James Costa - TCF Financial Chief Risk Officer
Executive
Mr. James M. Costa was appointed as Chief Risk Officer of the Company. He has over 25 years of financial services experience, with nearly twenty years in risk management. Prior to joining TCF Financial, from 2010 to 2013, Mr. Costa served as Executive Vice President of Risk and Head of Enterprise Portfolio Management at PNC Financial Services Group, Inc., a financial services institution, and before that, from 2004 to 2010, led enterprise credit strategy for Wachovia Corporationrationration, a financial services institution. since 2013.
| Age | 46 |
| Tenure | 11 years |
| Professional Marks | Ph.D |
| Phone | 952-745-2760 |
| Web | www.tcfbank.com |
TCF Financial Management Efficiency
TCF Financial's management efficiency ratios could be used to measure how well TCF Financial manages its routine affairs as well as how well it operates its assets and liabilities.The company has 1.04 B in debt with debt to equity (D/E) ratio of 0.2, which may show that the company is not taking advantage of profits from borrowing. Debt can assist TCF Financial until it has trouble settling it off, either with new capital or with free cash flow. So, TCF Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like TCF Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for TCF to invest in growth at high rates of return. When we think about TCF Financial's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Asset | 1.0E-4 |
TCF Financial Corp Leadership Team
Elected by the shareholders, the TCF Financial's board of directors comprises two types of representatives: TCF Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of TCF. The board's role is to monitor TCF Financial's management team and ensure that shareholders' interests are well served. TCF Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, TCF Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Theodore Bigos, Independent Director | ||
| Barry Winslow, Vice Chairman of Corporate Devel. and Director | ||
| Gopikrishna Tulsian, Independent Director | ||
| James Costa, Chief Risk Officer | ||
| Rajesh Jha, Company Secretary, IR Contact Officer | ||
| George Johnson, Independent Director | ||
| Tamara Schuette, Senior Vice President Corporate Controller | ||
| Bradley Adams, Executive Vice President Director - Corporate Development & Strategy | ||
| Brian Maass, CFO, Executive VP and Treasurer | ||
| Sanjeev Sood, President Director | ||
| William Cooper, Chairman, CEO and Member of Executive Committee | ||
| Thomas Jasper, Vice Chairman and COO | ||
| Prabhu Mathur, Independent Director | ||
| William Bieber, Independent Director | ||
| William Henak, Executive Vice President | ||
| Santrupt Misra, Executive Director, Director | ||
| Rajashree Birla, Director | ||
| Shyam Mahansaria, Independent Director | ||
| Andrew Jackson, Chief Audit Executive Officer | ||
| James Ramstad, Independent Director | ||
| Karen Grandstrand, Independent Director | ||
| Susan Bode, Chief Accounting Officer, Sr. VP, Chief Accounting Officer of TCF National Bank and Executive VP of TCF National Bank | ||
| Richard Zona, Independent Director | ||
| Thomas Cusick, Independent Director | ||
| Rajinderpal Thakralbutra, Independent Director | ||
| Deepak Mittal, Independent Director | ||
| Mark Bagley, Chief Credit Officer | ||
| Craig Dahl, Vice Chairman, CEO and President Director and Member of Technology Committee | ||
| Barbara Shaw, Executive Vice President - Corporate Human Resources of TCF Bank | ||
| Michael Jones, Executive VP of Consumer Banking | ||
| Roger Sit, Director | ||
| Richard King, Director | ||
| Peter Bell, Independent Director | ||
| Kumar Birla, Chairman of the Board | ||
| Arvind Newar, Independent Director | ||
| Julie Sullivan, Director | ||
| Rick King, Independent Director | ||
| Vance Opperman, Independent Director | ||
| Prakit Pradipasen, Independent Director | ||
| Joseph Green, Secretary | ||
| Prakit Prathipasen, Independent Director | ||
| Thomas Butterfield, Executive Vice President CIO |
TCF Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is TCF Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Asset | 1.0E-4 | |||
| Profit Margin | 0 % | |||
| Operating Margin | 0 % | |||
| Current Valuation | 2.83 B | |||
| Shares Outstanding | 167.9 M | |||
| Shares Owned By Insiders | 8.93 % | |||
| Shares Owned By Institutions | 80.10 % | |||
| Number Of Shares Shorted | 4.38 M | |||
| Price To Earning | 14.79 X | |||
| Price To Book | 1.29 X |
Currently Active Assets on Macroaxis
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the TCF Financial Corp information on this page should be used as a complementary analysis to other TCF Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Other Consideration for investing in TCF Stock
If you are still planning to invest in TCF Financial Corp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the TCF Financial's history and understand the potential risks before investing.
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