Aet Altroff - Swedbank Head of Customer Value Management

SWDBF Stock  USD 19.90  0.27  1.38%   

Executive

Ms. Aet Altroff was Head of Group Customer Value Management at Swedbank AB since 2016. Previously, shr was Head of Competence Centre Private, Baltic Banking, Swedbank Baltic, held various leading positions in Hansabank Estonia and worked at Estonian Savings Bank . She was employed at Swedbank since 1994. She has Bachelor of Business Administration in Marketing and Foreign Economy from the Tallinn Technical University. She has had several leading positions in Swedbank with a focus on retail banking and customer loyalty. since 2016.
Age 46
Tenure 8 years
Phone46 8 58 59 00 00
Webhttps://www.swedbank.com

Swedbank Management Efficiency

Swedbank's management efficiency ratios could be used to measure how well Swedbank manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 125.82 B in total debt. Debt can assist Swedbank until it has trouble settling it off, either with new capital or with free cash flow. So, Swedbank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Swedbank AB sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Swedbank to invest in growth at high rates of return. When we think about Swedbank's use of debt, we should always consider it together with cash and equity.

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Swedbank AB provides various banking products and services to individuals and companies. Swedbank AB was founded in 1820 and is headquartered in Sundbyberg, Sweden. Swedbank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 16688 people. Swedbank AB [SWDBF] is a Pink Sheet which is traded between brokers as part of OTC trading.

Management Performance

Swedbank AB Leadership Team

Elected by the shareholders, the Swedbank's board of directors comprises two types of representatives: Swedbank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Swedbank. The board's role is to monitor Swedbank's management team and ensure that shareholders' interests are well served. Swedbank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Swedbank's outside directors are responsible for providing unbiased perspectives on the board's policies.
Erik Ljungberg, Head Sustainability
Lena SmebyUdesen, Head of Western Region
Tomas Hedberg, Deputy CEO
Siv Svensson, Independent Director
Goran Hedman, Director
Ulrika Francke, Independent Director
MajCharlotte Wallin, Independent Director
Jonas Erikson, Head of Group Products
Kristina Kjell, Director, Employee Representative
Gregori Karamouzis, Head of Investor Relations
Viveka Strangert, Chief Compliance Officer
Magnus Uggla, Independent Director
LarsErik Danielsson, Chief Credit Officer
Priit Perens, Head of Baltic Banking
Ragnar Gustavii, Head of CEO Office
Michael Wolf, CEO and Presidentident
Leif Karlsson, Head of Group Lending & Payments
Goran Bronner, Group CFO
Annika Poutiainen, Independent Director
Anders Karlsson, Group Chief Risk Officer
Lars Idermark, Independent Deputy Chairman of the Board
Bjorn Elfstrand, Head of Stockholm Region
Elisabeth Beskow, Co-Head of Corporates & Institutions
Elisabet Zorn, Acting Head of Group Human Resources
Anna Mossberg, Independent Director
Elisabeth Zorn, Acting Head of Group Human Resources
Mats Granryd, Independent Director
Gith Bengtsson, Head Concepts
Kerstin Winlof, Head of Group Savings
Charlotte Rydin, Chief Legal
Bo Johansson, Director
Ulf Ejelov, Head of Northern Region
Peter Norman, Director
Lars Friberg, Head of Group Human Resources
KarlHenrik Sundstrom, Independent Director
Cecilia Hernqvist, Head of Group Communications
Lars Ljungalv, Head of South region
Bjorn Meltzer, Acting Head of Large Corporates & Institutions
Christer Tragardh, Head of Eastern Region
Anders Igel, Independent Director
Annie Ho, Head Relations
Jens Henriksson, Pres CEO
Carina Strand, Head of Group Human Resources
Ola Laurin, Co-Head of Corporates & Institutions
Britta HjorthLarsen, Chief Officer
Girts Berzins, acting co-Head of Digital Banking
Lotta Loven, acting co-Head of Digital Banking
Mikael Bjorknert, Head of Channels and Concepts
Aet Altroff, Head of Customer Value Management
Bodil Eriksson, Director
Charlotte Elsnitz, Head of Baltic Banking
Birgitte Bonnesen, Head of Baltic Banking
Pia Rudengren, Independent Director
Anders Sundstrom, Independent Chairman of the Board
Magnus GagnerGeeber, Head of Large Corporates and Institutions
Annika Hellstrom, Head of Central Region
Helo Meigas, Head of Group Treasury
Jimmy Johnsson, Director, Employee Representative
Camilla Linder, Director, Employee Representative
Anders Ekedahl, Group CIO, Chairman of Swedbank Mortgage AB
Roger Ljung, Director, Employee Representative

Swedbank Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Swedbank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Swedbank AB. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Swedbank AB information on this page should be used as a complementary analysis to other Swedbank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.

Complementary Tools for Swedbank Pink Sheet analysis

When running Swedbank's price analysis, check to measure Swedbank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Swedbank is operating at the current time. Most of Swedbank's value examination focuses on studying past and present price action to predict the probability of Swedbank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Swedbank's price. Additionally, you may evaluate how the addition of Swedbank to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Swedbank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Swedbank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Swedbank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.