City Holding Valuation

CHCO Stock  USD 104.02  3.12  3.09%   
At this time, the firm appears to be fairly valued. City Holding shows a prevailing Real Value of $100.74 per share. The current price of the firm is $104.02. Our model approximates the value of City Holding from analyzing the firm fundamentals such as Return On Equity of 0.18, current valuation of 1.76 B, and Profit Margin of 0.40 % as well as examining its technical indicators and probability of bankruptcy. In general, most investors favor obtaining undervalued instruments and abandoning overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
Price Book
2.2039
Enterprise Value
1.8 B
Price Sales
5.2159
Forward PE
13.8313
Trailing PE
13.2589
Fairly Valued
Today
104.02
Please note that City Holding's price fluctuation is very steady at this time. Calculation of the real value of City Holding is based on 3 months time horizon. Increasing City Holding's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for City Holding is useful when determining the fair value of the City stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of City Holding. Since City Holding is currently traded on the exchange, buyers and sellers on that exchange determine the market value of City Stock. However, City Holding's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  104.02 Real  100.74 Target  97.0 Hype  103.98 Naive  102.3
The real value of City Stock, also known as its intrinsic value, is the underlying worth of City Holding Company, which is reflected in its stock price. It is based on City Holding's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of City Holding's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence City Holding's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
100.74
Real Value
114.42
Upside
Estimating the potential upside or downside of City Holding helps investors to forecast how City stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of City Holding more accurately as focusing exclusively on City Holding's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
1.821.861.88
Details
Hype
Prediction
LowEstimatedHigh
102.41103.98105.55
Details
Potential
Annual Dividend
LowForecastedHigh
1.701.741.79
Details
6 Analysts
Consensus
LowTarget PriceHigh
88.2797.00107.67
Details

City Holding Investments

15.41 Million

City Holding Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining City Holding's current stock value. Our valuation model uses many indicators to compare City Holding value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across City Holding competition to find correlations between indicators driving City Holding's intrinsic value. More Info.
City Holding is rated below average in beta category among related companies. It is rated below average in net asset category among related companies making up about  12,532,304,260  of Net Asset per Beta. . Comparative valuation analysis is a catch-all model that can be used if you cannot value City Holding by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for City Holding's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the City Holding's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates City Holding's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in City Holding and how it compares across the competition.

About City Holding Valuation

The stock valuation mechanism determines the current worth of City Holding on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of City Holding. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of City Holding based exclusively on its fundamental and basic technical indicators. By analyzing City Holding's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of City Holding's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of City Holding. We calculate exposure to City Holding's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to City Holding's related companies.
Last ReportedProjected for 2024
Gross Profit341.4 M358.5 M
Pretax Profit Margin 0.42  0.28 
Operating Profit Margin(0)(0)
Net Profit Margin 0.33  0.19 
Gross Profit Margin 0.00  0.00 

City Holding Quarterly Retained Earnings

780.3 Million

8 Steps to conduct City Holding's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates City Holding's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct City Holding's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain City Holding's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine City Holding's revenue streams: Identify City Holding's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research City Holding's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish City Holding's growth potential: Evaluate City Holding's management, business model, and growth potential.
  • Determine City Holding's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate City Holding's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
City Holding's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether City Holding's value is low or high relative to the company's performance and growth projections. Determining the market value of City Holding can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of City Holding represents a small ownership stake in the entity. As a stockholder of City, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

City Holding Dividends Analysis For Valuation

At this time, City Holding's Dividend Payout Ratio is very stable compared to the past year. As of the 28th of March 2024, Dividend Paid And Capex Coverage Ratio is likely to grow to 5.91, though Dividends Paid is likely to grow to (38 M). . At this time, City Holding's Retained Earnings are very stable compared to the past year. As of the 28th of March 2024, Price Earnings Ratio is likely to grow to 18.15, while Retained Earnings Total Equity is likely to drop about 505.3 M.
Last ReportedProjected for 2024
Dividends Paid-40 M-38 M
Dividend Yield 0.02  0.02 
Dividend Payout Ratio 0.35  0.54 
Dividend Paid And Capex Coverage Ratio 3.71  5.91 
There are various types of dividends City Holding can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of City shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from City Holding directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When City pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of City Holding by the value of the dividends paid out.

City Holding Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as City Holding does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding14.9 M
Quarterly Earnings Growth Y O Y-0.104
Forward Price Earnings13.8313

City Holding Current Valuation Indicators

Valuation refers to the process of determining the present value of City Holding and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value City we look at many different elements of the entity such as City's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. City Holding's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final City Holding's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as City Holding, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use City Holding's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes City Holding's worth.
When determining whether City Holding offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of City Holding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of City Holding Stock. Outlined below are crucial reports that will aid in making a well-informed decision on City Holding Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in City Holding. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.
Note that the City Holding information on this page should be used as a complementary analysis to other City Holding's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

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When running City Holding's price analysis, check to measure City Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy City Holding is operating at the current time. Most of City Holding's value examination focuses on studying past and present price action to predict the probability of City Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move City Holding's price. Additionally, you may evaluate how the addition of City Holding to your portfolios can decrease your overall portfolio volatility.
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Is City Holding's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of City Holding. If investors know City will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about City Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.10)
Dividend Share
2.73
Earnings Share
7.61
Revenue Per Share
19.278
Quarterly Revenue Growth
(0.01)
The market value of City Holding is measured differently than its book value, which is the value of City that is recorded on the company's balance sheet. Investors also form their own opinion of City Holding's value that differs from its market value or its book value, called intrinsic value, which is City Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because City Holding's market value can be influenced by many factors that don't directly affect City Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between City Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if City Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, City Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.