Andrea Varese - UniCredit SpA Chief Lending Officer

UNCFF Stock  USD 37.85  1.02  2.77%   

Executive

Mr. Andrea Umberto Varese serves as Chief Lending Officer of S.p.A. since October 1, 2017. Andrea began his professional career in 1990 in Turin, working at SAI . After covering different roles and responsibilities in Fiat Group, he was appointed as Vice President Head of Global Capital Markets in Fiat Geva Spa. In 2001, he moved to Bank Pekao in Warsaw, where he was in charge of Risk Division as Executive Director. Between 2003 and 2005 he was appointed as Head of Corporationrationrate Banking for New Europe Division in UniCredito Italiano. After one year experience in UniCredito Gestione Crediti Spa as Managing Director, Andrea moved to Bayerische Hypo und Vereinsbank AG as Chief Risk Officer and Member of the Management Board. From 2008 to 2009 he was responsible of the illiquid and distressed assets at Group level, dealing with complex special cases within the Investment Banking Division. Since 2009 he was Chief Risk Officer and Member of the Management Board at UniCredit Bank AG. In connection with the reorganization of the risk management function, he was appointed, effective 1st October 2017 as Chief Lending Officer, responsible for credit activities, in compliance within risk management strategies, developing policies and guidelines related to credit, including underwriting, recovery, restructuring and workouts. Andrea is member of UniCredit Executive Management Committee with the Senior Executive Vice President title. since 2017.
Age 53
Tenure 7 years
Phone39 02 88 621
Webhttps://www.unicreditgroup.eu

UniCredit SpA Management Efficiency

UniCredit SpA's management efficiency ratios could be used to measure how well UniCredit SpA manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 212.8 B in total debt. Debt can assist UniCredit SpA until it has trouble settling it off, either with new capital or with free cash flow. So, UniCredit SpA's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like UniCredit SpA sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for UniCredit to invest in growth at high rates of return. When we think about UniCredit SpA's use of debt, we should always consider it together with cash and equity.

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UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy. Unicredito Italia operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 76671 people. UniCredit SpA [UNCFF] is a Pink Sheet which is traded between independent brokers as part of over-the-counter (OTC) trading.

Management Performance

UniCredit SpA Leadership Team

Elected by the shareholders, the UniCredit SpA's board of directors comprises two types of representatives: UniCredit SpA inside directors who are chosen from within the company, and outside directors, selected externally and held independent of UniCredit. The board's role is to monitor UniCredit SpA's management team and ensure that shareholders' interests are well served. UniCredit SpA's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, UniCredit SpA's outside directors are responsible for providing unbiased perspectives on the board's policies.
Siobhan McDonagh, Head Culture
Andrea Maffezzoni, Head of Strategy and M&A
Paolo Cornetta, Group Head of Human Resources
Lucio Izzi, Deputy of Head of Corporate Italy
Alessandro Caltagirone, Independent Director
Elena Carletti, Non-Executive Independent Director
Fabrizio Palenzona, Non-Executive Vice Chairman of the Board
Francesco Giordano, CFO, Co-COO
Carlo Appetiti, Head of Global Compliance
Maria Pierdicchi, Independent Director
Roberto Nicastro, General Manager
Theodor Weimer, Country Chairman Germany
Paolo Fiorentino, COO and Deputy General Manager
Luca Montezemolo, Vice Chairman of the Board
Giuseppe Vita, Chairman of the Board
Mohamed Fahim, Independent Director
Mikhail Alekseev, Ex VP
Lorenzo Bianchi, Independent Director
Gabriele Piccini, Country Chairman Italy
Paola Vezzani, Independent Director
Vincenzo Cariello, Independent Director
Bart Schlatmann, Group Officer
Cesare Bisoni, Independent Director
Clara Streit, Independent Director
Lamberto Andreotti, Independent Director
Finja Kutz, Designated Deputy COO Chief Transformation Officer
Giovanni Quaglia, Independent Director
Vincenzo Buonaura, Non-Executive Vice Chairman of the Board
Martha Boeckenfeld, Non-Executive Independent Director
Andrea Sironi, Independent Director
Marina Natale, CFO
Helga Jung, Non-Executive Director
Luigi Lovaglio, Country Chairman Poland
Nicola DAnselmo, Head of CIB Italy
Robert Zadrazil, Country Chairman Austria
Marco Bizzozero, Head of Group Wealth Management
Serenella Candia, Head of Internal Audit
Lucrezia Reichlin, Non-Executive Independent Director
Maximilian Hohenberg, Head of Group Identity and Communication
Andrea Orcel, Head CEO
Stefano Micossi, Independent Director
Maurizio Beretta, Head of Institutional Affairs & Sustainability
Elena Zambon, Independent Director
TJ Lim, Deputy Risk Officer
Alfredo Falco, Head of CIB Italy
Henryka Bochniarz, Independent Director
Federico Ghizzoni, CEO, General Manager, Director and Member of Permanent Strategic Committee
Andrea Pavoncello, Investor Relations Officer
Andrea Casini, General Manager Bulgaria, Co-Heads of the Group's Italian Network
Gianni Papa, Head of Corporate and Investment Banking Division and Deputy General Manager
Sergio Balbinot, Non-Executive Director
Richard Burton, Designated CEO CIB Division
Lorenzo Lampiano, Secretary
Alessandro Foti, Head of Asset Gathering
Mohamed Mehairi, Non-Executive Independent Director
aurelio Maccario, Head of Group Regulatory Affairs
Giordano Lombardo, Head of Asset Management
Niccolo Ubertalli, Designated Co-CEO Commercial Banking CEE
Jean Mustier, Deputy General Manager, Head of Corporate & Investment Banking Division
Gianpaolo Alessandro, Head of Group Legal - Secretary of the Board of Directors
Olivier Khayat, Co-Heads of CIB
Andrea Varese, Chief Lending Officer
Remo Taricani, Deputy Head of Retail Italy
Vittorio Ogliengo, Head of CIB Italy
Magda Palczynska, Head Relations
Wilibald Cernko, Country Chairman Austria
Massimiliano Fossati, Chief Risk Officer
Stefano Porro, Designated Head of Group Administrative & Analytics Office
Anthony Wyand, Non-Executive Independent Director
Ranieri Marchis, Head of Internal Audit
Fabrizio Saccomanni, Chairman, Independent Director
Jingle Pang, Group Officer
Michael Diederich, Country Chairman Germany
Rodolfo Ortolani, Ex Fiduciaria
Alexander Wolfgring, Director
ClaraChristina Streit, Independent Director
Francesca Tondi, Independent Director
Manfred Bischoff, Non-Executive Independent Director
Giovanni Ronca, General Manager New York, Co-Heads of the Group's Italian Network
Isabelle Wismes, Independent Director
Mirko Bianchi, Group CFO, CFO of UniCredit Bank Austria
Alessandro Decio, Chief Risk Officer
Carlo Vivaldi, Head of Central & Eastern Europe Division
Candido Fois, Deputy Vice Chairman of the Board
Francesco Giacomin, Non-Executive Director
Gianfranco Bisagni, Co-Heads of CIB
Luigi Maramotti, Non-Executive Independent Director
Marianna Calzi, Non-Executive Independent Director
Piero Munari, Investor Relations Officer

UniCredit Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is UniCredit SpA a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UniCredit SpA. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the UniCredit SpA information on this page should be used as a complementary analysis to other UniCredit SpA's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.

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Please note, there is a significant difference between UniCredit SpA's value and its price as these two are different measures arrived at by different means. Investors typically determine if UniCredit SpA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UniCredit SpA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.