Cincinnati Financial Stock Today

CINF Stock  USD 120.28  0.48  0.40%   

Performance

18 of 100

 
Low
 
High
Solid

Odds Of Distress

Less than 9

 
100  
 
Zero
Low
Cincinnati Financial is trading at 120.28 as of the 28th of March 2024. This is a -0.4% down since the beginning of the trading day. The stock's lowest day price was 120.18. Cincinnati Financial has less than a 9 % chance of experiencing financial distress in the next few years and had a solid performance during the last 90 days. Equity ratings for Cincinnati Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of February 2024 and ending today, the 28th of March 2024. Click here to learn more.
Business Domain
Insurance
IPO Date
26th of March 1990
Category
Financial Services
Classification
Financials
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. Cincinnati Financial operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. The company has 156.69 M outstanding shares of which 1.15 M shares are currently shorted by private and institutional investors with about 1.24 trading days to cover. More on Cincinnati Financial

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Cincinnati Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Cincinnati Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Cincinnati Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, Cincinnati Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cincinnati Financial's managers, analysts, and investors.
Environment Score
Governance Score
Social Score
President CEO, DirectorSteven Johnston
Thematic Ideas
(View all Themes)
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, SP 500 Index, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Insurance Providers, FinTech, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Cincinnati Financial report their recommendations after researching Cincinnati Financial's financial statements, talking to executives and customers, or listening in on Cincinnati Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Cincinnati Financial. The Cincinnati consensus assessment is calculated by taking the average forecast from all of the analysts covering Cincinnati Financial.
Cincinnati Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Cincinnati Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Cincinnati Financial's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of Cincinnati Financial's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Cincinnati Financial's financial leverage. It provides some insight into what part of Cincinnati Financial's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Cincinnati Financial's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Cincinnati Financial deploys its capital and how much of that capital is borrowed.
Liquidity
Cincinnati Financial cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 874 M in liabilities with Debt to Equity (D/E) ratio of 0.09, which may suggest the company is not taking enough advantage from borrowing. Cincinnati Financial has a current ratio of 1.13, suggesting that it is in a questionable position to pay out its financial obligations when due. Debt can assist Cincinnati Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Cincinnati Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Cincinnati Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Cincinnati to invest in growth at high rates of return. When we think about Cincinnati Financial's use of debt, we should always consider it together with cash and equity.

Free Cash Flow

2.14 Billion
Cincinnati Financial (CINF) is traded on NASDAQ Exchange in USA. It is located in 6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141 and employs 5,426 people. Cincinnati Financial is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 19.01 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Cincinnati Financial's market, we take the total number of its shares issued and multiply it by Cincinnati Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Cincinnati Financial conducts business under Insurance sector and is part of Financials industry. The entity has 156.69 M outstanding shares of which 1.15 M shares are currently shorted by private and institutional investors with about 1.24 trading days to cover. Cincinnati Financial currently holds about 1.08 B in cash with 2.05 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.89.
Check Cincinnati Financial Probability Of Bankruptcy
Ownership Allocation
Cincinnati Financial retains a total of 156.69 Million outstanding shares. Over half of Cincinnati Financial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Cincinnati Financial. Please watch out for any change in the institutional holdings of Cincinnati Financial as this could mean something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Cincinnati Ownership Details

Cincinnati Stock Price Odds Analysis

In reference to a normal probability distribution, the odds of Cincinnati Financial jumping above the current price in 90 days from now is under 4%. The Cincinnati Financial probability density function shows the probability of Cincinnati Financial stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Cincinnati Financial has a beta of -0.1298 suggesting as returns on benchmark increase, returns on holding Cincinnati Financial are expected to decrease at a much lower rate. During the bear market, however, Cincinnati Financial is likely to outperform the market. Additionally, cincinnati Financial has an alpha of 0.2888, implying that it can generate a 0.29 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 120.28HorizonTargetOdds Above 120.28
96.73%90 days
 120.28 
3.22%
Based on a normal probability distribution, the odds of Cincinnati Financial to move above the current price in 90 days from now is under 4 (This Cincinnati Financial probability density function shows the probability of Cincinnati Stock to fall within a particular range of prices over 90 days) .

Cincinnati Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Cincinnati Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Cincinnati Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Cincinnati Financial's value.
InstituionRecorded OnShares
Amvescap Plc.2023-12-31
1.5 M
Fort Washington Investment Advisors Inc2023-12-31
1.5 M
Millennium Management Llc2023-12-31
1.4 M
Johnson Investment Counsel Inc2023-12-31
1.3 M
Legal & General Group Plc2023-12-31
1.3 M
Los Angeles Capital Management Llc2023-12-31
1.3 M
Bank Of New York Mellon Corp2023-12-31
1.1 M
Select Equity Group Lp2023-12-31
1.1 M
Dimensional Fund Advisors, Inc.2023-12-31
1.1 M
Vanguard Group Inc2023-12-31
19.2 M
Blackrock Inc2023-12-31
12.2 M
View Cincinnati Financial Diagnostics

Cincinnati Financial Historical Income Statement

Cincinnati Financial Income Statement is one of the three primary financial statements used for reporting Cincinnati's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Cincinnati Financial revenue and expense. Cincinnati Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Cincinnati Financial's Operating Income is most likely to increase significantly in the upcoming years. The Cincinnati Financial's current EBIT is estimated to increase to about 2.4 B, while Other Operating Expenses is projected to decrease to roughly 23.8 M. View More Fundamentals

Cincinnati Stock Against Markets

Picking the right benchmark for Cincinnati Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Cincinnati Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Cincinnati Financial is critical whether you are bullish or bearish towards Cincinnati Financial at a given time. Please also check how Cincinnati Financial's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Cincinnati Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Cincinnati Financial Corporate Directors

Cincinnati Financial corporate directors refer to members of a Cincinnati Financial board of directors. The board of directors generally takes responsibility for the Cincinnati Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Cincinnati Financial's board members must vote for the resolution. The Cincinnati Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
William BahlLead Independent DirectorProfile
Linda ClementHolmesIndependent DirectorProfile
David OsbornIndependent DirectorProfile
William McMullenIndependent DirectorProfile

How to buy Cincinnati Stock?

Before investing in Cincinnati Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Cincinnati Financial. To buy Cincinnati Financial stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Cincinnati Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Cincinnati Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Cincinnati Financial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Cincinnati Financial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Cincinnati Financial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.

Already Invested in Cincinnati Financial?

The danger of trading Cincinnati Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Cincinnati Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Cincinnati Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Cincinnati Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Cincinnati Financial is a strong investment it is important to analyze Cincinnati Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cincinnati Financial's future performance. For an informed investment choice regarding Cincinnati Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cincinnati Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

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When running Cincinnati Financial's price analysis, check to measure Cincinnati Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cincinnati Financial is operating at the current time. Most of Cincinnati Financial's value examination focuses on studying past and present price action to predict the probability of Cincinnati Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cincinnati Financial's price. Additionally, you may evaluate how the addition of Cincinnati Financial to your portfolios can decrease your overall portfolio volatility.
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Is Cincinnati Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cincinnati Financial. If investors know Cincinnati will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cincinnati Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.17
Dividend Share
3
Earnings Share
11.66
Revenue Per Share
63.777
Quarterly Revenue Growth
0.077
The market value of Cincinnati Financial is measured differently than its book value, which is the value of Cincinnati that is recorded on the company's balance sheet. Investors also form their own opinion of Cincinnati Financial's value that differs from its market value or its book value, called intrinsic value, which is Cincinnati Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cincinnati Financial's market value can be influenced by many factors that don't directly affect Cincinnati Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cincinnati Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cincinnati Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cincinnati Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.