Vice President of the Bank | ||
| Danny Singley, Senior Vice President and Presidentident - Moultrie Region of the Bank | ||
| George Kirkland, CFO, Principal Accounting Officer, Executive VP, Treasurer, Sr. VP of Southwest Georgia Bank and Comptroller of Southwest Georgia Bank | ||
| David Shiver, Senior Vice President and Presidentident - Sylvester Region of the Bank | ||
| Karen Boyd, Senior Vice President, Treasurer of the Bank | ||
| Johnny Slocumb, Independent Director | ||
| Chad Carpenter, Senior Vice President of the Bank | ||
| J Blanton, Senior Vice President of the Bank | ||
| Cecil Barber, Vice Chairman of the Board | ||
| Garrett Westbrook, Vice President Controller |
Southwest Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Southwest Georgia a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Southwest Georgia in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Southwest Georgia's short interest history, or implied volatility extrapolated from Southwest Georgia options trading.
Currently Active Assets on Macroaxis
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in price. Note that the Southwest Georgia information on this page should be used as a complementary analysis to other Southwest Georgia's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Other Consideration for investing in Southwest Stock
If you are still planning to invest in Southwest Georgia check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Southwest Georgia's history and understand the potential risks before investing.
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