John Kauchak - Unity Bancorp EVP

UNTY Stock  USD 27.63  0.12  0.44%   

EVP

Mr. John J. Kauchak is Chief Operating Officer and Executive Vice President of Unity Bancorp, Inc., and the Bank. Previously, Mr. Kauchak was the head of Deposit Operations for Unity Bank from 1996 to 2002. since 2002.
Age 71
Tenure 22 years
Phone(800) 618-2265
Webhttps://www.unitybank.com

Unity Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0155 % which means that it generated a profit of $0.0155 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1538 %, meaning that it created $0.1538 on every $100 dollars invested by stockholders. Unity Bancorp's management efficiency ratios could be used to measure how well Unity Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 372.08 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Unity Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Unity Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Unity Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Unity to invest in growth at high rates of return. When we think about Unity Bancorp's use of debt, we should always consider it together with cash and equity.

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Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. Unity Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 222 people. Unity Bancorp (UNTY) is traded on NASDAQ Exchange in USA. It is located in 64 Old Highway 22, Clinton, NJ, United States, 08809 and employs 217 people. Unity Bancorp is listed under Banking category by Fama And French industry classification.

Management Performance

Unity Bancorp Leadership Team

Elected by the shareholders, the Unity Bancorp's board of directors comprises two types of representatives: Unity Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unity. The board's role is to monitor Unity Bancorp's management team and ensure that shareholders' interests are well served. Unity Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unity Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Peter Maricondo, Independent Director of the Company and the Bank
Michelle Kirmser, First Counsel
Raj Patel, Independent Director of the Company and the Bank
Aaron Tucker, Director
Bridget Walsh, First Director
David Dallas, Chairman of the Board of the Company and Bank
James Hughes, CEO and President Director, CEO of Unity Bank and President of Unity Bank and Director of Unity Bank
Vincent Geraci, First Lending
JD III, Executive CFO
David Bove, Senior CTO
Mark Brody, Independent Director of the Company and the Bank
Robert II, Founder Director
Janice Bolomey, Exec Officer
Austin Kutscher, Director
Alan Bedner, CFO, Executive VP, Corporate Secretary, CFO of Unity Bank and Executive VP of Unity Bank
John Kauchak, Chief Operations Officer, Executive VP, Chief Operations Officer of Unity Bank and Executive VP of Unity Bank
Mary Gross, Independent Director of the Company and the Bank
Wayne Courtright, Independent Director of the Company and the Bank
Robert Dallas, Director of the Company and the Bank
Donald Souders, Director
James Davies, Senior Controller
James Donovan, Senior Officer
Allen Tucker, Independent Vice Chairman of the Board of the Company and the Bank
Christopher Fenimore, First Officer
Crystal Rose, First Director

Unity Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Unity Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Unity Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unity Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unity Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unity Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unity Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy Unity Stock please use our How to Invest in Unity Bancorp guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.

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Is Unity Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unity Bancorp. If investors know Unity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unity Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Unity Bancorp is measured differently than its book value, which is the value of Unity that is recorded on the company's balance sheet. Investors also form their own opinion of Unity Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Unity Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unity Bancorp's market value can be influenced by many factors that don't directly affect Unity Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unity Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unity Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unity Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.