ACNB Company Insiders

ACNB Stock  USD 34.25  0.51  1.47%   
ACNB's insiders are aggressively buying. The analysis of insiders' sentiment of trading ACNB Corporation stock suggests that all insiders are extremely bullish at this time. ACNB employs about 413 people. The company is managed by 25 executives with a total tenure of roughly 285 years, averaging almost 11.0 years of service per executive, having 16.52 employees per reported executive.
Frank Russell  CEO
CEO of Russell Insurance Group Inc and President of Russell Insurance Group Inc
Thomas Ritter  CEO
CEO and President Director, Member of Strategic Planning Committee, CEO of Adams County National Bank and President of Adams County National Bank and Director of Adams County National Bank

ACNB's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-03-15James HeltAcquired 90 @ 35.28View
2023-09-15James HeltAcquired 94 @ 33.1View
2023-09-07Scott L KelleyAcquired 500 @ 32.05View
2023-08-21Scott L KelleyAcquired 500 @ 32.65View
2023-06-15James HeltAcquired 216 @ 33.38View
2023-05-24Alan J StockAcquired 492 @ 30.25View
2023-05-18Alan J StockAcquired 97 @ 28.71View
2023-05-03Brett D FulkAcquired 912 @ 28.52View
2023-05-01Brett D FulkAcquired 769 @ 29.2View
Monitoring ACNB's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACNB Corporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.

ACNB's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with ACNB's future performance. Based on our forecasts, it is anticipated that ACNB will maintain a workforce of about 410 employees by May 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

ACNB Management Team Effectiveness

The company has return on total asset (ROA) of 0.0128 % which means that it generated a profit of $0.0128 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1213 %, meaning that it created $0.1213 on every $100 dollars invested by stockholders. ACNB's management efficiency ratios could be used to measure how well ACNB manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ACNB's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.3 B, whereas Total Assets are forecasted to decline to about 1.3 B.
The current year's Net Income Applicable To Common Shares is expected to grow to about 43.2 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 7.1 M.

ACNB Workforce Comparison

ACNB Corporation is number one stock in number of employees category among related companies. The total workforce of Financials industry is presently estimated at about 851. ACNB totals roughly 413 in number of employees claiming about 49% of equities under Financials industry.

ACNB Profit Margins

The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.25 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.25.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.260.2753
Notably Down
Slightly volatile
Pretax Profit Margin0.330.3463
Sufficiently Down
Pretty Stable
Return On Assets0.0120.0131
Significantly Down
Slightly volatile
Return On Equity0.120.1142
Sufficiently Up
Pretty Stable

ACNB Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ACNB insiders, such as employees or executives, is commonly permitted as long as it does not rely on ACNB's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, ACNB insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2023-06-01
10.6667
32
3
 9,458 
 0.00 
2023-03-01
2.375
19
8
 31,743 
 2,976 
2022-12-01
1.625
13
8
 1,779 
 11,903 
2022-06-01
20.0
20
1
 8,404 
 76.00 
2022-03-01
26.0
26
1
 21,775 
 0.00 
2021-12-01
1.5
15
10
 1,596 
 0.00 
2021-09-01
1.4545
16
11
 1,801 
 3,861 
2020-12-01
3.0
27
9
 8,109 
 0.00 
2020-03-01
4.8333
29
6
 19,621 
 18,368 
2019-12-01
1.2857
18
14
 1,878 
 2,500 
2019-03-01
9.0
18
2
 1,449 
 310.00 
2018-12-01
1.05
21
20
 2,498 
 26,300 
2018-03-01
16.0
32
2
 38,116 
 29,400 
2017-12-01
1.8889
17
9
 1,455 
 12,933 
2017-09-01
10.0
40
4
 9,953 
 0.00 
2017-06-01
9.3333
28
3
 11,356 
 0.00 
2017-03-01
17.0
17
1
 2,872 
 1,500 
2016-12-01
2.1429
15
7
 883.33 
 0.00 
2015-12-01
2.1429
15
7
 1,346 
 0.00 
2015-06-01
22.0
22
1
 6,184 
 0.00 
2014-12-01
2.8333
17
6
 1,885 
 0.00 
2014-03-01
15.0
15
1
 4,308 
 0.00 
2013-12-01
4.25
17
4
 1,361 
 0.00 
2010-06-01
1.5
3
2
 1,429 
 1,489 
2005-06-01
0.5
2
4
 500.00 
 3,120 

ACNB Notable Stakeholders

An ACNB stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as ACNB often face trade-offs trying to please all of them. ACNB's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting ACNB's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Frank RussellCEO of Russell Insurance Group Inc and President of Russell Insurance Group IncProfile
Thomas RitterCEO and President Director, Member of Strategic Planning Committee, CEO of Adams County National Bank and President of Adams County National Bank and Director of Adams County National BankProfile
Frank ElsnerIndependent Chairman of the BoardProfile
Alan StockIndependent Vice Chairman of the BoardProfile
Mark BlackstenExecutive PresidentProfile
David CathellCFO, Executive VP and TreasurerProfile
James HeltExecutive VP of Banking Services of ACNB BankProfile
Lynda GlassChief Governance Officer, Executive VP and SecretaryProfile
Robert MillerIndependent DirectorProfile
James LottIndependent DirectorProfile
Scott KelleyIndependent DirectorProfile
Harry WheelerIndependent DirectorProfile
James WilliamsIndependent DirectorProfile
Richard AllowayIndependent DirectorProfile
Donna NewellIndependent DirectorProfile
David SitesIndependent DirectorProfile
Marian SchultzIndependent DirectorProfile
Daniel PottsIndependent DirectorProfile
Todd HerringDirectorProfile
Emmett PattersonIndependent DirectorProfile
Arthur SeibelDirectorProfile
Kevin EsqGeneral VPProfile
CFA CPACFO VPProfile
Brett FulkExecutive OfficerProfile
Douglas SeibelExecutive BankProfile

About ACNB Management Performance

The success or failure of an entity such as ACNB often depends on how effective the management is. ACNB management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of ACNB management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the ACNB management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 
The data published in ACNB's official financial statements usually reflect ACNB's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of ACNB. For example, before you start analyzing numbers published by ACNB accountants, it's critical to develop an understanding of what ACNB's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of ACNB's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, ACNB's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in ACNB's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of ACNB Corporation. Please utilize our Beneish M Score to check the likelihood of ACNB's management manipulating its earnings.

ACNB Workforce Analysis

Traditionally, organizations such as ACNB use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare ACNB within its industry.

ACNB Manpower Efficiency

Return on ACNB Manpower

Revenue Per Employee278.7K
Revenue Per Executive4.6M
Net Income Per Employee76.7K
Net Income Per Executive1.3M
When determining whether ACNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ACNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Acnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Acnb Corporation Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACNB Corporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

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When running ACNB's price analysis, check to measure ACNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACNB is operating at the current time. Most of ACNB's value examination focuses on studying past and present price action to predict the probability of ACNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACNB's price. Additionally, you may evaluate how the addition of ACNB to your portfolios can decrease your overall portfolio volatility.
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Is ACNB's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACNB. If investors know ACNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ACNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.60)
Dividend Share
1.14
Earnings Share
3.71
Revenue Per Share
12.45
Quarterly Revenue Growth
(0.25)
The market value of ACNB is measured differently than its book value, which is the value of ACNB that is recorded on the company's balance sheet. Investors also form their own opinion of ACNB's value that differs from its market value or its book value, called intrinsic value, which is ACNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ACNB's market value can be influenced by many factors that don't directly affect ACNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ACNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if ACNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ACNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.