Karen Osar - Webster Financial Independent Director

WBS Stock  USD 45.34  0.49  1.07%   

Director

Ms. Karen Rohn Osar serves as an Independent Director of Webster Financial Corporationration She was Executive Vice President and Chief Financial Officer of Chemtura Corporation, a specialty chemicals company headquartered in Middlebury, Connecticut from 2004 until her retirement in March 2007. From 1999 to April 2003, Ms. Osar served as Senior Vice President and Chief Financial Officer of Westvaco Corporation and Mead Westvaco Corporationrationration. She is a director and audit committee member of Innophos Holdings, Inc., a publicly held specialty chemicals company headquartered in Cranbury, New Jersey, a director and audit committee member of Sappi Limited, a publicly held company and one of the largest global producers of coated paper and chemical cellulose, headquartered in Johannesburg, South Africa, and from 1999 through 2006 she served as a director and audit and finance committee chair of Allergan, Inc., a publicly held multispecialty health care company focused on developing and commercializing pharmaceuticals. Ms. Osar is Chair of the Audit Committee and a member of the Risk Committee and the Executive Committee since 2006.
Age 71
Tenure 18 years
Address 200 Elm Street, Stamford, CT, United States, 06902
Phone203 578 2202
Webhttps://public.websteronline.com
Osar’s experience as the former Chief Financial Officer of a public company, her previous corporate finance experience at JPMorgan Chase & Company, and her service as Chair of the Audit Committee for Webster and as the former chair of the audit committee of another public company, provides the Board with strong corporate finance and accounting experience. Her board committee service also provides corporate governance and executive compensation expertise.

Webster Financial Management Efficiency

The company has Return on Asset of 0.0119 % which means that on every $100 spent on assets, it made $0.0119 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1036 %, implying that it generated $0.1036 on every 100 dollars invested. Webster Financial's management efficiency ratios could be used to measure how well Webster Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Webster Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.01 in 2024, despite the fact that Return On Capital Employed is likely to grow to (0.0009). At this time, Webster Financial's Total Assets are comparatively stable compared to the past year. Non Current Assets Total is likely to gain to about 76.8 B in 2024, whereas Total Current Assets are likely to drop slightly above 2 B in 2024.
The company has 4.12 B in debt with debt to equity (D/E) ratio of 9.21, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Webster Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Webster Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Webster Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Webster to invest in growth at high rates of return. When we think about Webster Financial's use of debt, we should always consider it together with cash and equity.

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Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides a range of banking, investment, and financial services to individuals, families, and businesses in the United States. The company was founded in 1935 and is headquartered in Stamford, Connecticut. Webster Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2424 people. Webster Financial (WBS) is traded on New York Stock Exchange in USA. It is located in 200 Elm Street, Stamford, CT, United States, 06902 and employs 4,131 people. Webster Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Webster Financial Leadership Team

Elected by the shareholders, the Webster Financial's board of directors comprises two types of representatives: Webster Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Webster. The board's role is to monitor Webster Financial's management team and ensure that shareholders' interests are well served. Webster Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Webster Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Mark Pettie, Independent Director
Emlen CFA, Director Relations
C Jacobi, Independent Director
Daniel Bley, Executive Vice President Chief Risk Officer of the Company and Webster Bank
Mona Kanaan, Independent Director
Kristy Esq, General Secretary
Richard Toole, Independent Director
Colin Eccles, Executive Vice President CIO of the company and Webster Bank
Bernard Garrigues, Executive Vice President and Chief Human Resources Officer of the Company and Webster Bank
Charles Wilkins, Executive Vice President, Head of HSA Bank of the Company and Webster Bank
Jack Kopnisky, Executive Chairman of the Board of the Company and Webster Bank
James Blose, General Counsel, Corporate Secretary of the Company and Webster Bank
Brian Runkle, Executive Vice President - Bank Operations of the company and Webster Bank
James Landy, Independent Director
Linda Ianieri, Independent Director
CPA CPA, Ex Officer
Alice Ferreira, Senior Communications
Glenn MacInnes, Chief Financial Officer, Executive Vice President of the Company and Webster Bank
Vikram Nafde, Chief Officer
Christopher Motl, Executive Vice President, Head of Commercial Banking of company and Webster Bank
Maureen Mitchell, Independent Director
Jonathan Roberts, Executive Vice President, Head of Retail Banking and Consumer Lending of the Company and Webster Bank
Carol Hayles, Director
E Hayles, Independent Director
Charles Shivery, Independent Director
John Crawford, Independent Lead Director
Joseph Savage, Executive Vice Chairman and Executive Vice Chairman of Webster Bank, N.A.
Dawn Morris, Executive Vice President Chief Marketing Officer
Karen Osar, Independent Director
Laurence Morse, Independent Director
William Whiston, Independent Director
Albert Wang, Chief Accounting Officer of the Company and Webster Bank
Elizabeth Flynn, Independent Director
Daniel Fitzpatrick, Executive VP of Private Banking and Executive VP of Private Banking - Webster Bank
James Smith, Chairman, CEO, Chairman of Executive Committee, Chairman of Webster Bank and CEO of Webster Bank
Joel Becker, Independent Director
Terrence Mangan, Senior Vice President Investor Relations
Robert Finkenzeller, Independent Director
Albert CPA, Executive Officer
Javier Evans, Chief Human Resource Officer of the Company and Webster Bank
Charles Jacobi, Independent Director
Gregory Madar, Chief Accounting Officer, Sr. VP, Chief Accounting Officer of Webster Bank N A and Sr. VP of Webster Bank N A
Lauren States, Director of the Company and the Bank
John Cahill, Independent Director
Karen HigginsCarter, Executive Vice President, Chief Information Officer of the Company and Webster Bank
Beatrice Ordonez, Chief Innovation Officer of the Company and Webster Bank
Nitin Mhatre, Executive VP of Community Banking and Executive VP of Community Banking - Webster Bank
William Atwell, Lead Independent Director
James Bush, Director
Harriet Wolfe, Executive Vice President, General Counsel, Corporate Secretary of the Company and Webster Bank
John Ciulla, Chairman of the Board, President, Chief Executive Officer of the Company and Webster Bank
Luis Massiani, Chief Operating Officer of the Company and Webster Bank

Webster Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Webster Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Webster Financial Investors Sentiment

The influence of Webster Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Webster. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Webster Financial's public news can be used to forecast risks associated with an investment in Webster. The trend in average sentiment can be used to explain how an investor holding Webster can time the market purely based on public headlines and social activities around Webster Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Webster Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Webster Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Webster Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Webster Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Webster Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Webster Financial's short interest history, or implied volatility extrapolated from Webster Financial options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Webster Financial is a strong investment it is important to analyze Webster Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Webster Financial's future performance. For an informed investment choice regarding Webster Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Webster Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Webster Stock please use our How to Invest in Webster Financial guide.
Note that the Webster Financial information on this page should be used as a complementary analysis to other Webster Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the AI Investment Finder module to use AI to screen and filter profitable investment opportunities.

Complementary Tools for Webster Stock analysis

When running Webster Financial's price analysis, check to measure Webster Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Webster Financial is operating at the current time. Most of Webster Financial's value examination focuses on studying past and present price action to predict the probability of Webster Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Webster Financial's price. Additionally, you may evaluate how the addition of Webster Financial to your portfolios can decrease your overall portfolio volatility.
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Is Webster Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Webster Financial. If investors know Webster will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Webster Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
1.6
Earnings Share
4.91
Revenue Per Share
14.555
Quarterly Revenue Growth
(0.1)
The market value of Webster Financial is measured differently than its book value, which is the value of Webster that is recorded on the company's balance sheet. Investors also form their own opinion of Webster Financial's value that differs from its market value or its book value, called intrinsic value, which is Webster Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Webster Financial's market value can be influenced by many factors that don't directly affect Webster Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Webster Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Webster Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Webster Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.