Bhavneet Gill - United Security CFO and Sr. VP

UBFO Stock  USD 7.49  0.03  0.40%   

CFO

Ms. Bhavneet Gill is Chief Financial Officer, Senior Vice President of the Company. Ms. Gill joined the Bank on May 20, 2013, as Vice President and Controller. Ms. Gill has more than 7 years of experience in banking and the financial services industry. Prior to joining the Bank, Ms. Gill served in various finance roles at Central Valley Community Bank and State Street, most recently having served as the Accounting Manager at Central Valley Community Bank since 2015.
Tenure 9 years
Address 2126 Inyo Street, Fresno, CA, United States, 93721
Phone559 490 6261
Webhttps://www.unitedsecuritybank.com
Gill received her Bachelor degree in Managerial Economics from University of California, Davis.

United Security Management Efficiency

The company has return on total asset (ROA) of 0.0145 % which means that it generated a profit of $0.0145 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1504 %, meaning that it created $0.1504 on every $100 dollars invested by stockholders. United Security's management efficiency ratios could be used to measure how well United Security manages its routine affairs as well as how well it operates its assets and liabilities. As of the 24th of April 2024, Return On Capital Employed is likely to grow to 0.17, while Return On Tangible Assets are likely to drop 0.01. At this time, United Security's Non Current Assets Total are very stable compared to the past year. As of the 24th of April 2024, Non Currrent Assets Other is likely to grow to about 1.2 B, while Total Assets are likely to drop about 802.4 M.
The company currently holds 74.65 M in liabilities with Debt to Equity (D/E) ratio of 11.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist United Security until it has trouble settling it off, either with new capital or with free cash flow. So, United Security's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Security Banc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Security's use of debt, we should always consider it together with cash and equity.

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United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company was founded in 1987 and is headquartered in Fresno, California. United Security operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 119 people. United Security Bancshares (UBFO) is traded on NASDAQ Exchange in USA. It is located in 2126 Inyo Street, Fresno, CA, United States, 93721 and employs 114 people. United Security is listed under Regional Banks category by Fama And French industry classification.

Management Performance

United Security Banc Leadership Team

Elected by the shareholders, the United Security's board of directors comprises two types of representatives: United Security inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Security's management team and ensure that shareholders' interests are well served. United Security's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Security's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jeremy CPA, VP Controller
Ellie Rosenberg, VP Director
Brian Tkacz, Director
Ronnie Miller, Vice Chairman of the Board, Lead Director
Michael Woolf, Independent Director
G Ellithorpe, Independent Director
Susan CPA, Secretary Director
Bhavneet Gill, CFO and Sr. VP
Robert Oberg, Senior Vice President Chief Risk Officer
John Terzian, Independent Director
Robert Mochizuki, Independent Director
Kenneth Newby, Independent Director
David Eytcheson, COO, Sr. VP, COO of United Security Bank and Sr. VP of United Security Bank
David Kinross, Senior CFO
Dana Paull, VP Manager
Nabeel Mahmood, Director
Stanley Cavalla, Independent Director
William Yarbenet, Senior Vice President Chief Credit Officer of the Bank
Dennis MD, President Chairman
Dennis Woods, Chairman, CEO and President Chairman of the Board of United Security Bank, CEO of United Security Bank and President of United Security Bank
Porsche Saunders, VP of Real Estate Construction Department - United Security Bank
Kenneth Donahue, Principal Accounting Officer, Chief Admin. Officer, Executive VP, Chief Admin. Officer of United Security Bank and Executive VP of United Security Bank
Tom Ellithorpe, Independent Director
Robert Bitter, Corporate Secretary, Independent Director
Walter Reinhard, Independent Director
Benjamin Mackovak, Director
Hiren Patel, VP Controller
Susan Quigley, Director

United Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Security a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the United Security Banc information on this page should be used as a complementary analysis to other United Security's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

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When running United Security's price analysis, check to measure United Security's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Security is operating at the current time. Most of United Security's value examination focuses on studying past and present price action to predict the probability of United Security's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Security's price. Additionally, you may evaluate how the addition of United Security to your portfolios can decrease your overall portfolio volatility.
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Is United Security's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Dividend Share
0.47
Earnings Share
1.04
Revenue Per Share
2.984
Quarterly Revenue Growth
(0.15)
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.