Scott Swain - Sunshine Financial CFO
CFO
Mr. Scott A. Swain is Chief Financial Officer, Senior Vice President, Treasurer of Sunshine Financial, Inc
| Age | 54 |
| Phone | 850-219-7200 |
| Web | http://www.sunshinesavingsbank.com |
Sunshine Financial Management Efficiency
The company has return on total asset (ROA) of 0.33 % which means that it generated a profit of $0.33 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 2.7 %, meaning that it created $2.7 on every $100 dollars invested by stockholders. Sunshine Financial's management efficiency ratios could be used to measure how well Sunshine Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 28 M in liabilities with Debt to Equity (D/E) ratio of 6.39, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Sunshine Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Sunshine Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Sunshine Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Sunshine to invest in growth at high rates of return. When we think about Sunshine Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
Sunshine Financial Leadership Team
Elected by the shareholders, the Sunshine Financial's board of directors comprises two types of representatives: Sunshine Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Sunshine. The board's role is to monitor Sunshine Financial's management team and ensure that shareholders' interests are well served. Sunshine Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Sunshine Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Joyce Chastain, Independent Director | ||
| Brian Baggett, COO, Executive VP, Secretary, Director, Chairman of Nominating Committee, Chief Lending Officer of Sunshine Savings Bank, Executive VP of Sunshine Savings Bank and Director of Sunshine Savings Bank | ||
| Susan Conte, Independent Director | ||
| Corissa Briglia, Director | ||
| Benjamin Betts, Independent Chairman of the Board | ||
| Robert Bacon, Independent Director | ||
| Fred Shelfer, Independent Director | ||
| Scott Swain, CFO, Principal Accounting Officer, Sr. VP, Treasurer, CFO of Sunshine Savings Bank and Sr. VP of Sunshine Savings Bank | ||
| Louis Davis, CEO and President Director, Member of Executive Committee, CEO of Sunshine Savings Bank and President of Sunshine Savings Bank and Director of Sunshine Savings Bank | ||
| Richard Moore, Independent Director |
Sunshine Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Sunshine Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 2.7 | |||
| Return On Asset | 0.33 | |||
| Profit Margin | 7.12 % | |||
| Operating Margin | 12.15 % | |||
| Current Valuation | 49.72 M | |||
| Shares Outstanding | 1.04 M | |||
| Shares Owned By Insiders | 15.98 % | |||
| Shares Owned By Institutions | 30.51 % | |||
| Price To Earning | 50.61 X | |||
| Price To Book | 1.34 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Sunshine Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Sunshine Financial's short interest history, or implied volatility extrapolated from Sunshine Financial options trading.
Currently Active Assets on Macroaxis
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Other Consideration for investing in Sunshine OTC Stock
If you are still planning to invest in Sunshine Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Sunshine Financial's history and understand the potential risks before investing.
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