J Carter - Towne Bank President of TowneBank Mortgage
| TOWN Stock | USD 27.82 0.44 1.61% |
President
Mr. J. G. Carter was appointed as President of TowneBank Mortgage the subsidiary of TowneBank effective December 1 2012. Carter brings 29 years of experience in the mortgage banking industry most recently as the EVP of Correspondent Lending for SunTrust Mortgage. since 2012.
| Tenure | 12 years |
| Phone | 757 638 7500 |
| Web | https://www.townebank.com |
Towne Bank Management Efficiency
Towne Bank's management efficiency ratios could be used to measure how well Towne Bank manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0787 | ||||
| Return On Asset | 0.0095 |
Towne Bank Leadership Team
Elected by the shareholders, the Towne Bank's board of directors comprises two types of representatives: Towne Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Towne. The board's role is to monitor Towne Bank's management team and ensure that shareholders' interests are well served. Towne Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Towne Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Bradford Cherry, Director | ||
| Scott Williams, Executive Experience | ||
| Paul Farrell, Director, Member of Executive Committee and Chairman of Towne Financial Services | ||
| Gerald Passaro, President - Real Estate Finance Group, Director | ||
| Lee Clark, Senior COO | ||
| Jeremy Collins, Non-Executive Director | ||
| Douglas Ellis, Director | ||
| William III, Pres Director | ||
| Richard Bray, Director | ||
| G Aston, Chairman of the Board, CEO | ||
| Richard Wheeler, Director | ||
| Michael Ziff, Non-Executive Director | ||
| J Davis, President Chief Banking Officer, Director | ||
| Richard Thurmond, Director | ||
| Edward Ziff, Executive Chairman of the Board, CEO | ||
| Howard Jung, Independent Director | ||
| Jeffrey Benson, Director | ||
| Anne Conner, President - TowneBank, Williamsburg, Director | ||
| Edward Baynor, Director | ||
| Elizabeth Patterson, Director | ||
| William Morrison, Director of Town Bank, Chairman and CEO of TowneBank Mortgage and Realty Group, a Division of TowneBank | ||
| Richard Lewis, Property Director, Executive Director | ||
| Jeffrey Dyckman, President of Towne Business Strategy | ||
| Herbert Hamlet, President - TowneBank, Chesapeake | ||
| William Copeland, Director Emeritus | ||
| Thomas Rueger, Senior Executive Vice President | ||
| Thomas Hasty, Executive Vice President - Risk Management | ||
| Elizabeth Robertson, Independent Director | ||
| Ian Marcus, Non-Executive Director | ||
| Neal Crawford, President Director | ||
| Paul Fraim, Director | ||
| Una Oliver, Executive Vice President - Marketing/Retail Banking | ||
| Thomas Norment, Director | ||
| Robert Hatley, Director | ||
| J Carter, President of TowneBank Mortgage | ||
| Morgan Davis, President, Chief Banking Officer and Director | ||
| Juan Montero, Director | ||
| John Failes, Vice Chairman of the Board | ||
| William Littreal, Chief Strategy Officer and Sr. Executive VP | ||
| Clyde McFarland, Chief Financial officer and Sr. Executive VP | ||
| Stephanie Marioneaux, Director | ||
| Brad CPA, COO Pres | ||
| Paul Huberman, Non-Executive Director | ||
| William Foster, President TowneBank of Virginia Beach, Director | ||
| Thomas Broyles, Vice Chairman of the Board | ||
| William Lewis, Director | ||
| Lewis Wood, Director | ||
| Dwight Schaubach, Director | ||
| William Hodsden, Director Emeritus | ||
| Dawn Glynn, Executive Vice President Director - Private Banking | ||
| Kevin Fly, Senior Executive Vice President Chief Accounting Officer | ||
| John Matson, President TowneBank of Norfolk | ||
| George Whitley, Senior Executive Vice President and Chief Legal Officer | ||
| Jacqueline Amato, Director, Chairman of Townebank Mortgage and CEO of Townebank Mortgage | ||
| Ben Ziff, Managing Director Citi Park and TCS Energy and Executive Director, | ||
| Denys Diaz, Senior Officer | ||
| Wayne Sawyer, Director | ||
| Brad Schwartz, COO, Senior Executive Vice President Director | ||
| Alan Witt, Director | ||
| Andrew Fine, Director | ||
| Sandra Ferebee, Director Emeritus | ||
| Ernest Hardee, Vice Chairman of the Board | ||
| Paul Robinett, President - TowneBank, Portsmouth, Director | ||
| Robert Aston, Executive Chairman | ||
| Richard Morgan, Director | ||
| Robert Oman, Director | ||
| Brian Skinner, President - TowneBank, Peninsula | ||
| Mark Dilley, Finance Director, Executive Director | ||
| John Lawson, Director | ||
| Philip Rudisill, Senior Executive Vice President and Chief Credit Officer | ||
| Harry Lester, Director | ||
| Keith Horton, Senior Executive Vice President Chief Administrative Officer | ||
| William Sessoms, President and CEO - Towne Financial Services , Director | ||
| John Baiocco, Senior Executive Vice President and Senior Lending Officer, TowneBank of Norfolk | ||
| Gordon Gentry, Director | ||
| Matthew Davis, President Paragon Bank, A Division of TowneBank | ||
| Alan Lindauer, Director | ||
| James Bradner, Executive Towneinsurance | ||
| R Owens, Director |
Towne Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Towne Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0787 | ||||
| Return On Asset | 0.0095 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.23 % | ||||
| Current Valuation | 2.43 B | ||||
| Shares Outstanding | 74.9 M | ||||
| Shares Owned By Insiders | 2.94 % | ||||
| Shares Owned By Institutions | 55.05 % | ||||
| Number Of Shares Shorted | 506.22 K | ||||
| Price To Earning | 12.43 X |
Currently Active Assets on Macroaxis
When determining whether Towne Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Towne Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Towne Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Towne Bank Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Towne Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Complementary Tools for Towne Stock analysis
When running Towne Bank's price analysis, check to measure Towne Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Towne Bank is operating at the current time. Most of Towne Bank's value examination focuses on studying past and present price action to predict the probability of Towne Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Towne Bank's price. Additionally, you may evaluate how the addition of Towne Bank to your portfolios can decrease your overall portfolio volatility.
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Is Towne Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Towne Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Towne Bank is measured differently than its book value, which is the value of Towne that is recorded on the company's balance sheet. Investors also form their own opinion of Towne Bank's value that differs from its market value or its book value, called intrinsic value, which is Towne Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Towne Bank's market value can be influenced by many factors that don't directly affect Towne Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Towne Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.